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EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, Cullman Bancorp's Enterprise Value is $144.10 Mil.
Cullman Bancorp's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 was $0.00 Mil. Therefore, Cullman Bancorp's EV-to-FCF for today is .
The historical rank and industry rank for Cullman Bancorp's EV-to-FCF or its related term are showing as below:
CULL'
s EV-to-FCF Range Over the Past 10 Years
Min: -45.38 Med: 29.61 Max: 855.2
Current: 25.26
During the past 11 years, the highest EV-to-FCF of Cullman Bancorp was 855.20. The lowest was -45.38. And the median was 29.61.
CULL's EV-to-FCF is ranked worse than 85.64% of 1191
companies
in the Banks industry
Industry Median: 7.24
vs CULL: 25.26
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Cullman Bancorp's PE Ratio (TTM) for today is calculated as:
Cullman Bancorp's share price for today is $16.24.
Cullman Bancorp's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $0.631.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.
Cullman Bancorp EV-to-FCF Related Terms
Cullman Bancorp EV-to-FCF Historical Data
* Premium members only.
The historical data trend for Cullman Bancorp's EV-to-FCF can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Cullman Bancorp's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Cullman Bancorp EV-to-FCF vs Banks Industry
For the Banks industry and Financial Services sector, Cullman Bancorp's EV-to-FCF distribution charts can be found below:
* The bar in red indicates where Cullman Bancorp's EV-to-FCF falls into.
Cullman Bancorp's current Enterprise Value is $144.10 Mil.
Cullman Bancorp's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $0.00 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Is Cullman Bancorp (CULL) Overvalued in 2026?
Based on GuruFocus' analysis, Cullman Bancorp stock appears to be overvalued.
The current stock price of $16.24 is trading 18.5% above its estimated GF Value™ of $13.71.
GuruFocus considers Cullman Bancorp to be Modestly Overvalued.
Key valuation signals for CULL:
EV-to-FCF:
GF Value™: $13.71 vs. price of $16.24 (18.5% above fair value)
No single metric tells the full story. See the CULL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Cullman Bancorp Inc through a subsidiary, accepts deposits and offers one- to four-family residential real estate loans, commercial real estate loans, commercial and industrial loans, construction loans, multi-family real estate loans, and consumer loans. The company offers deposit products, including checking, savings, and term certificate accounts, and its primary lending products are residential mortgage, commercial, and installment loans. Substantially all loans are secured by specific items of collateral, including business assets, consumer assets, and commercial and residential real estate. Geographically, the activities are carried out in the United States.
60GF Score
Get the complete analysis for CULL
EV-to-FCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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