The South Indian Bank (BOM:532218) Altman Z2-Score

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

BOM:532218 The South Indian Bank Ltd BOM:532218
60 GF Score
Price ₹45.52
GF Value ₹25.77
Valuation Significantly Overvalued
! 8 Warning Signs
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What is The South Indian Bank Altman Z2-Score?

Altman Z2-Score, also known as Z"-Score, is used to predict the likelihood that a non-manufacturing company (excluding property/financial company) will face bankruptcy within a two-year period.

Altman Z2-Score does not apply to banks and insurance companies.

BOM:532218
60GF Score
The South Indian Bank Ltd BOM:532218
Altman Z2-Score is just one metric. See GF Score™, valuation, warning signs, and more.
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Is The South Indian Bank (BOM:532218) Overvalued in 2026?

Based on GuruFocus' analysis, The South Indian Bank stock appears to be overvalued. The current stock price of ₹45.52 is trading 76.6% above its estimated GF Value™ of ₹25.77. GuruFocus considers The South Indian Bank to be Significantly Overvalued.

Key valuation signals for BOM:532218:

  • Altman Z2-Score:
  • GF Value™: ₹25.77 vs. price of ₹45.52 (76.6% above fair value)
  • GF Score™: 60/100 with 8 warning signs

No single metric tells the full story. See the BOM:532218 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

The South Indian Bank Business Description

Other Exchanges SOUTHBANK:India
Address TB Road, SIB House, Mission Quarters, Thrissur, KL, IND, 680001
The South Indian Bank Ltd operates in the Indian banking sector. The company's operating segments include Treasury, Corporate/Wholesale Banking, Retail Banking, and Other Banking operations. Corporate/Wholesale Banking segment provides loans to the corporate segment identified based on RBI guidelines. The Retail Banking segment provides loans to non-corporate customers. Treasury segment constitutes interest earnings on investment portfolios and foreign exchange activities. The Other Banking Operations segment includes income from para-banking activities. It generates maximum revenue from the Retail Banking segment. Geographically, it operates in India.
60GF Score

Get the complete analysis for BOM:532218

Altman Z2-Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹45.52
Price
₹25.77
GF Value