City Bank (DHA:CITYBANK) EV-to-FCF: 0.61 (As of Jul. 09, 2026) — Near Median


DHA:CITYBANK City Bank PLC DHA:CITYBANK
66 GF Score
Price BDT30.20
GF Value BDT26.95
Valuation Modestly Overvalued
! 4 Warning Signs
View Full Analysis

What is City Bank EV-to-FCF?

City Bank DHA:CITYBANK -2.27% 66 EV-to-FCF is 0.61 as of Jul. 09, 2026, which is 7% above its 10-year median of 0.57. GuruFocus rates DHA:CITYBANK with a GF Score™ of 66/100 and a GF Value™ of BDT26.95 (Modestly Overvalued). The stock has 4 warning signs investors should review. Among 1,192 Banks companies, City Bank ranks better than 79.61% on this metric.

EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, City Bank's Enterprise Value is BDT40,374 Mil. City Bank's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 was BDT65,726 Mil. Therefore, City Bank's EV-to-FCF for today is 0.61.

The historical rank and industry rank for City Bank's EV-to-FCF or its related term are showing as below:

DHA:CITYBANK' s EV-to-FCF Range Over the Past 10 Years
Min: -38.38   Med: 0.57   Max: 116.33
Current: 0.64

During the past 13 years, the highest EV-to-FCF of City Bank was 116.33. The lowest was -38.38. And the median was 0.57.

DHA:CITYBANK's EV-to-FCF is ranked better than
79.61% of 1192 companies
in the Banks industry
Industry Median: 6.61 vs DHA:CITYBANK: 0.64

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

As of today (2026-07-09), City Bank's stock price is BDT30.20. City Bank's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 was BDT8.572. Therefore, City Bank's PE Ratio (TTM) for today is 3.52.


City Bank  (DHA:CITYBANK) EV-to-FCF Explanation

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

City Bank's PE Ratio (TTM) for today is calculated as:

PE Ratio (TTM)=Share Price (Today)/Earnings per Share (Diluted) (TTM)
=30.20/8.572
=3.52

City Bank's share price for today is BDT30.20.
City Bank's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was BDT8.572.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.


City Bank EV-to-FCF Related Terms


City Bank EV-to-FCF Historical Data

* Premium members only.

The historical data trend for City Bank's EV-to-FCF can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

City Bank EV-to-FCF Chart

City Bank Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EV-to-FCF
Get a 7-Day Free Trial Premium Member Only Premium Member Only -0.73 1.28 4.16 -0.03 0.14

City Bank Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
EV-to-FCF Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -0.23 -0.01 0.14 0.14 0.50

City Bank EV-to-FCF Competitor Comparison

For the Banks - Regional subindustry, City Bank's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


City Bank EV-to-FCF vs Banks Industry

For the Banks industry and Financial Services sector, City Bank's EV-to-FCF distribution charts can be found below:

* The bar in red indicates where City Bank's EV-to-FCF falls into.


DHA:CITYBANK
66GF Score
City Bank PLC DHA:CITYBANK
EV-to-FCF is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

City Bank EV-to-FCF Calculation

City Bank's EV-to-FCF for today is calculated as:

EV-to-FCF=Enterprise Value (Today)/Free Cash Flow (TTM)
=40373.752/65726.343
=0.61

City Bank's current Enterprise Value is BDT40,374 Mil.
City Bank's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was BDT65,726 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EV-to-FCF →
What does a EV-to-FCF of 0.61 mean?
City Bank (DHA:CITYBANK) has a EV-to-FCF of 0.61 as of Jul. 09, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on City Bank and its competitors. This is near median its historical median of 0.57. According to the industry distribution chart, City Bank ranks #243 out of 1192 companies in the Banks industry, placing it in the top 20.4%.
Is City Bank's EV-to-FCF too high?
City Bank's current EV-to-FCF of 0.61 is near median its 10-year median of 0.57. The Banks industry median EV-to-FCF is 6.61. City Bank's value of 0.61 is 90.8% below this industry median. Based on the distribution chart, City Bank ranks #243 out of 1192 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, City Bank has a GF Score™ of 66/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does City Bank's EV-to-FCF compare to competitors?
According to the Banks industry distribution chart, City Bank ranks #243 out of 1192 companies for EV-to-FCF. This places City Bank in the top 20% of its industry — outperforming the majority of peers. The industry median EV-to-FCF is 6.61. City Bank's value of 0.61 is 90.8% below this benchmark. While the company's 10-year median is 0.57 vs. the industry median of 6.61, City Bank has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for a Banks company?
The median EV-to-FCF among Banks companies is 6.61, based on 1,192 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. City Bank's current EV-to-FCF of 0.61 is 90.8% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on City Bank and its competitors. For the Banks industry, the median EV-to-FCF is 6.61 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. City Bank's current EV-to-FCF is 0.61, which is near median its own 10-year median of 0.57. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is City Bank stock overvalued right now?
Based on GuruFocus' analysis, City Bank (DHA:CITYBANK) is currently considered Modestly Overvalued. The stock's GF Value™ is BDT26.95, compared to a current price of BDT30.20 — trading 12.1% above its estimated fair value. The current EV-to-FCF is 0.61, which is near median its 10-year median of 0.57 and 90.8% below the Banks industry median of 6.61. City Bank's overall GF Score™ is 66/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For City Bank (DHA:CITYBANK), the current EV-to-FCF is 0.61 as of Jul. 09, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is City Bank (DHA:CITYBANK) Overvalued in 2026?

Based on GuruFocus' analysis, City Bank stock appears to be overvalued. The current stock price of BDT30.20 is trading 12.1% above its estimated GF Value™ of BDT26.95. GuruFocus considers City Bank to be Modestly Overvalued.

Key valuation signals for DHA:CITYBANK:

  • EV-to-FCF: 0.61 (near median its 10-year median of 0.57)
  • GF Value™: BDT26.95 vs. price of BDT30.20 (12.1% above fair value)
  • GF Score™: 66/100 with 4 warning signs
  • Industry Position: 90.8% below the Banks median (#243 of 1192)

No single metric tells the full story. See the DHA:CITYBANK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


City Bank Business Description

Address SE (D)- 3, 28 Gulshan Avenue, City Bank Center, Gulshan-1, Dhaka, BGD, 1212
City Bank PLC operates as a commercial bank offering a range of depository, loan, and card products, and services. The products and services of the company include various types of savings and current accounts, personal loans, debit cards, credit cards, internet banking, corporate banking, SME banking, investment banking, and treasury and syndication services, among others. The company recognizes the majority of its revenue from interest, fees, commission, and investment income.
66GF Score

Get the complete analysis for DHA:CITYBANK

EV-to-FCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

BDT30.20
Price
BDT26.95
GF Value