EQFN (Equitable Financial) EV-to-FCF: 8.15 (As of Jul. 08, 2026)


EQFN Equitable Financial Corp EQFN
16 GF Score
Price $18.05
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What is Equitable Financial EV-to-FCF?

Equitable Financial EQFN 16 EV-to-FCF is 8.15 as of Jul. 08, 2026. GuruFocus rates EQFN with a GF Score™ of 16/100.

EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, Equitable Financial's Enterprise Value is $45.66 Mil. Equitable Financial's Free Cash Flow for the trailing twelve months (TTM) ended in Jun. 2023 was $5.60 Mil. Therefore, Equitable Financial's EV-to-FCF for today is 8.15.

The historical rank and industry rank for Equitable Financial's EV-to-FCF or its related term are showing as below:

EQFN' s EV-to-FCF Range Over the Past 10 Years
Min: 0   Med: 0   Max: 8.15
Current: 8.15

During the past 12 years, the highest EV-to-FCF of Equitable Financial was 8.15. The lowest was 0.00. And the median was 0.00.

EQFN's EV-to-FCF is not ranked
in the Banks industry.
Industry Median: 6.61 vs EQFN: 8.15

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

As of today (2026-07-08), Equitable Financial's stock price is $18.05. Equitable Financial's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Jun. 2023 was $1.210. Therefore, Equitable Financial's PE Ratio (TTM) for today is 14.92.


Equitable Financial  (OTCPK:EQFN) EV-to-FCF Explanation

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

Equitable Financial's PE Ratio (TTM) for today is calculated as:

PE Ratio (TTM)=Share Price (Today)/Earnings per Share (Diluted) (TTM)
=18.05/1.210
=14.92

Equitable Financial's share price for today is $18.05.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. Equitable Financial's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Jun. 2023 was $1.210.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.


Equitable Financial EV-to-FCF Related Terms


Equitable Financial EV-to-FCF Historical Data

* Premium members only.

The historical data trend for Equitable Financial's EV-to-FCF can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Equitable Financial EV-to-FCF Chart

Equitable Financial Annual Data
Trend Jun14 Jun15 Jun16 Jun17 Jun18 Jun19 Jun20 Jun21 Jun22 Jun23
EV-to-FCF
Get a 7-Day Free Trial Premium Member Only Premium Member Only 13.26 24.16 5.71 14.29 6.59

Equitable Financial Semi-Annual Data
Jun06 Jun07 Jun14 Jun15 Jun16 Jun17 Jun18 Jun19 Jun20 Jun21 Jun22 Jun23
EV-to-FCF Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only 13.26 24.16 5.71 14.29 6.59

EQFN vs TBBC, NUBC, GBNY: EV-to-FCF Comparison

For the Banks - Regional subindustry, Equitable Financial's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Equitable Financial EV-to-FCF vs Banks Industry

For the Banks industry and Financial Services sector, Equitable Financial's EV-to-FCF distribution charts can be found below:

* The bar in red indicates where Equitable Financial's EV-to-FCF falls into.


EQFN
16GF Score
Equitable Financial Corp EQFN
EV-to-FCF is just one metric. See GF Score™, valuation, warning signs, and more.
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Equitable Financial EV-to-FCF Calculation

Equitable Financial's EV-to-FCF for today is calculated as:

EV-to-FCF=Enterprise Value (Today)/Free Cash Flow (TTM)
=45.657/5.602
=8.15

Equitable Financial's current Enterprise Value is $45.66 Mil.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. Equitable Financial's Free Cash Flow for the trailing twelve months (TTM) ended in Jun. 2023 was $5.60 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EV-to-FCF →
What does a EV-to-FCF of 8.15 mean?
Equitable Financial (EQFN) has a EV-to-FCF of 8.15 as of Jul. 08, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Equitable Financial and its competitors.
Is Equitable Financial's EV-to-FCF too high?
Equitable Financial's current EV-to-FCF is 8.15. The Banks industry median EV-to-FCF is 6.61. Equitable Financial's value of 8.15 is 23.3% above this industry median. Overall, Equitable Financial has a GF Score™ of 16/100, reflecting its overall financial health beyond just this single metric.
How does Equitable Financial's EV-to-FCF compare to TBBC and NUBC?
Equitable Financial's EV-to-FCF of 8.15 can be compared against companies in the Banks industry. The industry median EV-to-FCF is 6.61. Equitable Financial's value of 8.15 is 23.3% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for a Banks company?
The median EV-to-FCF among Banks companies is 6.61, based on 1,192 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Equitable Financial's current EV-to-FCF of 8.15 is 23.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Equitable Financial and its competitors. For the Banks industry, the median EV-to-FCF is 6.61 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Equitable Financial's current EV-to-FCF is 8.15. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Equitable Financial stock overvalued right now?
Equitable Financial (EQFN) has a current EV-to-FCF of 8.15. The current EV-to-FCF is 8.15 and 23.3% above the Banks industry median of 6.61. Equitable Financial's overall GF Score™ is 16/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For Equitable Financial (EQFN), the current EV-to-FCF is 8.15 as of Jul. 08, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Equitable Financial Business Description

Address 113 North Locust Street, Grand Island, NE, USA, 68801
Equitable Financial Corp is a holding company. The bank is engaged in the business of attracting deposits from the public and using those funds to originate commercial loans, agricultural loans, one- to four-family residential real estate loans and Other, these all activities are conducted through its main offices which are Located in Grand Island, North Platte, Omaha and Elkhorn, Nebraska. The Bank's primary services include accepting deposits, making loans, and investing in securities. It also provides Advisory services and wealth management.
16GF Score

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EV-to-FCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$18.05
Price