EQFN (Equitable Financial) Net Margin %: 18.03% (As of Jun. 2023)


EQFN Equitable Financial Corp EQFN
16 GF Score
Price $17.75
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What is Equitable Financial Net Margin %?

Equitable Financial EQFN -0.50% 16 Net Margin % is 18.03% as of Jun. 2023. GuruFocus rates EQFN with a GF Score™ of 16/100.

Net margin is calculated as Net Income divided by its Revenue. Equitable Financial's Net Income for the six months ended in Jun. 2023 was $3.59 Mil. Equitable Financial's Revenue for the six months ended in Jun. 2023 was $19.90 Mil. Therefore, Equitable Financial's net margin for the quarter that ended in Jun. 2023 was 18.03%.

The historical rank and industry rank for Equitable Financial's Net Margin % or its related term are showing as below:


EQFN's Net Margin % is not ranked *
in the Banks industry.
Industry Median: 26.97
* Ranked among companies with meaningful Net Margin % only.

Equitable Financial  (OTCPK:EQFN) Net Margin % Explanation

Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.

But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.

Equitable Financial Net Margin % Related Terms

Equitable Financial Net Margin % Historical Data

* Premium members only.

The historical data trend for Equitable Financial's Net Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Equitable Financial Net Margin % Chart

Equitable Financial Annual Data
Trend Jun14 Jun15 Jun16 Jun17 Jun18 Jun19 Jun20 Jun21 Jun22 Jun23
Net Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 11.35 15.67 20.99 21.74 18.03

Equitable Financial Semi-Annual Data
Jun06 Jun07 Jun14 Jun15 Jun16 Jun17 Jun18 Jun19 Jun20 Jun21 Jun22 Jun23
Net Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only 11.35 15.67 20.99 21.74 18.03

EQFN vs TBBC, NUBC, GBNY: Net Margin % Comparison

For the Banks - Regional subindustry, Equitable Financial's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Equitable Financial Net Margin % vs Banks Industry

For the Banks industry and Financial Services sector, Equitable Financial's Net Margin % distribution charts can be found below:

* The bar in red indicates where Equitable Financial's Net Margin % falls into.


EQFN
16GF Score
Equitable Financial Corp EQFN
Net Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
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Equitable Financial Net Margin % Calculation

Net margin - also known as net profit margin is the ratio of Net Income divided by net sales or Revenue, usually presented in percent.

Equitable Financial's Net Margin for the fiscal year that ended in Jun. 2023 is calculated as

Net Margin=Net Income (A: Jun. 2023 )/Revenue (A: Jun. 2023 )
=3.588/19.901
=18.03 %

Equitable Financial's Net Margin for the quarter that ended in Jun. 2023 is calculated as

Net Margin=Net Income (Q: Jun. 2023 )/Revenue (Q: Jun. 2023 )
=3.588/19.901
=18.03 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Net Margin % →
What does a Net Margin % of 18.03% mean?
Equitable Financial (EQFN) has a Net Margin % of 18.03% as of Jun. 2023. Net margin is the ratio of total net income to net sales. View historical data on Equitable Financial and its competitors.
Is Equitable Financial's Net Margin % too high?
Equitable Financial's current Net Margin % is 18.03%. The Banks industry median Net Margin % is 26.97. Equitable Financial's value of 18.03% is 33.1% below this industry median. Overall, Equitable Financial has a GF Score™ of 16/100, reflecting its overall financial health beyond just this single metric.
How does Equitable Financial's Net Margin % compare to TBBC and NUBC?
Equitable Financial's Net Margin % of 18.03% can be compared against companies in the Banks industry. The industry median Net Margin % is 26.97. Equitable Financial's value of 18.03% is 33.1% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Margin % for a Banks company?
The median Net Margin % among Banks companies is 26.97, based on 1,526 companies in the industry. Companies in the top quartile (top 25%) have a Net Margin % significantly above this median, while those in the bottom quartile fall well below. However, Net Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Equitable Financial's current Net Margin % of 18.03% is 33.1% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Margin % mean?
A high Net Margin % can signal that a stock is expensive relative to its fundamentals. Net margin is the ratio of total net income to net sales. View historical data on Equitable Financial and its competitors. For the Banks industry, the median Net Margin % is 26.97 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Equitable Financial's current Net Margin % is 18.03%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Equitable Financial stock overvalued right now?
Equitable Financial (EQFN) has a current Net Margin % of 18.03%. The current Net Margin % is 18.03% and 33.1% below the Banks industry median of 26.97. Equitable Financial's overall GF Score™ is 16/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Margin % calculated?
Net Margin % is calculated from a company's financial statements. For Equitable Financial (EQFN), the current Net Margin % is 18.03% as of Jun. 2023. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Equitable Financial Business Description

Address 113 North Locust Street, Grand Island, NE, USA, 68801
Equitable Financial Corp is a holding company. The bank is engaged in the business of attracting deposits from the public and using those funds to originate commercial loans, agricultural loans, one- to four-family residential real estate loans and Other, these all activities are conducted through its main offices which are Located in Grand Island, North Platte, Omaha and Elkhorn, Nebraska. The Bank's primary services include accepting deposits, making loans, and investing in securities. It also provides Advisory services and wealth management.
16GF Score

Get the complete analysis for EQFN

Net Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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