EQFN (Equitable Financial) Retained Earnings: $30.54 Mil (As of Jun. 2023)

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EQFN Equitable Financial Corp EQFN
16 GF Score
Price $18.09
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What is Equitable Financial Retained Earnings?

Equitable Financial EQFN +0.44% 16 Retained Earnings is $30.54 Mil as of Jun. 2023. GuruFocus rates EQFN with a GF Score™ of 16/100.

Retained earnings is the accumulated portion of net income that is not distributed to shareholders. Equitable Financial's retained earnings for the quarter that ended in Jun. 2023 was $30.54 Mil.

Equitable Financial's quarterly retained earnings increased from Jun. 2021 ($22.36 Mil) to Jun. 2022 ($26.95 Mil) and increased from Jun. 2022 ($26.95 Mil) to Jun. 2023 ($30.54 Mil).

Equitable Financial's annual retained earnings increased from Jun. 2021 ($22.36 Mil) to Jun. 2022 ($26.95 Mil) and increased from Jun. 2022 ($26.95 Mil) to Jun. 2023 ($30.54 Mil).

Equitable Financial  (OTCPK:EQFN) Retained Earnings Explanation

Historically profitable companies sometimes have negative retained earnings. This is because they have cumulatively paid out more to shareholders than they reported in profits.

For example, in 2011, Microsoft had negative retained earnings. This does not mean the company lost more money than it made over the years. It just means it paid out more money than it earned.

If a company has negative retained earnings, investors should check the 10-year financial results. They should not assume that negative retained earnings prove a company has generally lost money in the past.

Of course, many companies with negative retained earnings have indeed lost money in the past.

Retained Earnings: Warren Buffett's Secret.

One of the most important indicators of durable competitive advantage. Net earnings can be paid out as dividends, used to buy back shares or retained for growth.

If the company loses more than it has accumulated, retained earnings is negative.

If a company isn't adding to its retained earnings, it isn't growing its net worth.

Rate of growth of retained earnings is good indicator whether it's benefiting from a competitive advantage.

Microsoft is negative because it chose to buyback stock and pay dividends.

The more earnings retained, the faster it grows and increases growth rate for future earnings.

Equitable Financial Retained Earnings Historical Data

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The historical data trend for Equitable Financial's Retained Earnings can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Equitable Financial Retained Earnings Chart

Equitable Financial Annual Data
Trend Jun14 Jun15 Jun16 Jun17 Jun18 Jun19 Jun20 Jun21 Jun22 Jun23
Retained Earnings
Get a 7-Day Free Trial Premium Member Only Premium Member Only 15.47 18.10 22.36 26.95 30.54

Equitable Financial Semi-Annual Data
Jun06 Jun07 Jun14 Jun15 Jun16 Jun17 Jun18 Jun19 Jun20 Jun21 Jun22 Jun23
Retained Earnings Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only 15.47 18.10 22.36 26.95 30.54
EQFN
16GF Score
Equitable Financial Corp EQFN
Retained Earnings is just one metric. See GF Score™, valuation, warning signs, and more.
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Equitable Financial Retained Earnings Calculation

Retained Earnings is the accumulated portion of net income that is not distributed to shareholders. Because the net income was not distributed to shareholders, shareholders' equity is increased by the same amount.

Of course, if a company loses, it is called retained losses, or accumulated losses.

Frequently Asked Questions Learn more about Retained Earnings →
What does a Retained Earnings of $30.54 Mil mean?
Equitable Financial (EQFN) has a Retained Earnings of $30.54 Mil as of Jun. 2023. Retained earnings is the amount of net income not issued to shareholders. View historical data on Equitable Financial and its competitors.
Is Equitable Financial's Retained Earnings too high?
Equitable Financial's current Retained Earnings is $30.54 Mil. Overall, Equitable Financial has a GF Score™ of 16/100, reflecting its overall financial health beyond just this single metric.
How does Equitable Financial's Retained Earnings compare to TBBC and NUBC?
Equitable Financial's Retained Earnings of $30.54 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Retained Earnings for a Banks company?
A good Retained Earnings depends on the Banks industry context. However, Retained Earnings should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Retained Earnings mean?
A high Retained Earnings can signal that a stock is expensive relative to its fundamentals. Retained earnings is the amount of net income not issued to shareholders. View historical data on Equitable Financial and its competitors. Equitable Financial's current Retained Earnings is $30.54 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Equitable Financial stock overvalued right now?
Equitable Financial (EQFN) has a current Retained Earnings of $30.54 Mil. The current Retained Earnings is $30.54 Mil. Equitable Financial's overall GF Score™ is 16/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Retained Earnings calculated?
Retained Earnings is calculated from a company's financial statements. For Equitable Financial (EQFN), the current Retained Earnings is $30.54 Mil as of Jun. 2023. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Equitable Financial Business Description

Address 113 North Locust Street, Grand Island, NE, USA, 68801
Equitable Financial Corp is a holding company. The bank is engaged in the business of attracting deposits from the public and using those funds to originate commercial loans, agricultural loans, one- to four-family residential real estate loans and Other, these all activities are conducted through its main offices which are Located in Grand Island, North Platte, Omaha and Elkhorn, Nebraska. The Bank's primary services include accepting deposits, making loans, and investing in securities. It also provides Advisory services and wealth management.
16GF Score

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Retained Earnings is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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