The South Indian Bank (BOM:532218) Altman Z-Score

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

BOM:532218 The South Indian Bank Ltd BOM:532218
60 GF Score
Price ₹45.33
GF Value ₹25.77
Valuation Significantly Overvalued
! 8 Warning Signs
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What is The South Indian Bank Altman Z-Score?

The Altman Z-Score is a model designed to predict the likelihood of a company going bankrupt within the next two years. Created by American finance professor Edward Altman in 1968, the model is specifically designed for publicly traded manufacturing companies with assets greater than $1 million.

Altman Z-Score does not apply to banks and insurance companies.

BOM:532218
60GF Score
The South Indian Bank Ltd BOM:532218
Altman Z-Score is just one metric. See GF Score™, valuation, warning signs, and more.
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Is The South Indian Bank (BOM:532218) Overvalued in 2026?

Based on GuruFocus' analysis, The South Indian Bank stock appears to be overvalued. The current stock price of ₹45.33 is trading 75.9% above its estimated GF Value™ of ₹25.77. GuruFocus considers The South Indian Bank to be Significantly Overvalued.

Key valuation signals for BOM:532218:

  • Altman Z-Score:
  • GF Value™: ₹25.77 vs. price of ₹45.33 (75.9% above fair value)
  • GF Score™: 60/100 with 8 warning signs

No single metric tells the full story. See the BOM:532218 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

The South Indian Bank Business Description

Other Exchanges SOUTHBANK:India
Address TB Road, SIB House, Mission Quarters, Thrissur, KL, IND, 680001
The South Indian Bank Ltd operates in the Indian banking sector. The company's operating segments include Treasury, Corporate/Wholesale Banking, Retail Banking, and Other Banking operations. Corporate/Wholesale Banking segment provides loans to the corporate segment identified based on RBI guidelines. The Retail Banking segment provides loans to non-corporate customers. Treasury segment constitutes interest earnings on investment portfolios and foreign exchange activities. The Other Banking Operations segment includes income from para-banking activities. It generates maximum revenue from the Retail Banking segment. Geographically, it operates in India.
60GF Score

Get the complete analysis for BOM:532218

Altman Z-Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹45.33
Price
₹25.77
GF Value