BPHLY (Bank of the Philippine Islands) Tariff Resilience Score: 8/10 (As of Jul. 05, 2026)


BPHLY Bank of the Philippine Islands BPHLY
76 GF Score
Price $32.81
GF Value $51.25
Valuation Possible Value Trap
! 3 Warning Signs
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What is Bank of the Philippine Islands Tariff Resilience Score?

Bank of the Philippine Islands BPHLY -2.58% 76 Tariff Resilience Score is 8 as of Jul. 05, 2026. GuruFocus rates BPHLY with a GF Score™ of 76/100 and a GF Value™ of $51.25 (Possible Value Trap). The stock has 3 warning signs investors should review. Among 1,607 Banks companies, Bank of the Philippine Islands ranks better than 78.72% on this metric.

Bank of the Philippine Islands has the Tariff Resilience Score of 8, which implies that the company might have Highly Resilient.

Bank of the Philippine Islands has Similar to BPCGY, BPHLF's direct exposure to tariffs is limited. Its primary risk is through clients engaged in international trade. The bank's strong local market and diversified services mitigate tariff-related vulnerabilities.

Tariff Resilience Score is a ranking system developed by GuruFocus to measure a company's exposure to international trade tariffs, rated on a scale from 0 to 10. It takes into account key factors such as global supply chain dependencies, manufacturing locations versus sales markets, import / export balance and percentage of revenue, and more.

The company's exposure to international trade tariffs based on these criteria:

1. Global supply chain dependencies
2. Manufacturing locations versus sales markets
3. Import/export balance and percentage of revenue
4. Historical impact from previous tariff changes
5. Available mitigation strategies (alternative suppliers, pricing power)
6. Industry-specific tariff exemptions or vulnerabilities

Based on the research, GuruFocus believes Bank of the Philippine Islands might have Highly Resilient.

Bank of the Philippine Islands  (OTCPK:BPHLY) Tariff Resilience Score Explanation

The Tariff Resilience Score ranges from 0 to 10, with 10 as the most resilient. GuruFocus divided Moat Score into following 3 categories:

Tariff Resilience Score Resilience Level
7 - 10Highly Resilient
4 - 6Average Resilient
0 - 3Highly Vulnerable

Bank of the Philippine Islands Tariff Resilience Score Related Terms

Bank of the Philippine Islands Tariff Resilience Score Competitor Comparison

For the Banks - Regional subindustry, Bank of the Philippine Islands's Tariff Resilience Score, along with its competitors' market caps and Tariff Resilience Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Bank of the Philippine Islands Tariff Resilience Score vs Banks Industry

For the Banks industry and Financial Services sector, Bank of the Philippine Islands's Tariff Resilience Score distribution charts can be found below:

* The bar in red indicates where Bank of the Philippine Islands's Tariff Resilience Score falls into.


BPHLY
76GF Score
Bank of the Philippine Islands BPHLY
Tariff Resilience Score is just one metric. See GF Score™, valuation, warning signs, and more.
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What does a Tariff Resilience Score of 8 mean?
Bank of the Philippine Islands (BPHLY) has a Tariff Resilience Score of 8 as of Jul. 05, 2026. Tariff Score is a ranking system developed by GuruFocus to measure a company's exposure to international trade tariffs, rated on a scale from 0 to 10. It takes into account key factors such as global supply chain dependencies, manufacturing locations versus sales markets, import / export balance and percentage of revenue, and more. According to the industry distribution chart, Bank of the Philippine Islands ranks #342 out of 1607 companies in the Banks industry, placing it in the top 21.3%.
Is Bank of the Philippine Islands' Tariff Resilience Score too high?
Bank of the Philippine Islands' current Tariff Resilience Score is 8. Based on the distribution chart, Bank of the Philippine Islands ranks #342 out of 1607 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Bank of the Philippine Islands has a GF Score™ of 76/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Bank of the Philippine Islands' Tariff Resilience Score compare to competitors?
According to the Banks industry distribution chart, Bank of the Philippine Islands ranks #342 out of 1607 companies for Tariff Resilience Score. This places Bank of the Philippine Islands in the top 21% of its industry — outperforming the majority of peers. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Tariff Resilience Score for a Banks company?
A good Tariff Resilience Score depends on the Banks industry context. However, Tariff Resilience Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Tariff Resilience Score mean?
A high Tariff Resilience Score can signal that a stock is expensive relative to its fundamentals. Tariff Score is a ranking system developed by GuruFocus to measure a company's exposure to international trade tariffs, rated on a scale from 0 to 10. It takes into account key factors such as global supply chain dependencies, manufacturing locations versus sales markets, import / export balance and percentage of revenue, and more. Bank of the Philippine Islands's current Tariff Resilience Score is 8. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bank of the Philippine Islands stock overvalued right now?
Based on GuruFocus' analysis, Bank of the Philippine Islands (BPHLY) is currently considered Possible Value Trap. The stock's GF Value™ is $51.25, compared to a current price of $32.81 — trading 36% below its estimated fair value. The current Tariff Resilience Score is 8. Bank of the Philippine Islands' overall GF Score™ is 76/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Tariff Resilience Score calculated?
Tariff Resilience Score is calculated from a company's financial statements. For Bank of the Philippine Islands (BPHLY), the current Tariff Resilience Score is 8 as of Jul. 05, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Bank of the Philippine Islands (BPHLY) Overvalued in 2026?

Based on GuruFocus' analysis, Bank of the Philippine Islands stock appears to be undervalued. The current stock price of $32.81 is trading 36% below its estimated GF Value™ of $51.25. GuruFocus considers Bank of the Philippine Islands to be Possible Value Trap.

Key valuation signals for BPHLY:

  • Tariff Resilience Score: 8
  • GF Value™: $51.25 vs. price of $32.81 (36% below fair value)
  • GF Score™: 76/100 with 3 warning signs

No single metric tells the full story. See the BPHLY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Bank of the Philippine Islands Business Description

Other Exchanges BPI:Philippines
Address Paseo de Roxas Corner Makati Avenue, 22nd Floor - 28th Floor, Tower 2, Ayala Triangle Gardens, Bel-Air, Makati City, PHL, 1226
Bank of the Philippine Islands is a universal bank offering a range of financial products and solutions for both retail and corporate customers. The services of the company include consumer banking and lending, asset management, insurance, securities brokerage and distribution, foreign exchange, leasing, and corporate and investment banking. It has three business segments: Consumer banking, Corporate banking, and Investment banking. It derives maximum revenue from the Consumer Banking Segment.
76GF Score

Get the complete analysis for BPHLY

Tariff Resilience Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$32.81
Price
$51.25
GF Value