FVCB (FVCBankcorp) Shiller PE Ratio: 18.39 (As of Aug. 02, 2026) — 28% Above Median

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FVCB FVCBankcorp Inc FVCB
62 GF Score
Price $18.57
GF Value $16.02
Valuation Modestly Overvalued
! 4 Warning Signs
View Full Analysis

What is FVCBankcorp Shiller PE Ratio?

FVCBankcorp FVCB +1.03% 62 Shiller PE Ratio is 18.39 as of Aug. 02, 2026, which is 28% above its 10-year median of 14.35. GuruFocus rates FVCB with a GF Score™ of 62/100 and a GF Value™ of $16.02 (Modestly Overvalued). The stock has 4 warning signs investors should review. Among 1,236 Banks companies, FVCBankcorp ranks worse than 73.71% on this metric.

As of today (2026-08-02), FVCBankcorp's current share price is $18.57. FVCBankcorp's E10 for the quarter that ended in Mar. 2026 was $1.01. FVCBankcorp's Shiller PE Ratio for today is 18.39.

The historical rank and industry rank for FVCBankcorp's Shiller PE Ratio or its related term are showing as below:

FVCB' s Shiller PE Ratio Range Over the Past 10 Years
Min: 10.66   Med: 14.35   Max: 21.41
Current: 18.46

During the past years, FVCBankcorp's highest Shiller PE Ratio was 21.41. The lowest was 10.66. And the median was 14.35.

FVCB's Shiller PE Ratio is ranked worse than
73.71% of 1236 companies
in the Banks industry
Industry Median: 13.87 vs FVCB: 18.46

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.

FVCBankcorp's adjusted earnings per share data for the three months ended in Mar. 2026 was $0.350. Add all the adjusted EPS for the past 10 years together and divide 10 will get our E10, which is $1.01 for the trailing ten years ended in Mar. 2026.

Shiller PE for Stocks: The True Measure of Stock Valuation


FVCBankcorp  (NAS:FVCB) Shiller PE Ratio Explanation

Compared with the regular PE Ratio, which works poorly for cyclical businesses, the Shiller PE Ratio smoothed out the fluctuations of profit margins during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Shiller PE Ratio should give similar results to regular PE Ratio.

Compared with the PS Ratio, the Shiller PE Ratio makes the comparison between different industries more meaningful.


Be Aware

Shiller PE Ratio assumes that over the long term, businesses and profitability revert to their means. If a company's business model does not work in the future compared with the past, Shiller PE Ratio and PS Ratio will give false valuations.


FVCBankcorp Shiller PE Ratio Related Terms


FVCBankcorp Shiller PE Ratio Historical Data

* Premium members only.

The historical data trend for FVCBankcorp's Shiller PE Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

FVCBankcorp Shiller PE Ratio Chart

FVCBankcorp Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Shiller PE Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 19.35 17.41 14.16 14.23

FVCBankcorp Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Shiller PE Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 11.54 12.52 13.44 14.23 15.10

FVCB vs FSBW, VLNT, COSO: Shiller PE Ratio Comparison

For the Banks - Regional subindustry, FVCBankcorp's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


FVCBankcorp Shiller PE Ratio vs Banks Industry

For the Banks industry and Financial Services sector, FVCBankcorp's Shiller PE Ratio distribution charts can be found below:

* The bar in red indicates where FVCBankcorp's Shiller PE Ratio falls into.


FVCB
62GF Score
FVCBankcorp Inc FVCB
Shiller PE Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

FVCBankcorp Shiller PE Ratio Calculation

For Shiller PE Ratio, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller PE Ratio is also called PE10.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.

FVCBankcorp's Shiller PE Ratio for today is calculated as

Shiller PE Ratio=Share Price/ E10
=18.57/1.01
=18.39

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

FVCBankcorp's E10 for the quarter that ended in Mar. 2026 is calculated as:

For example, FVCBankcorp's adjusted earnings per share data for the three months ended in Mar. 2026 was:

Adj_EPS=Earnings per Share (Diluted)/CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=0.35/330.2130*330.2130
=0.350

Current CPI (Mar. 2026) = 330.2130.

FVCBankcorp Quarterly Data

Earnings per Share (Diluted) CPI Adj_EPS
201606 0.134 241.018 0.184
201609 0.120 241.428 0.164
201612 0.128 241.432 0.175
201703 0.176 243.801 0.238
201706 0.152 244.955 0.205
201709 0.152 246.819 0.203
201712 0.064 246.524 0.086
201803 0.200 249.554 0.265
201806 0.208 251.989 0.273
201809 0.216 252.439 0.283
201812 0.080 251.233 0.105
201903 0.216 254.202 0.281
201906 0.224 256.143 0.289
201909 0.224 256.759 0.288
201912 0.200 256.974 0.257
202003 0.208 258.115 0.266
202006 0.168 257.797 0.215
202009 0.224 260.280 0.284
202012 0.288 260.474 0.365
202103 0.304 264.877 0.379
202106 0.288 271.696 0.350
202109 0.256 274.310 0.308
202112 0.352 278.802 0.417
202203 0.360 287.504 0.413
202206 0.350 296.311 0.390
202209 0.380 296.808 0.423
202212 0.270 296.797 0.300
202303 0.030 301.836 0.033
202306 0.230 305.109 0.249
202309 0.220 307.789 0.236
202312 -0.280 306.746 -0.301
202403 0.070 312.332 0.074
202406 0.230 314.175 0.242
202409 0.250 315.301 0.262
202412 0.260 315.605 0.272
202503 0.280 319.799 0.289
202506 0.310 322.561 0.317
202509 0.310 324.800 0.315
202512 0.310 324.054 0.316
202603 0.350 330.213 0.350

