GLBZ (Glen Burnie Bancorp) EV-to-FCF: -2.82 (As of Jul. 06, 2026)


GLBZ Glen Burnie Bancorp GLBZ
58 GF Score
Price $4.55
GF Value $5.40
Valuation Modestly Undervalued
! 2 Warning Signs
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What is Glen Burnie Bancorp EV-to-FCF?

Glen Burnie Bancorp GLBZ 58 EV-to-FCF is -2.82 as of Jul. 06, 2026. GuruFocus rates GLBZ with a GF Score™ of 58/100 and a GF Value™ of $5.40 (Modestly Undervalued). The stock has 2 warning signs investors should review. Among 1,196 Banks companies, Glen Burnie Bancorp ranks worse than 83611.96% on this metric.

EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, Glen Burnie Bancorp's Enterprise Value is $2.23 Mil. Glen Burnie Bancorp's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 was $-0.79 Mil. Therefore, Glen Burnie Bancorp's EV-to-FCF for today is -2.82.

The historical rank and industry rank for Glen Burnie Bancorp's EV-to-FCF or its related term are showing as below:

GLBZ' s EV-to-FCF Range Over the Past 10 Years
Min: -419.73   Med: 12.56   Max: 41.98
Current: -2.82

During the past 13 years, the highest EV-to-FCF of Glen Burnie Bancorp was 41.98. The lowest was -419.73. And the median was 12.56.

GLBZ's EV-to-FCF is ranked worse than
100% of 1196 companies
in the Banks industry
Industry Median: 6.565 vs GLBZ: -2.82

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

As of today (2026-07-06), Glen Burnie Bancorp's stock price is $4.55. Glen Burnie Bancorp's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 was $-0.030. Therefore, Glen Burnie Bancorp's PE Ratio (TTM) for today is At Loss.


Glen Burnie Bancorp  (OTCPK:GLBZ) EV-to-FCF Explanation

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

Glen Burnie Bancorp's PE Ratio (TTM) for today is calculated as:

PE Ratio (TTM)=Share Price (Today)/Earnings per Share (Diluted) (TTM)
=4.55/-0.030
=At Loss

Glen Burnie Bancorp's share price for today is $4.55.
Glen Burnie Bancorp's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $-0.030.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.


Glen Burnie Bancorp EV-to-FCF Related Terms


Glen Burnie Bancorp EV-to-FCF Historical Data

* Premium members only.

The historical data trend for Glen Burnie Bancorp's EV-to-FCF can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Glen Burnie Bancorp EV-to-FCF Chart

Glen Burnie Bancorp Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EV-to-FCF
Get a 7-Day Free Trial Premium Member Only Premium Member Only -0.66 -3.19 25.71 -423.29 -11.98

Glen Burnie Bancorp Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
EV-to-FCF Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -20.09 -28.53 -0.71 -11.98 2.73

GLBZ vs CAIB, FNFI, ASCN: EV-to-FCF Comparison

For the Banks - Regional subindustry, Glen Burnie Bancorp's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Glen Burnie Bancorp EV-to-FCF vs Banks Industry

For the Banks industry and Financial Services sector, Glen Burnie Bancorp's EV-to-FCF distribution charts can be found below:

* The bar in red indicates where Glen Burnie Bancorp's EV-to-FCF falls into.


GLBZ
58GF Score
Glen Burnie Bancorp GLBZ
EV-to-FCF is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Glen Burnie Bancorp EV-to-FCF Calculation

Glen Burnie Bancorp's EV-to-FCF for today is calculated as:

EV-to-FCF=Enterprise Value (Today)/Free Cash Flow (TTM)
=2.231/-0.791
=-2.82

Glen Burnie Bancorp's current Enterprise Value is $2.23 Mil.
Glen Burnie Bancorp's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $-0.79 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EV-to-FCF →
What does a EV-to-FCF of -2.82 mean?
Glen Burnie Bancorp (GLBZ) has a EV-to-FCF of -2.82 as of Jul. 06, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Glen Burnie Bancorp and its competitors. According to the industry distribution chart, Glen Burnie Bancorp ranks #999999 out of 1196 companies in the Banks industry.
Is Glen Burnie Bancorp's EV-to-FCF too high?
Glen Burnie Bancorp's current EV-to-FCF is -2.82. Based on the distribution chart, Glen Burnie Bancorp ranks #999999 out of 1196 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Glen Burnie Bancorp has a GF Score™ of 58/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Glen Burnie Bancorp's EV-to-FCF compare to CAIB and FNFI?
According to the Banks industry distribution chart, Glen Burnie Bancorp ranks #999999 out of 1196 companies for EV-to-FCF. This places Glen Burnie Bancorp in the lower half of its industry. The industry median EV-to-FCF is 6.57. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for a Banks company?
The median EV-to-FCF among Banks companies is 6.57, based on 1,196 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Glen Burnie Bancorp and its competitors. For the Banks industry, the median EV-to-FCF is 6.57 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Glen Burnie Bancorp's current EV-to-FCF is -2.82. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Glen Burnie Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Glen Burnie Bancorp (GLBZ) is currently considered Modestly Undervalued. The stock's GF Value™ is $5.40, compared to a current price of $4.55 — trading 15.7% below its estimated fair value. The current EV-to-FCF is -2.82. Glen Burnie Bancorp's overall GF Score™ is 58/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For Glen Burnie Bancorp (GLBZ), the current EV-to-FCF is -2.82 as of Jul. 06, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Glen Burnie Bancorp (GLBZ) Overvalued in 2026?

Based on GuruFocus' analysis, Glen Burnie Bancorp stock appears to be undervalued. The current stock price of $4.55 is trading 15.7% below its estimated GF Value™ of $5.40. GuruFocus considers Glen Burnie Bancorp to be Modestly Undervalued.

Key valuation signals for GLBZ:

  • EV-to-FCF: -2.82
  • GF Value™: $5.40 vs. price of $4.55 (15.7% below fair value)
  • GF Score™: 58/100 with 2 warning signs

No single metric tells the full story. See the GLBZ stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Glen Burnie Bancorp Business Description

Address 101 Crain Highway, S.E., Glen Burnie, MD, USA, 21061
Glen Burnie Bancorp is a bank holding company for The Bank of Glen Burnie. It offers retail and commercial banking services such as checking, savings, loans, mobile banking, online banking, wire transfer, ACH services, debit cards, automated teller machines, and safe deposit boxes among others. The bank generates its revenue in the form of interest income. All of the revenues are earned within the United States.
58GF Score

Get the complete analysis for GLBZ

EV-to-FCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$4.55
Price
$5.40
GF Value