FVCBankcorpFVCB +0.23%63 EV-to-FCF is 5.91 as of Jun. 30, 2026, which is 26% below its 10-year median of 8.02. GuruFocus rates FVCB with a GF Score™ of 63/100 and a GF Value™ of $15.67 (Modestly Overvalued). The stock has 5 warning signs investors should review. Among 1,196 Banks companies, FVCBankcorp ranks better than 52.76% on this metric.
EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, FVCBankcorp's Enterprise Value is $153.80 Mil.
FVCBankcorp's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 was $26.03 Mil. Therefore, FVCBankcorp's EV-to-FCF for today is 5.91.
The historical rank and industry rank for FVCBankcorp's EV-to-FCF or its related term are showing as below:
FVCB'
s EV-to-FCF Range Over the Past 10 Years
Min: -26.79 Med: 8.02 Max: 75.64
Current: 5.91
During the past 13 years, the highest EV-to-FCF of FVCBankcorp was 75.64. The lowest was -26.79. And the median was 8.02.
FVCB's EV-to-FCF is ranked better than 52.76% of 1196
companies
in the Banks industry
Industry Median: 6.545
vs FVCB: 5.91
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
FVCBankcorp's PE Ratio (TTM) for today is calculated as:
FVCBankcorp's share price for today is $17.50.
FVCBankcorp's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $1.280.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.
FVCBankcorp EV-to-FCF Related Terms
FVCBankcorp EV-to-FCF Historical Data
* Premium members only.
The historical data trend for FVCBankcorp's EV-to-FCF can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, FVCBankcorp's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
FVCBankcorp EV-to-FCF vs Banks Industry
For the Banks industry and Financial Services sector, FVCBankcorp's EV-to-FCF distribution charts can be found below:
* The bar in red indicates where FVCBankcorp's EV-to-FCF falls into.
FVCBankcorp's current Enterprise Value is $153.80 Mil.
FVCBankcorp's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $26.03 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
FVCBankcorp (FVCB) has a EV-to-FCF of 5.91 as of Jun. 30, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on FVCBankcorp and its competitors. This is 26% below median its historical median of 8.02. According to the industry distribution chart, FVCBankcorp ranks #565 out of 1196 companies in the Banks industry, placing it in the top 47.2%.
Is FVCBankcorp's EV-to-FCF too high?
FVCBankcorp's current EV-to-FCF of 5.91 is 26% below median its 10-year median of 8.02. The Banks industry median EV-to-FCF is 6.55. FVCBankcorp's value of 5.91 is 9.7% below this industry median. Based on the distribution chart, FVCBankcorp ranks #565 out of 1196 companies in the Banks industry, which is above the industry midpoint. Overall, FVCBankcorp has a GF Score™ of 63/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does FVCBankcorp's EV-to-FCF compare to FSBW and MFGI?
According to the Banks industry distribution chart, FVCBankcorp ranks #565 out of 1196 companies for EV-to-FCF. This puts FVCBankcorp in the upper half of its industry. The industry median EV-to-FCF is 6.55. FVCBankcorp's value of 5.91 is 9.7% below this benchmark. While the company's 10-year median is 8.02 vs. the industry median of 6.55, FVCBankcorp has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for a Banks company?
The median EV-to-FCF among Banks companies is 6.55, based on 1,196 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. FVCBankcorp's current EV-to-FCF of 5.91 is 9.7% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on FVCBankcorp and its competitors. For the Banks industry, the median EV-to-FCF is 6.55 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. FVCBankcorp's current EV-to-FCF is 5.91, which is 26% below median its own 10-year median of 8.02. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is FVCBankcorp stock overvalued right now?
Based on GuruFocus' analysis, FVCBankcorp (FVCB) is currently considered Modestly Overvalued. The stock's GF Value™ is $15.67, compared to a current price of $17.50 — trading 11.7% above its estimated fair value. The current EV-to-FCF is 5.91, which is 26% below median its 10-year median of 8.02 and 9.7% below the Banks industry median of 6.55. FVCBankcorp's overall GF Score™ is 63/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For FVCBankcorp (FVCB), the current EV-to-FCF is 5.91 as of Jun. 30, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is FVCBankcorp (FVCB) Overvalued in 2026?
Based on GuruFocus' analysis, FVCBankcorp stock appears to be overvalued.
The current stock price of $17.50 is trading 11.7% above its estimated GF Value™ of $15.67.
GuruFocus considers FVCBankcorp to be Modestly Overvalued.
Key valuation signals for FVCB:
EV-to-FCF: 5.91 (26% below median its 10-year median of 8.02)
GF Value™: $15.67 vs. price of $17.50 (11.7% above fair value)
Industry Position: 9.7% below the Banks median (#565 of 1196)
No single metric tells the full story. See the FVCB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
FVCBankcorp Inc is a registered bank holding company. It operates through the sole subsidiary, which is a community-oriented, locally-owned, and managed commercial bank. It offers commercial banking services to small and medium-sized businesses, professionals, non-profit organizations and associations, and investors. It also provides retail banking services to accommodate the individual needs of both corporate customers as well as the communities it serves. The bank provides other facilities such as online banking, mobile banking, remote deposit service, and lending products, among others. Its primary source of revenue is the net interest income.
63GF Score
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