BFF Bank SpA (FRA:2BF) EV-to-FCF: (As of Jul. 02, 2026)


FRA:2BF BFF Bank SpA FRA:2BF
63 GF Score
Price €3.09
GF Value €8.44
Valuation Possible Value Trap
! 4 Warning Signs
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What is BFF Bank SpA EV-to-FCF?

EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, BFF Bank SpA's Enterprise Value is €265.9 Mil. BFF Bank SpA's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 was €0.0 Mil. Therefore, BFF Bank SpA's EV-to-FCF for today is .

The historical rank and industry rank for BFF Bank SpA's EV-to-FCF or its related term are showing as below:

FRA:2BF' s EV-to-FCF Range Over the Past 10 Years
Min: -7.71   Med: 0   Max: 0
Current: -7.71

FRA:2BF's EV-to-FCF is ranked worse than
100% of 264 companies
in the Credit Services industry
Industry Median: 13.32 vs FRA:2BF: -7.71

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

As of today (2026-07-02), BFF Bank SpA's stock price is €3.088. BFF Bank SpA's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 was €0.271. Therefore, BFF Bank SpA's PE Ratio (TTM) for today is 11.39.


BFF Bank SpA  (FRA:2BF) EV-to-FCF Explanation

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

BFF Bank SpA's PE Ratio (TTM) for today is calculated as:

PE Ratio (TTM)=Share Price (Today)/Earnings per Share (Diluted) (TTM)
=3.088/0.271
=11.39

BFF Bank SpA's share price for today is €3.088.
BFF Bank SpA's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was €0.271.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.


BFF Bank SpA EV-to-FCF Related Terms


BFF Bank SpA EV-to-FCF Historical Data

* Premium members only.

The historical data trend for BFF Bank SpA's EV-to-FCF can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

BFF Bank SpA EV-to-FCF Chart

BFF Bank SpA Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EV-to-FCF
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.61 5.70 -7.26 -814.64 -54.37

BFF Bank SpA Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
EV-to-FCF Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 -54.37 0.00

FRA:2BF vs V, MA, AXP: EV-to-FCF Comparison

For the Credit Services subindustry, BFF Bank SpA's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


BFF Bank SpA EV-to-FCF vs Credit Services Industry

For the Credit Services industry and Financial Services sector, BFF Bank SpA's EV-to-FCF distribution charts can be found below:

* The bar in red indicates where BFF Bank SpA's EV-to-FCF falls into.


FRA:2BF
63GF Score
BFF Bank SpA FRA:2BF
EV-to-FCF is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

BFF Bank SpA EV-to-FCF Calculation

BFF Bank SpA's EV-to-FCF for today is calculated as:

EV-to-FCF=Enterprise Value (Today)/Free Cash Flow (TTM)
=265.939/0
=

BFF Bank SpA's current Enterprise Value is €265.9 Mil.
BFF Bank SpA's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was €0.0 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Is BFF Bank SpA (FRA:2BF) Overvalued in 2026?

Based on GuruFocus' analysis, BFF Bank SpA stock appears to be undervalued. The current stock price of €3.09 is trading 63.4% below its estimated GF Value™ of €8.44. GuruFocus considers BFF Bank SpA to be Possible Value Trap.

Key valuation signals for FRA:2BF:

  • EV-to-FCF:
  • GF Value™: €8.44 vs. price of €3.09 (63.4% below fair value)
  • GF Score™: 63/100 with 4 warning signs

No single metric tells the full story. See the FRA:2BF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


BFF Bank SpA Business Description

Address Viale Lodovico Scarampo, 15, Milan, ITA, 20148
BFF Bank SpA is an independent specialty finance company engaged in three business units; Factoring & Lending BU, which offers products such as non-recourse factoring, lending, and credit management mainly to public sector suppliers and public administration bodies, Securities Services BU, which deals with custodian banking for investment funds and related services such as fund accounting, and transfer agents for national managers and banks and for various investment funds such as pension funds, mutual funds and alternative funds, and Payments BU, which deals with payment processing, corporate payments, and cheques and bills and has as customers medium-small Italian banks, medium-large companies and boasts a partnership with Nexi.
63GF Score

Get the complete analysis for FRA:2BF

EV-to-FCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€3.09
Price
€8.44
GF Value