Volatility is a statistical measure of the dispersion of returns for a given security or market index, it shows how the price swings around its mean. The volatility here is measured as the annualized standard deviation between monthly returns from the security over the past year. In most cases, the higher the volatility, the riskier the security.
The South Indian Bank (BOM:532218) Volatility Explanation
Volatility is a statistical measure of the dispersion of returns for a given security or market index. It’s often measured as standard deviation or variance of historical returns over a certain period. The volatility here is measured as the annualized standard deviation between monthly returns from the security over the past year.
Volatility reflects the uncertainty or risk of a security’s value. Generally speaking, a higher volatility suggests a higher risk, because it implies a wider fluctuation around average price. This means the price of the security can change dramatically in either direction within a short period. Conversely, a lower volatility means that the security's price is more steady, which suggests a lower risk.
Another measurement of relative volatility is Beta. Beta is a measure of systematic risk of a security or a portfolio in comparison to the market as a whole. Beta is usually compared to 1. A beta of greater than 1 indicates that the security's price will be more volatile than the market.
The South Indian Bank Volatility Related Terms
The South Indian Bank Volatility Competitor Comparison
For the Banks - Regional subindustry, The South Indian Bank's Volatility, along with its competitors' market caps and Volatility data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
The South Indian Bank Volatility vs Banks Industry
For the Banks industry and Financial Services sector, The South Indian Bank's Volatility distribution charts can be found below:
* The bar in red indicates where The South Indian Bank's Volatility falls into.
The South Indian Bank (BOM:532218) Volatility Calculation
The annualized volatility is calculated as following:
σA
=
σM
*
√12
=
√ 1/(n-1) ∑(Ri - R')^2
*
√12
Where: σM is the monthly volatility, n is the number of months in the period, Ri is the security's historical monthly returns and R' is the arithmetic mean of monthly returns.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
The South Indian Bank (BOM:532218) has a Volatility of 38.23% as of Jul. 03, 2026. Volatility is measured as the annualized standard deviation between monthly returns from the security over the past year. View historical data on The South Indian Bank and its competitors.
Is The South Indian Bank's Volatility too high?
The South Indian Bank's current Volatility is 38.23%. Overall, The South Indian Bank has a GF Score™ of 60/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does The South Indian Bank's Volatility compare to competitors?
The South Indian Bank's Volatility of 38.23% can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Volatility for a Banks company?
A good Volatility depends on the Banks industry context. However, Volatility should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Volatility mean?
A high Volatility can signal that a stock is expensive relative to its fundamentals. Volatility is measured as the annualized standard deviation between monthly returns from the security over the past year. View historical data on The South Indian Bank and its competitors. The South Indian Bank's current Volatility is 38.23%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is The South Indian Bank stock overvalued right now?
Based on GuruFocus' analysis, The South Indian Bank (BOM:532218) is currently considered Significantly Overvalued. The stock's GF Value™ is ₹25.67, compared to a current price of ₹45.53 — trading 77.4% above its estimated fair value. The current Volatility is 38.23%. The South Indian Bank's overall GF Score™ is 60/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Volatility calculated?
Volatility is calculated from a company's financial statements. For The South Indian Bank (BOM:532218), the current Volatility is 38.23% as of Jul. 03, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is The South Indian Bank (BOM:532218) Overvalued in 2026?
Based on GuruFocus' analysis, The South Indian Bank stock appears to be overvalued.
The current stock price of ₹45.53 is trading 77.4% above its estimated GF Value™ of ₹25.67.
GuruFocus considers The South Indian Bank to be Significantly Overvalued.
Key valuation signals for BOM:532218:
Volatility: 38.23%
GF Value™: ₹25.67 vs. price of ₹45.53 (77.4% above fair value)
No single metric tells the full story. See the BOM:532218 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
The South Indian Bank Ltd operates in the Indian banking sector. The company's operating segments include Treasury, Corporate/Wholesale Banking, Retail Banking, and Other Banking operations. Corporate/Wholesale Banking segment provides loans to the corporate segment identified based on RBI guidelines. The Retail Banking segment provides loans to non-corporate customers. Treasury segment constitutes interest earnings on investment portfolios and foreign exchange activities. The Other Banking Operations segment includes income from para-banking activities. It generates maximum revenue from the Retail Banking segment. Geographically, it operates in India.
60GF Score
Get the complete analysis for BOM:532218
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