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Bank of Marin BancorpBMRC -1.21%54 5-Year Yield-on-Cost % is 3.80 as of Jul. 21, 2026, which is 30% above its 10-year median of 2.93. GuruFocus rates BMRC with a GF Score™ of 54/100 and a GF Value™ of $20.90 (Significantly Overvalued). The stock has 6 warning signs investors should review. Among 1,255 Banks companies, Bank of Marin Bancorp ranks worse than 51.55% on this metric.
Bank of Marin Bancorp's yield on cost for the quarter that ended in Mar. 2026 was 3.80.
The historical rank and industry rank for Bank of Marin Bancorp's 5-Year Yield-on-Cost % or its related term are showing as below:
BMRC'
s 5-Year Yield-on-Cost % Range Over the Past 10 Years
Min: 1.44 Med: 2.93 Max: 7.46
Current: 3.8
During the past 13 years, Bank of Marin Bancorp's highest Yield on Cost was 7.46. The lowest was 1.44. And the median was 2.93.
BMRC's 5-Year Yield-on-Cost % is ranked worse than 51.55% of 1255
companies
in the Banks industry
Industry Median: 3.86
vs BMRC: 3.80
Bank of Marin Bancorp (NAS:BMRC) 5-Year Yield-on-Cost % Explanation
Of course the risk here is that the company may not raise its dividends as it did before. The key is to select the companies that can consistently raise its dividends. Usually companies with long history of raising dividends tend to do so.
Bank of Marin Bancorp 5-Year Yield-on-Cost % Related Terms
BMRC vs CBK, GBFH, WTBA: 5-Year Yield-on-Cost % Comparison
For the Banks - Regional subindustry, Bank of Marin Bancorp's 5-Year Yield-on-Cost %, along with its competitors' market caps and 5-Year Yield-on-Cost % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Bank of Marin Bancorp 5-Year Yield-on-Cost % vs Banks Industry
For the Banks industry and Financial Services sector, Bank of Marin Bancorp's 5-Year Yield-on-Cost % distribution charts can be found below:
* The bar in red indicates where Bank of Marin Bancorp's 5-Year Yield-on-Cost % falls into.
Bank of Marin Bancorp 5-Year Yield-on-Cost % Calculation
Dividend Yield % and dividend growth of a stock is an important factor for income investors. But if company A raises its dividend constantly faster than company B, company A's future dividend yield might be much higher than Company B's even if their yields are the same now and their stock prices do not change.
Yield on Cost assumes that you buy and the stock today, and hold it for 5 years. If the company raises it dividends at the same rate as it did over the past 5 years, the dividends investors receive annually in 5 years relative to the stock price today.
Bank of Marin Bancorp (BMRC) has a 5-Year Yield-on-Cost % of 3.80 as of Jul. 21, 2026. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Bank of Marin Bancorp and its competitors. This is 30% above median its historical median of 2.93. Over the past decade, Bank of Marin Bancorp's 5-Year Yield-on-Cost % has ranged from 1.44 to 7.46. According to the industry distribution chart, Bank of Marin Bancorp ranks #647 out of 1255 companies in the Banks industry, placing it in the top 51.6%.
Is Bank of Marin Bancorp's 5-Year Yield-on-Cost % too high?
Bank of Marin Bancorp's current 5-Year Yield-on-Cost % of 3.80 is 30% above median its 10-year median of 2.93. Over the past 10 years, this metric has ranged from a low of 1.44 to a high of 7.46. The Banks industry median 5-Year Yield-on-Cost % is 3.86. Bank of Marin Bancorp's value of 3.80 is 1.6% below this industry median. Based on the distribution chart, Bank of Marin Bancorp ranks #647 out of 1255 companies in the Banks industry, which is below the industry midpoint. Overall, Bank of Marin Bancorp has a GF Score™ of 54/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Bank of Marin Bancorp's 5-Year Yield-on-Cost % compare to CBK and GBFH?
According to the Banks industry distribution chart, Bank of Marin Bancorp ranks #647 out of 1255 companies for 5-Year Yield-on-Cost %. This places Bank of Marin Bancorp in the lower half of its industry. The industry median 5-Year Yield-on-Cost % is 3.86. Bank of Marin Bancorp's value of 3.80 is 1.6% below this benchmark. Historically, Bank of Marin Bancorp's own 5-Year Yield-on-Cost % has ranged from 1.44 to 7.46 over the past decade. While the company's 10-year median is 2.93 vs. the industry median of 3.86, Bank of Marin Bancorp has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year Yield-on-Cost % for a Banks company?
The median 5-Year Yield-on-Cost % among Banks companies is 3.86, based on 1,255 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year Yield-on-Cost % significantly above this median, while those in the bottom quartile fall well below. However, 5-Year Yield-on-Cost % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Bank of Marin Bancorp's current 5-Year Yield-on-Cost % of 3.80 is 1.6% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year Yield-on-Cost % mean?
A high 5-Year Yield-on-Cost % can signal that a stock is expensive relative to its fundamentals. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Bank of Marin Bancorp and its competitors. For the Banks industry, the median 5-Year Yield-on-Cost % is 3.86 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Bank of Marin Bancorp's current 5-Year Yield-on-Cost % is 3.80, which is 30% above median its own 10-year median of 2.93. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bank of Marin Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Bank of Marin Bancorp (BMRC) is currently considered Significantly Overvalued. The stock's GF Value™ is $20.90, compared to a current price of $28.59 — trading 36.8% above its estimated fair value. The current 5-Year Yield-on-Cost % is 3.80, which is 30% above median its 10-year median of 2.93 and 1.6% below the Banks industry median of 3.86. Bank of Marin Bancorp's overall GF Score™ is 54/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year Yield-on-Cost % calculated?
5-Year Yield-on-Cost % is calculated from a company's financial statements. For Bank of Marin Bancorp (BMRC), the current 5-Year Yield-on-Cost % is 3.80 as of Jul. 21, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Bank of Marin Bancorp (BMRC) Overvalued in 2026?
Based on GuruFocus' analysis, Bank of Marin Bancorp stock appears to be overvalued.
The current stock price of $28.59 is trading 36.8% above its estimated GF Value™ of $20.90.
GuruFocus considers Bank of Marin Bancorp to be Significantly Overvalued.
Key valuation signals for BMRC:
5-Year Yield-on-Cost %: 3.80 (30% above median its 10-year median of 2.93)
GF Value™: $20.90 vs. price of $28.59 (36.8% above fair value)
Industry Position: 1.6% below the Banks median (#647 of 1255)
No single metric tells the full story. See the BMRC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Bank of Marin Bancorp is a United States-based bank holding company. It conducts business through its wholly-owned subsidiary. The Bank provides a wide range of financial services to customers such as professionals, small and middle-market businesses, and individuals residing in Marin, Sonoma, Napa, San Francisco, Alameda, Contra Costa, San Mateo counties, and others. The majority of its revenue comes from interest income.
54GF Score
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