EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, Omavings Bank's Enterprise Value is €2,154.0 Mil.
Omavings Bank's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 was €371.5 Mil. Therefore, Omavings Bank's EV-to-FCF for today is 5.80.
The historical rank and industry rank for Omavings Bank's EV-to-FCF or its related term are showing as below:
CHIX:OMASPh'
s EV-to-FCF Range Over the Past 10 Years
Min: -54.74 Med: -5.64 Max: 32.77
Current: 5.78
During the past 11 years, the highest EV-to-FCF of Omavings Bank was 32.77. The lowest was -54.74. And the median was -5.64.
CHIX:OMASPh's EV-to-FCF is ranked better than 53.39% of 1193
companies
in the Banks industry
Industry Median: 6.61
vs CHIX:OMASPh: 5.78
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Omavings Bank's PE Ratio (TTM) for today is calculated as:
Omavings Bank's share price for today is €19.98.
Omavings Bank's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was €1.440.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.
Omavings Bank EV-to-FCF Related Terms
Omavings Bank EV-to-FCF Historical Data
* Premium members only.
The historical data trend for Omavings Bank's EV-to-FCF can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Omavings Bank's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Omavings Bank EV-to-FCF vs Banks Industry
For the Banks industry and Financial Services sector, Omavings Bank's EV-to-FCF distribution charts can be found below:
* The bar in red indicates where Omavings Bank's EV-to-FCF falls into.
Omavings Bank's current Enterprise Value is €2,154.0 Mil.
Omavings Bank's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was €371.5 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Omavings Bank (CHIX:OMASPH) has a EV-to-FCF of 5.80 as of Jul. 03, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Omavings Bank and its competitors. According to the industry distribution chart, Omavings Bank ranks #556 out of 1193 companies in the Banks industry, placing it in the top 46.6%.
Is Omavings Bank's EV-to-FCF too high?
Omavings Bank's current EV-to-FCF is 5.80. The Banks industry median EV-to-FCF is 6.61. Omavings Bank's value of 5.80 is 12.3% below this industry median. Based on the distribution chart, Omavings Bank ranks #556 out of 1193 companies in the Banks industry, which is above the industry midpoint. Overall, Omavings Bank has a GF Score™ of 77/100, reflecting its overall financial health beyond just this single metric.
How does Omavings Bank's EV-to-FCF compare to PNC and USB?
According to the Banks industry distribution chart, Omavings Bank ranks #556 out of 1193 companies for EV-to-FCF. This puts Omavings Bank in the upper half of its industry. The industry median EV-to-FCF is 6.61. Omavings Bank's value of 5.80 is 12.3% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for a Banks company?
The median EV-to-FCF among Banks companies is 6.61, based on 1,193 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Omavings Bank's current EV-to-FCF of 5.80 is 12.3% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Omavings Bank and its competitors. For the Banks industry, the median EV-to-FCF is 6.61 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Omavings Bank's current EV-to-FCF is 5.80. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Omavings Bank stock overvalued right now?
Omavings Bank (CHIX:OMASPH) has a current EV-to-FCF of 5.80. The stock's GF Value™ is €18.63, compared to a current price of €19.98 — trading 7.2% above its estimated fair value. The current EV-to-FCF is 5.80 and 12.3% below the Banks industry median of 6.61. Omavings Bank's overall GF Score™ is 77/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For Omavings Bank (CHIX:OMASPH), the current EV-to-FCF is 5.80 as of Jul. 03, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Omavings Bank (CHIX:OMASPH) Overvalued in 2026?
Based on GuruFocus' analysis, Omavings Bank stock appears to be overvalued.
The current stock price of €19.98 is trading 7.2% above its estimated GF Value™ of €18.63.
Key valuation signals for CHIX:OMASPH:
EV-to-FCF: 5.80
GF Value™: €18.63 vs. price of €19.98 (7.2% above fair value)
Industry Position: 12.3% below the Banks median (#556 of 1193)
No single metric tells the full story. See the CHIX:OMASPH stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Oma Savings Bank PLC is a Finnish savings bank. The Company is engaged in retail banking and mortgage banking. The company focuses predominantly on retail banking operations and provides its clients with a broad range of banking services. The products offered by the company include credit, investment, online banking, and loan insurance, among others.
77GF Score
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