Add all the adjusted EPS together and divide 10 will get our E10.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

Frequently Asked Questions Learn more about Shiller PE Ratio →
What does a Shiller PE Ratio of 18.39 mean?
FVCBankcorp (FVCB) has a Shiller PE Ratio of 18.39 as of Aug. 02, 2026. Shiller price-earnings ratio is the ratio of share price to a company's inflation-adjusted earnings over a 10-year period. View historical data on FVCBankcorp and its competitors. This is 28% above median its historical median of 14.35. Over the past decade, FVCBankcorp's Shiller PE Ratio has ranged from 10.66 to 21.41. According to the industry distribution chart, FVCBankcorp ranks #911 out of 1236 companies in the Banks industry, placing it in the top 73.7%.
Is FVCBankcorp's Shiller PE Ratio too high?
FVCBankcorp's current Shiller PE Ratio of 18.39 is 28% above median its 10-year median of 14.35. Over the past 10 years, this metric has ranged from a low of 10.66 to a high of 21.41. The Banks industry median Shiller PE Ratio is 13.87. FVCBankcorp's value of 18.39 is 32.6% above this industry median. Based on the distribution chart, FVCBankcorp ranks #911 out of 1236 companies in the Banks industry, which is below the industry midpoint. Overall, FVCBankcorp has a GF Score™ of 62/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does FVCBankcorp's Shiller PE Ratio compare to FSBW and VLNT?
According to the Banks industry distribution chart, FVCBankcorp ranks #911 out of 1236 companies for Shiller PE Ratio. This places FVCBankcorp in the lower half of its industry. The industry median Shiller PE Ratio is 13.87. FVCBankcorp's value of 18.39 is 32.6% above this benchmark. Historically, FVCBankcorp's own Shiller PE Ratio has ranged from 10.66 to 21.41 over the past decade. While the company's 10-year median is 14.35 vs. the industry median of 13.87, FVCBankcorp has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Shiller PE Ratio for a Banks company?
The median Shiller PE Ratio among Banks companies is 13.87, based on 1,236 companies in the industry. Companies in the top quartile (top 25%) have a Shiller PE Ratio significantly above this median, while those in the bottom quartile fall well below. However, Shiller PE Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. FVCBankcorp's current Shiller PE Ratio of 18.39 is 32.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Shiller PE Ratio mean?
A high Shiller PE Ratio can signal that a stock is expensive relative to its fundamentals. Shiller price-earnings ratio is the ratio of share price to a company's inflation-adjusted earnings over a 10-year period. View historical data on FVCBankcorp and its competitors. For the Banks industry, the median Shiller PE Ratio is 13.87 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. FVCBankcorp's current Shiller PE Ratio is 18.39, which is 28% above median its own 10-year median of 14.35. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is FVCBankcorp stock overvalued right now?
Based on GuruFocus' analysis, FVCBankcorp (FVCB) is currently considered Modestly Overvalued. The stock's GF Value™ is $16.02, compared to a current price of $18.57 — trading 15.9% above its estimated fair value. The current Shiller PE Ratio is 18.39, which is 28% above median its 10-year median of 14.35 and 32.6% above the Banks industry median of 13.87. FVCBankcorp's overall GF Score™ is 62/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Shiller PE Ratio calculated?
Shiller PE Ratio is calculated from a company's financial statements. For FVCBankcorp (FVCB), the current Shiller PE Ratio is 18.39 as of Aug. 02, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is FVCBankcorp (FVCB) Overvalued in 2026?

Based on GuruFocus' analysis, FVCBankcorp stock appears to be overvalued. The current stock price of $18.57 is trading 15.9% above its estimated GF Value™ of $16.02. GuruFocus considers FVCBankcorp to be Modestly Overvalued.

Key valuation signals for FVCB:

  • Shiller PE Ratio: 18.39 (28% above median its 10-year median of 14.35)
  • GF Value™: $16.02 vs. price of $18.57 (15.9% above fair value)
  • GF Score™: 62/100 with 4 warning signs
  • Industry Position: 32.6% above the Banks median (#911 of 1236)

No single metric tells the full story. See the FVCB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


FVCBankcorp Business Description

Address 11325 Random Hills Road, Suite 240, Fairfax, VA, USA, 22030
FVCBankcorp Inc is a registered bank holding company. It operates through the sole subsidiary, which is a community-oriented, locally-owned, and managed commercial bank. It offers commercial banking services to small and medium-sized businesses, professionals, non-profit organizations and associations, and investors. It also provides retail banking services to accommodate the individual needs of both corporate customers as well as the communities it serves. The bank provides other facilities such as online banking, mobile banking, remote deposit service, and lending products, among others. Its primary source of revenue is the net interest income.
62GF Score

Get the complete analysis for FVCB

Shiller PE Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$18.57
Price
$16.02
GF Value