FVCB (FVCBankcorp) Cyclically Adjusted Book per Share: $12.60 (As of Mar. 2026)


FVCB FVCBankcorp Inc FVCB
63 GF Score
Price $17.41
GF Value $15.67
Valuation Modestly Overvalued
! 5 Warning Signs
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What is FVCBankcorp Cyclically Adjusted Book per Share?

FVCBankcorp FVCB +0.99% 63 Cyclically Adjusted Book per Share is $12.60 as of Mar. 2026. GuruFocus rates FVCB with a GF Score™ of 63/100 and a GF Value™ of $15.67 (Modestly Overvalued). The stock has 5 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Book per Share and the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years.

FVCBankcorp's adjusted book value per share for the three months ended in Mar. 2026 was $14.468. Add all the adjusted book value per share for the past 10 years together and divide the count will get our Cyclically Adjusted Book per Share, which is $12.60 for the trailing ten years ended in Mar. 2026.

During the past 12 months, FVCBankcorp's average Cyclically Adjusted Book Growth Rate was 9.40% per year. During the past 3 years, the average Cyclically Adjusted Book Growth Rate was 8.90% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted Book Growth Rate using Cyclically Adjusted Book per Share data.

During the past 13 years, the highest 3-Year average Cyclically Adjusted Book Growth Rate of FVCBankcorp was 8.90% per year. The lowest was 8.90% per year. And the median was 8.90% per year.

As of today (2026-06-25), FVCBankcorp's current stock price is $17.41. FVCBankcorp's Cyclically Adjusted Book per Share for the quarter that ended in Mar. 2026 was $12.60. FVCBankcorp's Cyclically Adjusted PB Ratio of today is 1.38.

During the past 13 years, the highest Cyclically Adjusted PB Ratio of FVCBankcorp was 1.73. The lowest was 0.85. And the median was 1.15.


FVCBankcorp  (NAS:FVCB) Cyclically Adjusted Book per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted Book per Share may underestimate the company's equity. Cyclically Adjusted PB Ratio can seem to be too high even the actual PB Ratio is low.

For the Cyclically Adjusted PB Ratio, the book value of the past 10 years are inflation-adjusted and averaged. The result is used for P/B calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted PB Ratio is also called CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted book value per share of a company over the past 10 years.

FVCBankcorp's Cyclically Adjusted PB Ratio of today is calculated as

Cyclically Adjusted PB Ratio=Share Price/Cyclically Adjusted Book per Share
=17.41/12.60
=1.38

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Cyclically Adjusted PB Ratio of FVCBankcorp was 1.73. The lowest was 0.85. And the median was 1.15.


Be Aware

Cyclically Adjusted PB Ratio works better for cyclical companies. It gives you a better idea on the company's real book value.


FVCBankcorp Cyclically Adjusted Book per Share Related Terms


FVCBankcorp Cyclically Adjusted Book per Share Historical Data

* Premium members only.

The historical data trend for FVCBankcorp's Cyclically Adjusted Book per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

FVCBankcorp Cyclically Adjusted Book per Share Chart

FVCBankcorp Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted Book per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 9.45 10.24 11.20 12.19

FVCBankcorp Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cyclically Adjusted Book per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 11.52 11.78 12.04 12.19 12.60

FVCB vs MYFW, LRBI, FCCO: Cyclically Adjusted Book per Share Comparison

For the Banks - Regional subindustry, FVCBankcorp's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


FVCBankcorp Cyclically Adjusted PB Ratio vs Banks Industry

For the Banks industry and Financial Services sector, FVCBankcorp's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where FVCBankcorp's Cyclically Adjusted PB Ratio falls into.


FVCB
63GF Score
FVCBankcorp Inc FVCB
Cyclically Adjusted Book per Share is just one metric. See GF Score™, valuation, warning signs, and more.
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FVCBankcorp Cyclically Adjusted Book per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Book per Share and the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years.

What is Cyclically Adjusted Book per Share? How do we calculate Cyclically Adjusted Book per Share?

Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted Book per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the book value per share from 2001 through 2010.

We adjusted the 2001 book value per share data with the total inflation from 2001 through 2010 to the equivalent book value in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's book value is $1 a share in 2001, then the 2001's equivalent book value in 2010 is $1.4 a share. If Wal-Mart's book value is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 book value in 2010 is $1.35. So on and so forth, you get the equivalent book value per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted Book per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, FVCBankcorp's adjusted Book Value per Share data for the three months ended in Mar. 2026 was:

Adj_Book= Book Value per Share /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=14.468/330.2130*330.2130
=14.468

Current CPI (Mar. 2026) = 330.2130.

