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Great American BancorpGTPS 79 Equity-to-Asset is 0.14 as of Dec. 2025, which is 27% above its 10-year median of 0.11. GuruFocus rates GTPS with a GF Score™ of 79/100 and a GF Value™ of $65.71 (Fairly Valued). The stock has 4 warning signs investors should review. Among 1,522 Banks companies, Great American Bancorp ranks better than 83.11% on this metric.
Great American Bancorp (OTCPK:GTPS) Equity-to-Asset Explanation
Equity to Asset ratio can vary greatly across different industries, as they have different capital structure. A company with smaller Equity to Asset ratio (more leveraged) may have higher ROE % because of the leverage.
For banks, the required minimum Equity to Asset ratio by regulation is 5%. Some stronger banks may have Equity to Asset Ratio of more than 10%.
Great American Bancorp Equity-to-Asset Related Terms
Great American Bancorp Equity-to-Asset Historical Data
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The historical data trend for Great American Bancorp's Equity-to-Asset can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
GTPS vs MNBO, CAIB, EBSH: Equity-to-Asset Comparison
For the Banks - Regional subindustry, Great American Bancorp's Equity-to-Asset, along with its competitors' market caps and Equity-to-Asset data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Great American Bancorp Equity-to-Asset vs Banks Industry
For the Banks industry and Financial Services sector, Great American Bancorp's Equity-to-Asset distribution charts can be found below:
* The bar in red indicates where Great American Bancorp's Equity-to-Asset falls into.
Great American Bancorp Equity-to-Asset Calculation
Equity to Asset ratio measures the ratios of the portion of the asset owned by shareholders out of the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.
Equity to Asset ratio is calculated by dividing total stockholders equity by total asset.
Great American Bancorp's Equity to Asset Ratio for the fiscal year that ended in Dec. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Great American Bancorp (GTPS) has a Equity-to-Asset of 0.14 as of Dec. 2025. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Great American Bancorp and its competitors. This is 27% above median its historical median of 0.11. Over the past decade, Great American Bancorp's Equity-to-Asset has ranged from 0.08 to 0.14. According to the industry distribution chart, Great American Bancorp ranks #257 out of 1522 companies in the Banks industry, placing it in the top 16.9%.
Is Great American Bancorp's Equity-to-Asset too high?
Great American Bancorp's current Equity-to-Asset of 0.14 is 27% above median its 10-year median of 0.11. Over the past 10 years, this metric has ranged from a low of 0.08 to a high of 0.14. The Banks industry median Equity-to-Asset is 0.10. Great American Bancorp's value of 0.14 is 40% above this industry median. Based on the distribution chart, Great American Bancorp ranks #257 out of 1522 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Great American Bancorp has a GF Score™ of 79/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Great American Bancorp's Equity-to-Asset compare to MNBO and CAIB?
According to the Banks industry distribution chart, Great American Bancorp ranks #257 out of 1522 companies for Equity-to-Asset. This places Great American Bancorp in the top 17% of its industry — outperforming the majority of peers. The industry median Equity-to-Asset is 0.10. Great American Bancorp's value of 0.14 is 40% above this benchmark. Historically, Great American Bancorp's own Equity-to-Asset has ranged from 0.08 to 0.14 over the past decade. While the company's 10-year median is 0.11 vs. the industry median of 0.10, Great American Bancorp has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Equity-to-Asset for a Banks company?
The median Equity-to-Asset among Banks companies is 0.10, based on 1,522 companies in the industry. Companies in the top quartile (top 25%) have a Equity-to-Asset significantly above this median, while those in the bottom quartile fall well below. However, Equity-to-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Great American Bancorp's current Equity-to-Asset of 0.14 is 40% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Equity-to-Asset mean?
A high Equity-to-Asset can signal that a stock is expensive relative to its fundamentals. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Great American Bancorp and its competitors. For the Banks industry, the median Equity-to-Asset is 0.10 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Great American Bancorp's current Equity-to-Asset is 0.14, which is 27% above median its own 10-year median of 0.11. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Great American Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Great American Bancorp (GTPS) is currently considered Fairly Valued. The stock's GF Value™ is $65.71, compared to a current price of $72.00 — trading 9.6% above its estimated fair value. The current Equity-to-Asset is 0.14, which is 27% above median its 10-year median of 0.11 and 40% above the Banks industry median of 0.10. Great American Bancorp's overall GF Score™ is 79/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Equity-to-Asset calculated?
Equity-to-Asset is calculated from a company's financial statements. For Great American Bancorp (GTPS), the current Equity-to-Asset is 0.14 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Great American Bancorp (GTPS) Overvalued in 2026?
Based on GuruFocus' analysis, Great American Bancorp stock appears to be overvalued.
The current stock price of $72.00 is trading 9.6% above its estimated GF Value™ of $65.71.
GuruFocus considers Great American Bancorp to be Fairly Valued.
Key valuation signals for GTPS:
Equity-to-Asset: 0.14 (27% above median its 10-year median of 0.11)
GF Value™: $65.71 vs. price of $72.00 (9.6% above fair value)
Industry Position: 40% above the Banks median (#257 of 1522)
No single metric tells the full story. See the GTPS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Great American Bancorp Inc is a holding company whose principal activity is the ownership and management of its wholly-owned subsidiary, First Federal Savings Bank of Champaign-Urbana (Bank). The Bank is engaged in providing a full range of banking and financial services to individual and corporate customers in Champaign County, Illinois. The Bank also provides full-service brokerage activities through a third-party broker-dealer and engages in the sale of tax-deferred annuities. The Bank's subsidiary offers insurance services to customers located in Illinois.
79GF Score
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