Commercial BancgroupCBK +2.77%10 EV-to-FCF is 11.34 as of Jun. 27, 2026, which is 14% above its 10-year median of 9.98. GuruFocus rates CBK with a GF Score™ of 10/100. The stock has 5 warning signs investors should review. Among 1,195 Banks companies, Commercial Bancgroup ranks worse than 65.77% on this metric.
EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, Commercial Bancgroup's Enterprise Value is $415.29 Mil.
Commercial Bancgroup's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 was $36.62 Mil. Therefore, Commercial Bancgroup's EV-to-FCF for today is 11.34.
The historical rank and industry rank for Commercial Bancgroup's EV-to-FCF or its related term are showing as below:
CBK'
s EV-to-FCF Range Over the Past 10 Years
Min: 9.13 Med: 9.98 Max: 11.38
Current: 11.34
During the past 3 years, the highest EV-to-FCF of Commercial Bancgroup was 11.38. The lowest was 9.13. And the median was 9.98.
CBK's EV-to-FCF is ranked worse than 65.77% of 1195
companies
in the Banks industry
Industry Median: 6.52
vs CBK: 11.34
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Commercial Bancgroup's PE Ratio (TTM) for today is calculated as:
Commercial Bancgroup's share price for today is $32.745.
Commercial Bancgroup's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $2.777.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.
Commercial Bancgroup EV-to-FCF Related Terms
Commercial Bancgroup EV-to-FCF Historical Data
* Premium members only.
The historical data trend for Commercial Bancgroup's EV-to-FCF can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Commercial Bancgroup's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Commercial Bancgroup EV-to-FCF vs Banks Industry
For the Banks industry and Financial Services sector, Commercial Bancgroup's EV-to-FCF distribution charts can be found below:
* The bar in red indicates where Commercial Bancgroup's EV-to-FCF falls into.
Commercial Bancgroup's current Enterprise Value is $415.29 Mil.
Commercial Bancgroup's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $36.62 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Commercial Bancgroup (CBK) has a EV-to-FCF of 11.34 as of Jun. 27, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Commercial Bancgroup and its competitors. This is 14% above median its historical median of 9.98. Over the past decade, Commercial Bancgroup's EV-to-FCF has ranged from 9.13 to 11.38. According to the industry distribution chart, Commercial Bancgroup ranks #786 out of 1195 companies in the Banks industry, placing it in the top 65.8%.
Is Commercial Bancgroup's EV-to-FCF too high?
Commercial Bancgroup's current EV-to-FCF of 11.34 is 14% above median its 10-year median of 9.98. Over the past 10 years, this metric has ranged from a low of 9.13 to a high of 11.38. The Banks industry median EV-to-FCF is 6.52. Commercial Bancgroup's value of 11.34 is 73.9% above this industry median. Based on the distribution chart, Commercial Bancgroup ranks #786 out of 1195 companies in the Banks industry, which is below the industry midpoint. Overall, Commercial Bancgroup has a GF Score™ of 10/100, reflecting its overall financial health beyond just this single metric.
How does Commercial Bancgroup's EV-to-FCF compare to FRBA and NEWT?
According to the Banks industry distribution chart, Commercial Bancgroup ranks #786 out of 1195 companies for EV-to-FCF. This places Commercial Bancgroup in the lower half of its industry. The industry median EV-to-FCF is 6.52. Commercial Bancgroup's value of 11.34 is 73.9% above this benchmark. Historically, Commercial Bancgroup's own EV-to-FCF has ranged from 9.13 to 11.38 over the past decade. While the company's 10-year median is 9.98 vs. the industry median of 6.52, Commercial Bancgroup has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for a Banks company?
The median EV-to-FCF among Banks companies is 6.52, based on 1,195 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Commercial Bancgroup's current EV-to-FCF of 11.34 is 73.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Commercial Bancgroup and its competitors. For the Banks industry, the median EV-to-FCF is 6.52 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Commercial Bancgroup's current EV-to-FCF is 11.34, which is 14% above median its own 10-year median of 9.98. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Commercial Bancgroup stock overvalued right now?
Commercial Bancgroup (CBK) has a current EV-to-FCF of 11.34. The current EV-to-FCF is 11.34, which is 14% above median its 10-year median of 9.98 and 73.9% above the Banks industry median of 6.52. Commercial Bancgroup's overall GF Score™ is 10/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For Commercial Bancgroup (CBK), the current EV-to-FCF is 11.34 as of Jun. 27, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Commercial Bancgroup Inc is a bank holding company. Through its subsidiary, it operates as a full-service community banking institution offering traditional consumer and commercial products and services to businesses and individuals in select markets in Kentucky, North Carolina, and Tennessee. In Tennessee, its service areas include the metropolitan statistical areas of Nashville Davidson, Murfreesboro, Franklin, Knoxville, and the Tri Cities region of Kingsport, Bristol, and Johnson City, as well as Claiborne County, Cocke County, Union County, Hamblen County, and their surrounding areas.
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