Bank of Marin BancorpBMRC +5.43%54 EV-to-FCF is 8.41 as of Jun. 26, 2026, which is 9% below its 10-year median of 9.28. GuruFocus rates BMRC with a GF Score™ of 54/100 and a GF Value™ of $18.48 (Significantly Overvalued). The stock has 6 warning signs investors should review. Among 1,195 Banks companies, Bank of Marin Bancorp ranks worse than 54.56% on this metric.
EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, Bank of Marin Bancorp's Enterprise Value is $282.07 Mil.
Bank of Marin Bancorp's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 was $33.56 Mil. Therefore, Bank of Marin Bancorp's EV-to-FCF for today is 8.41.
The historical rank and industry rank for Bank of Marin Bancorp's EV-to-FCF or its related term are showing as below:
BMRC'
s EV-to-FCF Range Over the Past 10 Years
Min: -0.87 Med: 9.28 Max: 16.96
Current: 8.41
During the past 13 years, the highest EV-to-FCF of Bank of Marin Bancorp was 16.96. The lowest was -0.87. And the median was 9.28.
BMRC's EV-to-FCF is ranked worse than 54.56% of 1195
companies
in the Banks industry
Industry Median: 6.52
vs BMRC: 8.41
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Bank of Marin Bancorp (NAS:BMRC) EV-to-FCF Explanation
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Bank of Marin Bancorp's PE Ratio (TTM) for today is calculated as:
Bank of Marin Bancorp's share price for today is $27.71.
Bank of Marin Bancorp's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $-2.010.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Bank of Marin Bancorp's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Bank of Marin Bancorp EV-to-FCF vs Banks Industry
For the Banks industry and Financial Services sector, Bank of Marin Bancorp's EV-to-FCF distribution charts can be found below:
* The bar in red indicates where Bank of Marin Bancorp's EV-to-FCF falls into.
Bank of Marin Bancorp's current Enterprise Value is $282.07 Mil.
Bank of Marin Bancorp's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $33.56 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Bank of Marin Bancorp (BMRC) has a EV-to-FCF of 8.41 as of Jun. 26, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Bank of Marin Bancorp and its competitors. This is near median its historical median of 9.28. According to the industry distribution chart, Bank of Marin Bancorp ranks #652 out of 1195 companies in the Banks industry, placing it in the top 54.6%.
Is Bank of Marin Bancorp's EV-to-FCF too high?
Bank of Marin Bancorp's current EV-to-FCF of 8.41 is near median its 10-year median of 9.28. The Banks industry median EV-to-FCF is 6.52. Bank of Marin Bancorp's value of 8.41 is 29% above this industry median. Based on the distribution chart, Bank of Marin Bancorp ranks #652 out of 1195 companies in the Banks industry, which is below the industry midpoint. Overall, Bank of Marin Bancorp has a GF Score™ of 54/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Bank of Marin Bancorp's EV-to-FCF compare to CBAN and BWFG?
According to the Banks industry distribution chart, Bank of Marin Bancorp ranks #652 out of 1195 companies for EV-to-FCF. This places Bank of Marin Bancorp in the lower half of its industry. The industry median EV-to-FCF is 6.52. Bank of Marin Bancorp's value of 8.41 is 29% above this benchmark. While the company's 10-year median is 9.28 vs. the industry median of 6.52, Bank of Marin Bancorp has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for a Banks company?
The median EV-to-FCF among Banks companies is 6.52, based on 1,195 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Bank of Marin Bancorp's current EV-to-FCF of 8.41 is 29% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Bank of Marin Bancorp and its competitors. For the Banks industry, the median EV-to-FCF is 6.52 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Bank of Marin Bancorp's current EV-to-FCF is 8.41, which is near median its own 10-year median of 9.28. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bank of Marin Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Bank of Marin Bancorp (BMRC) is currently considered Significantly Overvalued. The stock's GF Value™ is $18.48, compared to a current price of $27.71 — trading 49.9% above its estimated fair value. The current EV-to-FCF is 8.41, which is near median its 10-year median of 9.28 and 29% above the Banks industry median of 6.52. Bank of Marin Bancorp's overall GF Score™ is 54/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For Bank of Marin Bancorp (BMRC), the current EV-to-FCF is 8.41 as of Jun. 26, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Bank of Marin Bancorp (BMRC) Overvalued in 2026?
Based on GuruFocus' analysis, Bank of Marin Bancorp stock appears to be overvalued.
The current stock price of $27.71 is trading 49.9% above its estimated GF Value™ of $18.48.
GuruFocus considers Bank of Marin Bancorp to be Significantly Overvalued.
Key valuation signals for BMRC:
EV-to-FCF: 8.41 (near median its 10-year median of 9.28)
GF Value™: $18.48 vs. price of $27.71 (49.9% above fair value)
Industry Position: 29% above the Banks median (#652 of 1195)
No single metric tells the full story. See the BMRC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Bank of Marin Bancorp is a United States-based bank holding company. It conducts business through its wholly-owned subsidiary. The Bank provides a wide range of financial services to customers such as professionals, small and middle-market businesses, and individuals residing in Marin, Sonoma, Napa, San Francisco, Alameda, Contra Costa, San Mateo counties, and others. The majority of its revenue comes from interest income.
54GF Score
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