FVCB (FVCBankcorp) Cyclically Adjusted PS Ratio: 5.10 (As of Jul. 01, 2026) — 29% Above Median


FVCB FVCBankcorp Inc FVCB
62 GF Score
Price $17.89
GF Value $15.69
Valuation Modestly Overvalued
! 5 Warning Signs
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What is FVCBankcorp Cyclically Adjusted PS Ratio?

FVCBankcorp FVCB +2.05% 62 Cyclically Adjusted PS Ratio is 5.10 as of Jul. 01, 2026, which is 29% above its 10-year median of 3.95. GuruFocus rates FVCB with a GF Score™ of 62/100 and a GF Value™ of $15.69 (Modestly Overvalued). The stock has 5 warning signs investors should review. Among 1,303 Banks companies, FVCBankcorp ranks worse than 78.05% on this metric.

As of today (2026-07-01), FVCBankcorp's current share price is $17.89. FVCBankcorp's Cyclically Adjusted Revenue per Share for the quarter that ended in Mar. 2026 was $3.51. FVCBankcorp's Cyclically Adjusted PS Ratio for today is 5.10.

The historical rank and industry rank for FVCBankcorp's Cyclically Adjusted PS Ratio or its related term are showing as below:

FVCB' s Cyclically Adjusted PS Ratio Range Over the Past 10 Years
Min: 2.92   Med: 3.95   Max: 5.83
Current: 5

During the past years, FVCBankcorp's highest Cyclically Adjusted PS Ratio was 5.83. The lowest was 2.92. And the median was 3.95.

FVCB's Cyclically Adjusted PS Ratio is ranked worse than
78.05% of 1303 companies
in the Banks industry
Industry Median: 3.28 vs FVCB: 5.00

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted revenue per share of a company over the past 10 years.

FVCBankcorp's adjusted revenue per share data for the three months ended in Mar. 2026 was $0.997. Add all the adjusted revenue per share for the past 10 years together and divide 10 will get our Cyclically Adjusted Revenue per Share, which is $3.51 for the trailing ten years ended in Mar. 2026.

Shiller PE for Stocks: The True Measure of Stock Valuation


FVCBankcorp  (NAS:FVCB) Cyclically Adjusted PS Ratio Explanation

Compared with the regular PS Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PS Ratio smoothed out the fluctuations of revenue during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PS Ratio should give similar results to regular PS Ratio.


FVCBankcorp Cyclically Adjusted PS Ratio Related Terms


FVCBankcorp Cyclically Adjusted PS Ratio Historical Data

* Premium members only.

The historical data trend for FVCBankcorp's Cyclically Adjusted PS Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

FVCBankcorp Cyclically Adjusted PS Ratio Chart

FVCBankcorp Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted PS Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 5.35 4.70 3.89 4.05

FVCBankcorp Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cyclically Adjusted PS Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 3.20 3.51 3.80 4.05 4.33

FVCB vs FSBW, MFGI, MYFW: Cyclically Adjusted PS Ratio Comparison

For the Banks - Regional subindustry, FVCBankcorp's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


FVCBankcorp Cyclically Adjusted PS Ratio vs Banks Industry

For the Banks industry and Financial Services sector, FVCBankcorp's Cyclically Adjusted PS Ratio distribution charts can be found below:

* The bar in red indicates where FVCBankcorp's Cyclically Adjusted PS Ratio falls into.


FVCB
62GF Score
FVCBankcorp Inc FVCB
Cyclically Adjusted PS Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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FVCBankcorp Cyclically Adjusted PS Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PS Ratio takes the Revenue per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/S calculation. Because it considers this 10-year average, it's often referred to as the CAPS Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio.

FVCBankcorp's Cyclically Adjusted PS Ratio for today is calculated as

Cyclically Adjusted PS Ratio=Share Price/ Cyclically Adjusted Revenue per Share
=17.89/3.51
=5.10

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

FVCBankcorp's Cyclically Adjusted Revenue per Share for the quarter that ended in Mar. 2026 is calculated as:

For example, FVCBankcorp's adjusted Revenue per Share data for the three months ended in Mar. 2026 was:

Adj_RevenuePerShare=Revenue per Share/CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=0.997/330.2130*330.2130
=0.997

Current CPI (Mar. 2026) = 330.2130.

FVCBankcorp Quarterly Data

Revenue per Share CPI Adj_RevenuePerShare
201606 0.523 241.018 0.717
201609 0.525 241.428 0.718
201612 0.544 241.432 0.744
201703 0.634 243.801 0.859
201706 0.591 244.955 0.797
201709 0.589 246.819 0.788
201712 0.632 246.524 0.847
201803 0.607 249.554 0.803
201806 0.645 251.989 0.845
201809 0.682 252.439 0.892
201812 0.652 251.233 0.857
201903 0.677 254.202 0.879
201906 0.697 256.143 0.899
201909 0.687 256.759 0.884
201912 0.670 256.974 0.861
202003 0.707 258.115 0.904
202006 0.769 257.797 0.985
202009 0.827 260.280 1.049
202012 0.842 260.474 1.067
202103 0.816 264.877 1.017
202106 0.820 271.696 0.997
202109 0.831 274.310 1.000
202112 0.881 278.802 1.043
202203 0.857 287.504 0.984
202206 0.938 296.311 1.045
202209 0.989 296.808 1.100
202212 0.901 296.797 1.002
202303 0.557 301.836 0.609
202306 0.845 305.109 0.915
202309 0.778 307.789 0.835
202312 0.136 306.746 0.146
202403 0.731 312.332 0.773
202406 0.774 314.175 0.814
202409 0.800 315.301 0.838
202412 0.834 315.605 0.873
202503 0.844 319.799 0.871
202506 0.899 322.561 0.920
202509 0.911 324.800 0.926
202512 0.971 324.054 0.989
202603 0.997 330.213 0.997

