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EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, Great American Bancorp's Enterprise Value is $-5.41 Mil.
Great American Bancorp's Free Cash Flow for the trailing twelve months (TTM) ended in Dec. 2025 was $2.09 Mil. Therefore, Great American Bancorp's EV-to-FCF for today is -2.59.
The historical rank and industry rank for Great American Bancorp's EV-to-FCF or its related term are showing as below:
GTPS'
s EV-to-FCF Range Over the Past 10 Years
Min: -78.9 Med: -31.96 Max: 75.95
Current: -2.59
During the past 13 years, the highest EV-to-FCF of Great American Bancorp was 75.95. The lowest was -78.90. And the median was -31.96.
GTPS's EV-to-FCF is ranked better than 94.25% of 1200
companies
in the Banks industry
Industry Median: 7.22
vs GTPS: -2.59
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Great American Bancorp (OTCPK:GTPS) EV-to-FCF Explanation
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Great American Bancorp's PE Ratio (TTM) for today is calculated as:
Great American Bancorp's share price for today is $72.00.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. Great American Bancorp's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Dec. 2025 was $9.200.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Great American Bancorp's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Great American Bancorp EV-to-FCF vs Banks Industry
For the Banks industry and Financial Services sector, Great American Bancorp's EV-to-FCF distribution charts can be found below:
* The bar in red indicates where Great American Bancorp's EV-to-FCF falls into.
Great American Bancorp's current Enterprise Value is $-5.41 Mil.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. Great American Bancorp's Free Cash Flow for the trailing twelve months (TTM) ended in Dec. 2025 was $2.09 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Great American Bancorp (GTPS) has a EV-to-FCF of -2.59 as of Aug. 02, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Great American Bancorp and its competitors. According to the industry distribution chart, Great American Bancorp ranks #69 out of 1200 companies in the Banks industry, placing it in the top 5.7%.
Is Great American Bancorp's EV-to-FCF too high?
Great American Bancorp's current EV-to-FCF is -2.59. Based on the distribution chart, Great American Bancorp ranks #69 out of 1200 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Great American Bancorp has a GF Score™ of 75/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Great American Bancorp's EV-to-FCF compare to MNBO and CAIB?
According to the Banks industry distribution chart, Great American Bancorp ranks #69 out of 1200 companies for EV-to-FCF. This places Great American Bancorp in the top 6% of its industry — outperforming the majority of peers. The industry median EV-to-FCF is 7.22. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for a Banks company?
The median EV-to-FCF among Banks companies is 7.22, based on 1,200 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Great American Bancorp and its competitors. For the Banks industry, the median EV-to-FCF is 7.22 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Great American Bancorp's current EV-to-FCF is -2.59. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Great American Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Great American Bancorp (GTPS) is currently considered Modestly Overvalued. The stock's GF Value™ is $64.87, compared to a current price of $72.00 — trading 11% above its estimated fair value. The current EV-to-FCF is -2.59. Great American Bancorp's overall GF Score™ is 75/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For Great American Bancorp (GTPS), the current EV-to-FCF is -2.59 as of Aug. 02, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Great American Bancorp (GTPS) Overvalued in 2026?
Based on GuruFocus' analysis, Great American Bancorp stock appears to be overvalued.
The current stock price of $72.00 is trading 11% above its estimated GF Value™ of $64.87.
GuruFocus considers Great American Bancorp to be Modestly Overvalued.
Key valuation signals for GTPS:
EV-to-FCF: -2.59
GF Value™: $64.87 vs. price of $72.00 (11% above fair value)
No single metric tells the full story. See the GTPS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Great American Bancorp Inc is a holding company whose principal activity is the ownership and management of its wholly-owned subsidiary, First Federal Savings Bank of Champaign-Urbana (Bank). The Bank is engaged in providing a full range of banking and financial services to individual and corporate customers in Champaign County, Illinois. The Bank also provides full-service brokerage activities through a third-party broker-dealer and engages in the sale of tax-deferred annuities. The Bank's subsidiary offers insurance services to customers located in Illinois.
75GF Score
Get the complete analysis for GTPS
EV-to-FCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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