The South Indian Bank (BOM:532218) EV-to-FCF: (As of Jul. 28, 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
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Charlie Tian
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Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

BOM:532218 The South Indian Bank Ltd BOM:532218
60 GF Score
Price ₹47.92
GF Value ₹26.16
Valuation Significantly Overvalued
! 8 Warning Signs
View Full Analysis

What is The South Indian Bank EV-to-FCF?

EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, The South Indian Bank's Enterprise Value is ₹65,135 Mil. The South Indian Bank's Free Cash Flow for the trailing twelve months (TTM) ended in Jun. 2026 was ₹0 Mil. Therefore, The South Indian Bank's EV-to-FCF for today is .

The historical rank and industry rank for The South Indian Bank's EV-to-FCF or its related term are showing as below:

BOM:532218' s EV-to-FCF Range Over the Past 10 Years
Min: 0   Med: 0   Max: 1.73
Current: 1.73

During the past 13 years, the highest EV-to-FCF of The South Indian Bank was 1.73. The lowest was 0.00. And the median was 0.00.

BOM:532218's EV-to-FCF is ranked better than
72.99% of 1196 companies
in the Banks industry
Industry Median: 6.875 vs BOM:532218: 1.73

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

As of today (2026-07-28), The South Indian Bank's stock price is ₹47.92. The South Indian Bank's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Jun. 2026 was ₹5.760. Therefore, The South Indian Bank's PE Ratio (TTM) for today is 8.32.


The South Indian Bank  (BOM:532218) EV-to-FCF Explanation

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

The South Indian Bank's PE Ratio (TTM) for today is calculated as:

PE Ratio (TTM)=Share Price (Today)/Earnings per Share (Diluted) (TTM)
=47.92/5.760
=8.32

The South Indian Bank's share price for today is ₹47.92.
The South Indian Bank's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₹5.760.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.


The South Indian Bank EV-to-FCF Related Terms


The South Indian Bank EV-to-FCF Historical Data

* Premium members only.

The historical data trend for The South Indian Bank's EV-to-FCF can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The South Indian Bank EV-to-FCF Chart

The South Indian Bank Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
EV-to-FCF
Get a 7-Day Free Trial Premium Member Only Premium Member Only -1.29 -0.02 0.35 0.23 0.73

The South Indian Bank Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
EV-to-FCF Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 0.73 0.00

The South Indian Bank EV-to-FCF Competitor Comparison

For the Banks - Regional subindustry, The South Indian Bank's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


The South Indian Bank EV-to-FCF vs Banks Industry

For the Banks industry and Financial Services sector, The South Indian Bank's EV-to-FCF distribution charts can be found below:

* The bar in red indicates where The South Indian Bank's EV-to-FCF falls into.


BOM:532218
60GF Score
The South Indian Bank Ltd BOM:532218
EV-to-FCF is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

The South Indian Bank EV-to-FCF Calculation

The South Indian Bank's EV-to-FCF for today is calculated as:

EV-to-FCF=Enterprise Value (Today)/Free Cash Flow (TTM)
=65134.883/0
=

The South Indian Bank's current Enterprise Value is ₹65,135 Mil.
The South Indian Bank's Free Cash Flow for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₹0 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Is The South Indian Bank (BOM:532218) Overvalued in 2026?

Based on GuruFocus' analysis, The South Indian Bank stock appears to be overvalued. The current stock price of ₹47.92 is trading 83.2% above its estimated GF Value™ of ₹26.16. GuruFocus considers The South Indian Bank to be Significantly Overvalued.

Key valuation signals for BOM:532218:

  • EV-to-FCF:
  • GF Value™: ₹26.16 vs. price of ₹47.92 (83.2% above fair value)
  • GF Score™: 60/100 with 8 warning signs

No single metric tells the full story. See the BOM:532218 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


The South Indian Bank Business Description

Other Exchanges SOUTHBANK:India
Address TB Road, SIB House, Mission Quarters, Thrissur, KL, IND, 680001
The South Indian Bank Ltd operates in the Indian banking sector. The company's operating segments include Treasury, Corporate/Wholesale Banking, Retail Banking, and Other Banking operations. Corporate/Wholesale Banking segment provides loans to the corporate segment identified based on RBI guidelines. The Retail Banking segment provides loans to non-corporate customers. Treasury segment constitutes interest earnings on investment portfolios and foreign exchange activities. The Other Banking Operations segment includes income from para-banking activities. It generates maximum revenue from the Retail Banking segment. Geographically, it operates in India.
60GF Score

Get the complete analysis for BOM:532218

EV-to-FCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹47.92
Price
₹26.16
GF Value