FVCBankcorp Quarterly Data

Book Value per Share CPI Adj_Book
201606 0.000 241.018 0.000
201609 0.000 241.428 0.000
201612 5.018 241.432 6.863
201703 0.000 243.801 0.000
201706 5.323 244.955 7.176
201709 7.180 246.819 9.606
201712 7.234 246.524 9.690
201803 7.326 249.554 9.694
201806 7.509 251.989 9.840
201809 8.652 252.439 11.318
201812 9.237 251.233 12.141
201903 9.538 254.202 12.390
201906 9.836 256.143 12.680
201909 10.095 256.759 12.983
201912 10.305 256.974 13.242
202003 10.567 258.115 13.519
202006 10.738 257.797 13.754
202009 10.950 260.280 13.892
202012 11.221 260.474 14.225
202103 11.433 264.877 14.253
202106 11.764 271.696 14.298
202109 11.936 274.310 14.368
202112 12.227 278.802 14.482
202203 11.505 287.504 13.214
202206 11.315 296.311 12.610
202209 11.128 296.808 12.380
202212 11.581 296.797 12.885
202303 11.531 301.836 12.615
202306 11.868 305.109 12.844
202309 11.866 307.789 12.730
202312 12.193 306.746 13.126
202403 12.325 312.332 13.031
202406 12.454 314.175 13.090
202409 12.680 315.301 13.280
202412 12.929 315.605 13.527
202503 13.166 319.799 13.595
202506 13.495 322.561 13.815
202509 13.821 324.800 14.051
202512 14.153 324.054 14.422
202603 14.468 330.213 14.468

Add all the adjusted book value per share together and divide the count will get our Cyclically Adjusted Book per Share.

What does a Cyclically Adjusted Book per Share of $12.60 mean?
FVCBankcorp (FVCB) has a Cyclically Adjusted Book per Share of $12.60 as of Mar. 2026. Cyclically adjusted book value per share represents the company's inflation-adjusted book value per share over a 10-year period. View historical data on FVCBankcorp and its competitors.
Is FVCBankcorp's Cyclically Adjusted Book per Share too high?
FVCBankcorp's current Cyclically Adjusted Book per Share is $12.60. Overall, FVCBankcorp has a GF Score™ of 63/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does FVCBankcorp's Cyclically Adjusted Book per Share compare to MYFW and LRBI?
FVCBankcorp's Cyclically Adjusted Book per Share of $12.60 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted Book per Share for a Banks company?
A good Cyclically Adjusted Book per Share depends on the Banks industry context. However, Cyclically Adjusted Book per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted Book per Share mean?
A high Cyclically Adjusted Book per Share can signal that a stock is expensive relative to its fundamentals. Cyclically adjusted book value per share represents the company's inflation-adjusted book value per share over a 10-year period. View historical data on FVCBankcorp and its competitors. FVCBankcorp's current Cyclically Adjusted Book per Share is $12.60. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is FVCBankcorp stock overvalued right now?
Based on GuruFocus' analysis, FVCBankcorp (FVCB) is currently considered Modestly Overvalued. The stock's GF Value™ is $15.67, compared to a current price of $17.41 — trading 11.1% above its estimated fair value. The current Cyclically Adjusted Book per Share is $12.60. FVCBankcorp's overall GF Score™ is 63/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted Book per Share calculated?
Cyclically Adjusted Book per Share is calculated from a company's financial statements. For FVCBankcorp (FVCB), the current Cyclically Adjusted Book per Share is $12.60 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is FVCBankcorp (FVCB) Overvalued in 2026?

Based on GuruFocus' analysis, FVCBankcorp stock appears to be overvalued. The current stock price of $17.41 is trading 11.1% above its estimated GF Value™ of $15.67. GuruFocus considers FVCBankcorp to be Modestly Overvalued.

Key valuation signals for FVCB:

  • Cyclically Adjusted Book per Share: $12.60
  • GF Value™: $15.67 vs. price of $17.41 (11.1% above fair value)
  • GF Score™: 63/100 with 5 warning signs

No single metric tells the full story. See the FVCB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


FVCBankcorp Business Description

Address 11325 Random Hills Road, Suite 240, Fairfax, VA, USA, 22030
FVCBankcorp Inc is a registered bank holding company. It operates through the sole subsidiary, which is a community-oriented, locally-owned, and managed commercial bank. It offers commercial banking services to small and medium-sized businesses, professionals, non-profit organizations and associations, and investors. It also provides retail banking services to accommodate the individual needs of both corporate customers as well as the communities it serves. The bank provides other facilities such as online banking, mobile banking, remote deposit service, and lending products, among others. Its primary source of revenue is the net interest income.
63GF Score

Get the complete analysis for FVCB

Cyclically Adjusted Book per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$17.41
Price
$15.67
GF Value