FVCBankcorpFVCB +0.23%63 5-Year Yield-on-Cost % is 1.42 as of Jun. 30, 2026, which is 75% above its 10-year median of 0.81. GuruFocus rates FVCB with a GF Score™ of 63/100 and a GF Value™ of $15.67 (Modestly Overvalued). The stock has 5 warning signs investors should review. Among 1,255 Banks companies, FVCBankcorp ranks worse than 88.53% on this metric.
FVCBankcorp's yield on cost for the quarter that ended in Mar. 2026 was 1.42.
The historical rank and industry rank for FVCBankcorp's 5-Year Yield-on-Cost % or its related term are showing as below:
FVCB'
s 5-Year Yield-on-Cost % Range Over the Past 10 Years
Min: 0.43 Med: 0.81 Max: 1.43
Current: 1.42
During the past 13 years, FVCBankcorp's highest Yield on Cost was 1.43. The lowest was 0.43. And the median was 0.81.
FVCB's 5-Year Yield-on-Cost % is ranked worse than 88.53% of 1255
companies
in the Banks industry
Industry Median: 3.96
vs FVCB: 1.42
Of course the risk here is that the company may not raise its dividends as it did before. The key is to select the companies that can consistently raise its dividends. Usually companies with long history of raising dividends tend to do so.
FVCBankcorp 5-Year Yield-on-Cost % Related Terms
FVCB vs FSBW, MFGI, MYFW: 5-Year Yield-on-Cost % Comparison
For the Banks - Regional subindustry, FVCBankcorp's 5-Year Yield-on-Cost %, along with its competitors' market caps and 5-Year Yield-on-Cost % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
FVCBankcorp 5-Year Yield-on-Cost % vs Banks Industry
For the Banks industry and Financial Services sector, FVCBankcorp's 5-Year Yield-on-Cost % distribution charts can be found below:
* The bar in red indicates where FVCBankcorp's 5-Year Yield-on-Cost % falls into.
Dividend Yield % and dividend growth of a stock is an important factor for income investors. But if company A raises its dividend constantly faster than company B, company A's future dividend yield might be much higher than Company B's even if their yields are the same now and their stock prices do not change.
Yield on Cost assumes that you buy and the stock today, and hold it for 5 years. If the company raises it dividends at the same rate as it did over the past 5 years, the dividends investors receive annually in 5 years relative to the stock price today.
Therefore, Yield-on-Cost of FVCBankcorp is calculated as
FVCBankcorp (FVCB) has a 5-Year Yield-on-Cost % of 1.42 as of Jun. 30, 2026. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on FVCBankcorp and its competitors. This is 75% above median its historical median of 0.81. Over the past decade, FVCBankcorp's 5-Year Yield-on-Cost % has ranged from 0.43 to 1.43. According to the industry distribution chart, FVCBankcorp ranks #1111 out of 1255 companies in the Banks industry, placing it in the top 88.5%.
Is FVCBankcorp's 5-Year Yield-on-Cost % too high?
FVCBankcorp's current 5-Year Yield-on-Cost % of 1.42 is 75% above median its 10-year median of 0.81. Over the past 10 years, this metric has ranged from a low of 0.43 to a high of 1.43. The Banks industry median 5-Year Yield-on-Cost % is 3.96. FVCBankcorp's value of 1.42 is 64.1% below this industry median. Based on the distribution chart, FVCBankcorp ranks #1111 out of 1255 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, FVCBankcorp has a GF Score™ of 63/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does FVCBankcorp's 5-Year Yield-on-Cost % compare to FSBW and MFGI?
According to the Banks industry distribution chart, FVCBankcorp ranks #1111 out of 1255 companies for 5-Year Yield-on-Cost %. This places FVCBankcorp in the lower half of its industry. The industry median 5-Year Yield-on-Cost % is 3.96. FVCBankcorp's value of 1.42 is 64.1% below this benchmark. Historically, FVCBankcorp's own 5-Year Yield-on-Cost % has ranged from 0.43 to 1.43 over the past decade. While the company's 10-year median is 0.81 vs. the industry median of 3.96, FVCBankcorp has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year Yield-on-Cost % for a Banks company?
The median 5-Year Yield-on-Cost % among Banks companies is 3.96, based on 1,255 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year Yield-on-Cost % significantly above this median, while those in the bottom quartile fall well below. However, 5-Year Yield-on-Cost % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. FVCBankcorp's current 5-Year Yield-on-Cost % of 1.42 is 64.1% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year Yield-on-Cost % mean?
A high 5-Year Yield-on-Cost % can signal that a stock is expensive relative to its fundamentals. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on FVCBankcorp and its competitors. For the Banks industry, the median 5-Year Yield-on-Cost % is 3.96 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. FVCBankcorp's current 5-Year Yield-on-Cost % is 1.42, which is 75% above median its own 10-year median of 0.81. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is FVCBankcorp stock overvalued right now?
Based on GuruFocus' analysis, FVCBankcorp (FVCB) is currently considered Modestly Overvalued. The stock's GF Value™ is $15.67, compared to a current price of $17.53 — trading 11.9% above its estimated fair value. The current 5-Year Yield-on-Cost % is 1.42, which is 75% above median its 10-year median of 0.81 and 64.1% below the Banks industry median of 3.96. FVCBankcorp's overall GF Score™ is 63/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year Yield-on-Cost % calculated?
5-Year Yield-on-Cost % is calculated from a company's financial statements. For FVCBankcorp (FVCB), the current 5-Year Yield-on-Cost % is 1.42 as of Jun. 30, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is FVCBankcorp (FVCB) Overvalued in 2026?
Based on GuruFocus' analysis, FVCBankcorp stock appears to be overvalued.
The current stock price of $17.53 is trading 11.9% above its estimated GF Value™ of $15.67.
GuruFocus considers FVCBankcorp to be Modestly Overvalued.
Key valuation signals for FVCB:
5-Year Yield-on-Cost %: 1.42 (75% above median its 10-year median of 0.81)
GF Value™: $15.67 vs. price of $17.53 (11.9% above fair value)
Industry Position: 64.1% below the Banks median (#1111 of 1255)
No single metric tells the full story. See the FVCB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
FVCBankcorp Inc is a registered bank holding company. It operates through the sole subsidiary, which is a community-oriented, locally-owned, and managed commercial bank. It offers commercial banking services to small and medium-sized businesses, professionals, non-profit organizations and associations, and investors. It also provides retail banking services to accommodate the individual needs of both corporate customers as well as the communities it serves. The bank provides other facilities such as online banking, mobile banking, remote deposit service, and lending products, among others. Its primary source of revenue is the net interest income.
63GF Score
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