BMRC (Bank of Marin Bancorp) LT-Debt-to-Total-Asset: 0.02 (As of Mar. 2026)

What is Bank of Marin Bancorp LT-Debt-to-Total-Asset?

Bank of Marin Bancorp BMRC -1.76% 50 LT-Debt-to-Total-Asset is 0.02 as of Mar. 2026. GuruFocus rates BMRC with a GF Score™ of 50/100 and a GF Value™ of $19.16 (Significantly Overvalued). The stock has 6 warning signs investors should review.

LT Debt to Total Assets is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. It is calculated as a company's Long-Term Debt & Capital Lease Obligationdivide by its Total Assets. Bank of Marin Bancorp's long-term debt to total assests ratio for the quarter that ended in Mar. 2026 was 0.02.

Bank of Marin Bancorp's long-term debt to total assets ratio increased from Mar. 2025 (0.01) to Mar. 2026 (0.02). It may suggest that Bank of Marin Bancorp is progressively becoming more dependent on debt to grow their business.

Bank of Marin Bancorp (NAS:BMRC) LT-Debt-to-Total-Asset Explanation

LT Debt to Total Asset is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. A year-over-year decrease in this metric would suggest the company is progressively becoming less dependent on debt to grow their business.

Bank of Marin Bancorp LT-Debt-to-Total-Asset Related Terms

Bank of Marin Bancorp LT-Debt-to-Total-Asset Historical Data

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The historical data trend for Bank of Marin Bancorp's LT-Debt-to-Total-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Bank of Marin Bancorp LT-Debt-to-Total-Asset Chart

Bank of Marin Bancorp Annual Data

Trend

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Dec25

LT-Debt-to-Total-Asset

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0.01

0.02

Bank of Marin Bancorp Quarterly Data
	Jun21	Sep21	Dec21	Mar22	Jun22	Sep22	Dec22	Mar23	Jun23	Sep23	Dec23	Mar24	Jun24	Sep24	Dec24	Mar25	Jun25	Sep25	Dec25	Mar26
LT-Debt-to-Total-Asset	Get a 7-Day Free Trial															0.01	0.01	0.01	0.02	0.02

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Bank of Marin Bancorp BMRC

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Bank of Marin Bancorp LT-Debt-to-Total-Asset Calculation

Bank of Marin Bancorp's Long-Term Debt to Total Asset Ratio for the fiscal year that ended in Dec. 2025 is calculated as

LT Debt to Total Assets (A: Dec. 2025 )	=	Long-Term Debt & Capital Lease Obligation (A: Dec. 2025 )	/	Total Assets (A: Dec. 2025 )
	=	68.604	/	3904.778
	=	0.02

Bank of Marin Bancorp's Long-Term Debt to Total Asset Ratio for the quarter that ended in Mar. 2026 is calculated as

LT Debt to Total Assets (Q: Mar. 2026 )	=	Long-Term Debt & Capital Lease Obligation (Q: Mar. 2026 )	/	Total Assets (Q: Mar. 2026 )
	=	68.458	/	3914.117
	=	0.02

Frequently Asked Questions Learn more about LT-Debt-to-Total-Asset →

What does a LT-Debt-to-Total-Asset of 0.02 mean?

Bank of Marin Bancorp (BMRC) has a LT-Debt-to-Total-Asset of 0.02 as of Mar. 2026. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on Bank of Marin Bancorp and its competitors.

Is Bank of Marin Bancorp's LT-Debt-to-Total-Asset too high?

Bank of Marin Bancorp's current LT-Debt-to-Total-Asset is 0.02. Overall, Bank of Marin Bancorp has a GF Score™ of 50/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.

How does Bank of Marin Bancorp's LT-Debt-to-Total-Asset compare to CBK and GBFH?

Bank of Marin Bancorp's LT-Debt-to-Total-Asset of 0.02 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.

What is a good LT-Debt-to-Total-Asset for a Banks company?

A good LT-Debt-to-Total-Asset depends on the Banks industry context. However, LT-Debt-to-Total-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.

What does a high LT-Debt-to-Total-Asset mean?

A high LT-Debt-to-Total-Asset can signal that a stock is expensive relative to its fundamentals. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on Bank of Marin Bancorp and its competitors. Bank of Marin Bancorp's current LT-Debt-to-Total-Asset is 0.02. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.

Is Bank of Marin Bancorp stock overvalued right now?

Based on GuruFocus' analysis, Bank of Marin Bancorp (BMRC) is currently considered Significantly Overvalued. The stock's GF Value™ is $19.16, compared to a current price of $28.46 — trading 48.5% above its estimated fair value. The current LT-Debt-to-Total-Asset is 0.02. Bank of Marin Bancorp's overall GF Score™ is 50/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.

How is LT-Debt-to-Total-Asset calculated?

LT-Debt-to-Total-Asset is calculated from a company's financial statements. For Bank of Marin Bancorp (BMRC), the current LT-Debt-to-Total-Asset is 0.02 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Bank of Marin Bancorp (BMRC) Overvalued in 2026?

Based on GuruFocus' analysis, Bank of Marin Bancorp stock appears to be overvalued. The current stock price of $28.46 is trading 48.5% above its estimated GF Value™ of $19.16. GuruFocus considers Bank of Marin Bancorp to be Significantly Overvalued.

Key valuation signals for BMRC:

LT-Debt-to-Total-Asset: 0.02
GF Value™: $19.16 vs. price of $28.46 (48.5% above fair value)
GF Score™: 50/100 with 6 warning signs

No single metric tells the full story. See the BMRC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Bank of Marin Bancorp Business Description

Industry Financial Services Banks

Comparable Companies CBK GBFH WTBA RBB FRBA CBAN PBAM BSVN BWFG FFMR SGX:D05 SHSE:600036 MIL:UCG XPAR:BNP NSE:HDFCBANK MIL:ISP TSE:8411 SAU:1120 NSE:ICICIBANK NSE:SBIN

Other Exchanges 4V6:Germany

Address 504 Redwood Boulevard, Suite 100, Novato, CA, USA, 94947

Website https://www.bankofmarin.com

Bank of Marin Bancorp is a United States-based bank holding company. It conducts business through its wholly-owned subsidiary. The Bank provides a wide range of financial services to customers such as professionals, small and middle-market businesses, and individuals residing in Marin, Sonoma, Napa, San Francisco, Alameda, Contra Costa, San Mateo counties, and others. The majority of its revenue comes from interest income.

50GF Score

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$28.46

Price

$19.16

GF Value

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