Add all the adjusted revenue per share together and divide 10 will get our Cyclically Adjusted Revenue per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

What does a Cyclically Adjusted PS Ratio of 5.10 mean?
FVCBankcorp (FVCB) has a Cyclically Adjusted PS Ratio of 5.10 as of Jul. 01, 2026. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on FVCBankcorp and its competitors. This is 29% above median its historical median of 3.95. Over the past decade, FVCBankcorp's Cyclically Adjusted PS Ratio has ranged from 2.92 to 5.83. According to the industry distribution chart, FVCBankcorp ranks #1017 out of 1303 companies in the Banks industry, placing it in the top 78.1%.
Is FVCBankcorp's Cyclically Adjusted PS Ratio too high?
FVCBankcorp's current Cyclically Adjusted PS Ratio of 5.10 is 29% above median its 10-year median of 3.95. Over the past 10 years, this metric has ranged from a low of 2.92 to a high of 5.83. The Banks industry median Cyclically Adjusted PS Ratio is 3.28. FVCBankcorp's value of 5.10 is 55.5% above this industry median. Based on the distribution chart, FVCBankcorp ranks #1017 out of 1303 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, FVCBankcorp has a GF Score™ of 62/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does FVCBankcorp's Cyclically Adjusted PS Ratio compare to FSBW and MFGI?
According to the Banks industry distribution chart, FVCBankcorp ranks #1017 out of 1303 companies for Cyclically Adjusted PS Ratio. This places FVCBankcorp in the lower half of its industry. The industry median Cyclically Adjusted PS Ratio is 3.28. FVCBankcorp's value of 5.10 is 55.5% above this benchmark. Historically, FVCBankcorp's own Cyclically Adjusted PS Ratio has ranged from 2.92 to 5.83 over the past decade. While the company's 10-year median is 3.95 vs. the industry median of 3.28, FVCBankcorp has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted PS Ratio for a Banks company?
The median Cyclically Adjusted PS Ratio among Banks companies is 3.28, based on 1,303 companies in the industry. Companies in the top quartile (top 25%) have a Cyclically Adjusted PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cyclically Adjusted PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. FVCBankcorp's current Cyclically Adjusted PS Ratio of 5.10 is 55.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted PS Ratio mean?
A high Cyclically Adjusted PS Ratio can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on FVCBankcorp and its competitors. For the Banks industry, the median Cyclically Adjusted PS Ratio is 3.28 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. FVCBankcorp's current Cyclically Adjusted PS Ratio is 5.10, which is 29% above median its own 10-year median of 3.95. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is FVCBankcorp stock overvalued right now?
Based on GuruFocus' analysis, FVCBankcorp (FVCB) is currently considered Modestly Overvalued. The stock's GF Value™ is $15.69, compared to a current price of $17.89 — trading 14% above its estimated fair value. The current Cyclically Adjusted PS Ratio is 5.10, which is 29% above median its 10-year median of 3.95 and 55.5% above the Banks industry median of 3.28. FVCBankcorp's overall GF Score™ is 62/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted PS Ratio calculated?
Cyclically Adjusted PS Ratio is calculated from a company's financial statements. For FVCBankcorp (FVCB), the current Cyclically Adjusted PS Ratio is 5.10 as of Jul. 01, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is FVCBankcorp (FVCB) Overvalued in 2026?

Based on GuruFocus' analysis, FVCBankcorp stock appears to be overvalued. The current stock price of $17.89 is trading 14% above its estimated GF Value™ of $15.69. GuruFocus considers FVCBankcorp to be Modestly Overvalued.

Key valuation signals for FVCB:

  • Cyclically Adjusted PS Ratio: 5.10 (29% above median its 10-year median of 3.95)
  • GF Value™: $15.69 vs. price of $17.89 (14% above fair value)
  • GF Score™: 62/100 with 5 warning signs
  • Industry Position: 55.5% above the Banks median (#1017 of 1303)

No single metric tells the full story. See the FVCB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


FVCBankcorp Business Description

Address 11325 Random Hills Road, Suite 240, Fairfax, VA, USA, 22030
FVCBankcorp Inc is a registered bank holding company. It operates through the sole subsidiary, which is a community-oriented, locally-owned, and managed commercial bank. It offers commercial banking services to small and medium-sized businesses, professionals, non-profit organizations and associations, and investors. It also provides retail banking services to accommodate the individual needs of both corporate customers as well as the communities it serves. The bank provides other facilities such as online banking, mobile banking, remote deposit service, and lending products, among others. Its primary source of revenue is the net interest income.
62GF Score

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Cyclically Adjusted PS Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$17.89
Price
$15.69
GF Value