FVCBankcorpFVCB +0.99%63 Pretax Margin % is 45.70% as of Mar. 2026, which is 17% above its 10-year median of 39.08. GuruFocus rates FVCB with a GF Score™ of 63/100 and a GF Value™ of $15.66 (Modestly Overvalued). The stock has 4 warning signs investors should review. Among 1,527 Banks companies, FVCBankcorp ranks better than 72.23% on this metric.
Pre-Tax margin is calculated as Pre-Tax Income divided by its Revenue. FVCBankcorp's Pre-Tax Income for the
three
months ended in Mar. 2026 was $8.25 Mil. FVCBankcorp's Revenue for the
three
months ended in Mar. 2026 was $18.05 Mil. Therefore, FVCBankcorp's pretax margin for the quarter that ended in Mar. 2026 was 45.70%.
The historical rank and industry rank for FVCBankcorp's Pretax Margin % or its related term are showing as below:
FVCB'
s Pretax Margin % Range Over the Past 10 Years
Min: 10.04 Med: 39.08 Max: 46.23
Current: 43.87
FVCB's Pretax Margin % is ranked better than 72.23% of 1527
companies
in the Banks industry
Industry Median: 34.88
vs FVCB: 43.87
The pretax margin, as know as pretax profit margin, is widely used to measure the operating efficiency of a company before deducting taxes.
The pretax margin is sometimes preferred over the net margin as tax expenditures can make profitability comparisons between companies misleading.
It is a useful tool to compare companies operating in the same sector and less effective when comparing companies from other sectors as each industry generally has different operating expenses and sales patterns.
The long term trend of the pretax margin is a good indicator of the competitiveness and health of the business.
FVCBankcorp Pretax Margin % Related Terms
FVCBankcorp Pretax Margin % Historical Data
* Premium members only.
The historical data trend for FVCBankcorp's Pretax Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
FVCB vs MYFW, LRBI, FCCO: Pretax Margin % Comparison
For the Banks - Regional subindustry, FVCBankcorp's Pretax Margin %, along with its competitors' market caps and Pretax Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
FVCBankcorp Pretax Margin % vs Banks Industry
For the Banks industry and Financial Services sector, FVCBankcorp's Pretax Margin % distribution charts can be found below:
* The bar in red indicates where FVCBankcorp's Pretax Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
FVCBankcorp (FVCB) has a Pretax Margin % of 45.70% as of Mar. 2026. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on FVCBankcorp and its competitors. This is 17% above median its historical median of 39.08. Over the past decade, FVCBankcorp's Pretax Margin % has ranged from 10.04 to 46.23. According to the industry distribution chart, FVCBankcorp ranks #424 out of 1527 companies in the Banks industry, placing it in the top 27.8%.
Is FVCBankcorp's Pretax Margin % too high?
FVCBankcorp's current Pretax Margin % of 45.70% is 17% above median its 10-year median of 39.08. Over the past 10 years, this metric has ranged from a low of 10.04 to a high of 46.23. The Banks industry median Pretax Margin % is 34.88. FVCBankcorp's value of 45.70% is 31% above this industry median. Based on the distribution chart, FVCBankcorp ranks #424 out of 1527 companies in the Banks industry, which is above the industry midpoint. Overall, FVCBankcorp has a GF Score™ of 63/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does FVCBankcorp's Pretax Margin % compare to MYFW and LRBI?
According to the Banks industry distribution chart, FVCBankcorp ranks #424 out of 1527 companies for Pretax Margin %. This puts FVCBankcorp in the upper half of its industry. The industry median Pretax Margin % is 34.88. FVCBankcorp's value of 45.70% is 31% above this benchmark. Historically, FVCBankcorp's own Pretax Margin % has ranged from 10.04 to 46.23 over the past decade. While the company's 10-year median is 39.08 vs. the industry median of 34.88, FVCBankcorp has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Pretax Margin % for a Banks company?
The median Pretax Margin % among Banks companies is 34.88, based on 1,527 companies in the industry. Companies in the top quartile (top 25%) have a Pretax Margin % significantly above this median, while those in the bottom quartile fall well below. However, Pretax Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. FVCBankcorp's current Pretax Margin % of 45.70% is 31% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Pretax Margin % mean?
A high Pretax Margin % can signal that a stock is expensive relative to its fundamentals. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on FVCBankcorp and its competitors. For the Banks industry, the median Pretax Margin % is 34.88 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. FVCBankcorp's current Pretax Margin % is 45.70%, which is 17% above median its own 10-year median of 39.08. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is FVCBankcorp stock overvalued right now?
Based on GuruFocus' analysis, FVCBankcorp (FVCB) is currently considered Modestly Overvalued. The stock's GF Value™ is $15.66, compared to a current price of $17.41 — trading 11.2% above its estimated fair value. The current Pretax Margin % is 45.70%, which is 17% above median its 10-year median of 39.08 and 31% above the Banks industry median of 34.88. FVCBankcorp's overall GF Score™ is 63/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Pretax Margin % calculated?
Pretax Margin % is calculated from a company's financial statements. For FVCBankcorp (FVCB), the current Pretax Margin % is 45.70% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is FVCBankcorp (FVCB) Overvalued in 2026?
Based on GuruFocus' analysis, FVCBankcorp stock appears to be overvalued.
The current stock price of $17.41 is trading 11.2% above its estimated GF Value™ of $15.66.
GuruFocus considers FVCBankcorp to be Modestly Overvalued.
Key valuation signals for FVCB:
Pretax Margin %: 45.70% (17% above median its 10-year median of 39.08)
GF Value™: $15.66 vs. price of $17.41 (11.2% above fair value)
Industry Position: 31% above the Banks median (#424 of 1527)
No single metric tells the full story. See the FVCB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
FVCBankcorp Inc is a registered bank holding company. It operates through the sole subsidiary, which is a community-oriented, locally-owned, and managed commercial bank. It offers commercial banking services to small and medium-sized businesses, professionals, non-profit organizations and associations, and investors. It also provides retail banking services to accommodate the individual needs of both corporate customers as well as the communities it serves. The bank provides other facilities such as online banking, mobile banking, remote deposit service, and lending products, among others. Its primary source of revenue is the net interest income.
63GF Score
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