The South Indian Bank (BOM:532218) OCF Yield %: 32.59 (As of Jul. 14, 2026)

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Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

BOM:532218 The South Indian Bank Ltd BOM:532218
60 GF Score
Price ₹45.95
GF Value ₹25.76
Valuation Significantly Overvalued
! 8 Warning Signs
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What is The South Indian Bank OCF Yield %?

The South Indian Bank BOM:532218 +0.37% 60 OCF Yield % is 32.59 as of Jul. 14, 2026. GuruFocus rates BOM:532218 with a GF Score™ of 60/100 and a GF Value™ of ₹25.76 (Significantly Overvalued). The stock has 8 warning signs investors should review. Among 1,503 Banks companies, The South Indian Bank ranks better than 82.37% on this metric.

OCF Yield % is calculated as Cash Flow from Operations divided by Market Capitalization. It is a financial solvency ratio that compares the operating cash flow a company is expected to earn against its market value.

As of today, The South Indian Bank's Trailing 12-Month Cash Flow from Operations is ₹0 Mil, and Market Cap is ₹120,300 Mil. Therefore, The South Indian Bank's OCF Yield % for today is 32.59%.

The historical rank and industry rank for The South Indian Bank's OCF Yield % or its related term are showing as below:

BOM:532218' s OCF Yield % Range Over the Past 10 Years
Min: 32.59   Med: 0   Max: 32.59
Current: 32.59


During the past 13 years, the highest OCF Yield % of The South Indian Bank was 32.59%. The lowest was 32.59%. And the median was %.

BOM:532218's OCF Yield % is ranked better than
82.37% of 1503 companies
in the Banks industry
Industry Median: 9.21 vs BOM:532218: 32.59

The South Indian Bank's OCF Margin % for the quarter that ended in Mar. 2026 was %.


The South Indian Bank OCF Yield % Explanation

Similar to Earnings Yield %, OCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high operating cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.


The South Indian Bank OCF Yield % Related Terms


The South Indian Bank OCF Yield % Historical Data

* Premium members only.

The historical data trend for The South Indian Bank's OCF Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The South Indian Bank OCF Yield % Chart

The South Indian Bank Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
OCF Yield %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 328.22 -237.31 99.11 -38.98 43.64

The South Indian Bank Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
OCF Yield % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00

The South Indian Bank OCF Yield % Competitor Comparison

For the Banks - Regional subindustry, The South Indian Bank's OCF Yield %, along with its competitors' market caps and OCF Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


The South Indian Bank OCF Yield % vs Banks Industry

For the Banks industry and Financial Services sector, The South Indian Bank's OCF Yield % distribution charts can be found below:

* The bar in red indicates where The South Indian Bank's OCF Yield % falls into.


BOM:532218
60GF Score
The South Indian Bank Ltd BOM:532218
OCF Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

The South Indian Bank OCF Yield % Calculation

OCF Yield % is a financial solvency ratio that compares the operating cash flow a company is expected to earn against its market value.

The South Indian Bank's OCF Yield % for the fiscal year that ended in Mar. 2026 is calculated as

OCF Yield %=Cash Flow from Operations / Market Cap
=39066.3 / 89520.8256
=43.64%

The South Indian Bank's annualized OCF Yield % for the quarter that ended in Mar. 2026 is calculated as

OCF Yield %=Cash Flow from Operations * Annualized Factor / Market Cap
=0 * 4 / 89520.8256
=0.00%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about OCF Yield % →
What does a OCF Yield % of 32.59 mean?
The South Indian Bank (BOM:532218) has a OCF Yield % of 32.59 as of Jul. 14, 2026. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on The South Indian Bank and its competitors. Over the past decade, The South Indian Bank's OCF Yield % has ranged from 32.59 to 32.59. According to the industry distribution chart, The South Indian Bank ranks #265 out of 1503 companies in the Banks industry, placing it in the top 17.6%.
Is The South Indian Bank's OCF Yield % too high?
The South Indian Bank's current OCF Yield % is 32.59. Over the past 10 years, this metric has ranged from a low of 32.59 to a high of 32.59. The Banks industry median OCF Yield % is 9.21. The South Indian Bank's value of 32.59 is 253.9% above this industry median. Based on the distribution chart, The South Indian Bank ranks #265 out of 1503 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, The South Indian Bank has a GF Score™ of 60/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does The South Indian Bank's OCF Yield % compare to competitors?
According to the Banks industry distribution chart, The South Indian Bank ranks #265 out of 1503 companies for OCF Yield %. This places The South Indian Bank in the top 18% of its industry — outperforming the majority of peers. The industry median OCF Yield % is 9.21. The South Indian Bank's value of 32.59 is 253.9% above this benchmark. Historically, The South Indian Bank's own OCF Yield % has ranged from 32.59 to 32.59 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Yield % for a Banks company?
The median OCF Yield % among Banks companies is 9.21, based on 1,503 companies in the industry. Companies in the top quartile (top 25%) have a OCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, OCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. The South Indian Bank's current OCF Yield % of 32.59 is 253.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Yield % mean?
A high OCF Yield % can signal that a stock is expensive relative to its fundamentals. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on The South Indian Bank and its competitors. For the Banks industry, the median OCF Yield % is 9.21 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. The South Indian Bank's current OCF Yield % is 32.59. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is The South Indian Bank stock overvalued right now?
Based on GuruFocus' analysis, The South Indian Bank (BOM:532218) is currently considered Significantly Overvalued. The stock's GF Value™ is ₹25.76, compared to a current price of ₹45.95 — trading 78.4% above its estimated fair value. The current OCF Yield % is 32.59 and 253.9% above the Banks industry median of 9.21. The South Indian Bank's overall GF Score™ is 60/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Yield % calculated?
OCF Yield % is calculated from a company's financial statements. For The South Indian Bank (BOM:532218), the current OCF Yield % is 32.59 as of Jul. 14, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is The South Indian Bank (BOM:532218) Overvalued in 2026?

Based on GuruFocus' analysis, The South Indian Bank stock appears to be overvalued. The current stock price of ₹45.95 is trading 78.4% above its estimated GF Value™ of ₹25.76. GuruFocus considers The South Indian Bank to be Significantly Overvalued.

Key valuation signals for BOM:532218:

  • OCF Yield %: 32.59
  • GF Value™: ₹25.76 vs. price of ₹45.95 (78.4% above fair value)
  • GF Score™: 60/100 with 8 warning signs
  • Industry Position: 253.9% above the Banks median (#265 of 1503)

No single metric tells the full story. See the BOM:532218 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


The South Indian Bank Business Description

Other Exchanges SOUTHBANK:India
Address TB Road, SIB House, Mission Quarters, Thrissur, KL, IND, 680001
The South Indian Bank Ltd operates in the Indian banking sector. The company's operating segments include Treasury, Corporate/Wholesale Banking, Retail Banking, and Other Banking operations. Corporate/Wholesale Banking segment provides loans to the corporate segment identified based on RBI guidelines. The Retail Banking segment provides loans to non-corporate customers. Treasury segment constitutes interest earnings on investment portfolios and foreign exchange activities. The Other Banking Operations segment includes income from para-banking activities. It generates maximum revenue from the Retail Banking segment. Geographically, it operates in India.
60GF Score

Get the complete analysis for BOM:532218

OCF Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹45.95
Price
₹25.76
GF Value