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Bank of Marin BancorpBMRC +0.30%54 OCF Margin % is 35.98% as of Jun. 2026, which is 8% below its 10-year median of 39.20. GuruFocus rates BMRC with a GF Score™ of 54/100 and a GF Value™ of $17.27 (Significantly Overvalued). The stock has 5 warning signs investors should review. Among 1,500 Banks companies, Bank of Marin Bancorp ranks better than 78.53% on this metric.
Bank of Marin Bancorp OCF Margin % Historical Data
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The historical data trend for Bank of Marin Bancorp's OCF Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Bank of Marin Bancorp's OCF Margin %, along with its competitors' market caps and OCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Bank of Marin Bancorp OCF Margin % vs Banks Industry
For the Banks industry and Financial Services sector, Bank of Marin Bancorp's OCF Margin % distribution charts can be found below:
* The bar in red indicates where Bank of Marin Bancorp's OCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Bank of Marin Bancorp (BMRC) has a OCF Margin % of 35.98% as of Jun. 2026. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on Bank of Marin Bancorp and its competitors. This is near median its historical median of 39.20. Over the past decade, Bank of Marin Bancorp's OCF Margin % has ranged from 30.91 to 135.16. According to the industry distribution chart, Bank of Marin Bancorp ranks #322 out of 1500 companies in the Banks industry, placing it in the top 21.5%.
Is Bank of Marin Bancorp's OCF Margin % too high?
Bank of Marin Bancorp's current OCF Margin % of 35.98% is near median its 10-year median of 39.20. Over the past 10 years, this metric has ranged from a low of 30.91 to a high of 135.16. The Banks industry median OCF Margin % is 29.88. Bank of Marin Bancorp's value of 35.98% is 20.4% above this industry median. Based on the distribution chart, Bank of Marin Bancorp ranks #322 out of 1500 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Bank of Marin Bancorp has a GF Score™ of 54/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Bank of Marin Bancorp's OCF Margin % compare to WTBA and PBAM?
According to the Banks industry distribution chart, Bank of Marin Bancorp ranks #322 out of 1500 companies for OCF Margin %. This places Bank of Marin Bancorp in the top 22% of its industry — outperforming the majority of peers. The industry median OCF Margin % is 29.88. Bank of Marin Bancorp's value of 35.98% is 20.4% above this benchmark. Historically, Bank of Marin Bancorp's own OCF Margin % has ranged from 30.91 to 135.16 over the past decade. While the company's 10-year median is 39.20 vs. the industry median of 29.88, Bank of Marin Bancorp has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Margin % for a Banks company?
The median OCF Margin % among Banks companies is 29.88, based on 1,500 companies in the industry. Companies in the top quartile (top 25%) have a OCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, OCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Bank of Marin Bancorp's current OCF Margin % of 35.98% is 20.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Margin % mean?
A high OCF Margin % can signal that a stock is expensive relative to its fundamentals. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on Bank of Marin Bancorp and its competitors. For the Banks industry, the median OCF Margin % is 29.88 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Bank of Marin Bancorp's current OCF Margin % is 35.98%, which is near median its own 10-year median of 39.20. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bank of Marin Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Bank of Marin Bancorp (BMRC) is currently considered Significantly Overvalued. The stock's GF Value™ is $17.27, compared to a current price of $28.19 — trading 63.2% above its estimated fair value. The current OCF Margin % is 35.98%, which is near median its 10-year median of 39.20 and 20.4% above the Banks industry median of 29.88. Bank of Marin Bancorp's overall GF Score™ is 54/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Margin % calculated?
OCF Margin % is calculated from a company's financial statements. For Bank of Marin Bancorp (BMRC), the current OCF Margin % is 35.98% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Bank of Marin Bancorp (BMRC) Overvalued in 2026?
Based on GuruFocus' analysis, Bank of Marin Bancorp stock appears to be overvalued.
The current stock price of $28.19 is trading 63.2% above its estimated GF Value™ of $17.27.
GuruFocus considers Bank of Marin Bancorp to be Significantly Overvalued.
Key valuation signals for BMRC:
OCF Margin %: 35.98% (near median its 10-year median of 39.20)
GF Value™: $17.27 vs. price of $28.19 (63.2% above fair value)
Industry Position: 20.4% above the Banks median (#322 of 1500)
No single metric tells the full story. See the BMRC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Bank of Marin Bancorp is a United States-based bank holding company. It conducts business through its wholly-owned subsidiary. The Bank provides a wide range of financial services to customers such as professionals, small and middle-market businesses, and individuals residing in Marin, Sonoma, Napa, San Francisco, Alameda, Contra Costa, San Mateo counties, and others. The majority of its revenue comes from interest income.
54GF Score
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