GTPS (Great American Bancorp) Dividend Payout Ratio: 0.11 (As of Dec. 2025) — 54% Below Median

What is Great American Bancorp Dividend Payout Ratio?

Great American Bancorp GTPS 74 Dividend Payout Ratio is 0.11 as of Dec. 2025, which is 54% below its 10-year median of 0.24. GuruFocus rates GTPS with a GF Score™ of 74/100 and a GF Value™ of $63.75 (Modestly Overvalued). The stock has 4 warning signs investors should review. Among 1,172 Banks companies, Great American Bancorp ranks better than 93% on this metric.

The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period. Great American Bancorp's Dividend Payout Ratio for the months ended in Dec. 2025 was 0.11.

The historical rank and industry rank for Great American Bancorp's Dividend Payout Ratio or its related term are showing as below:

GTPS' s Dividend Payout Ratio Range Over the Past 10 Years
Min: 0.1 Med: 0.24 Max: 0.7
Current: 0.11

During the past 13 years, the highest Dividend Payout Ratio of Great American Bancorp was 0.70. The lowest was 0.10. And the median was 0.24.

GTPS's Dividend Payout Ratio is ranked better than
93% of 1172 companies
in the Banks industry
Industry Median: 0.32 vs GTPS: 0.11

As of today (2026-06-28), the Dividend Yield % of Great American Bancorp is 1.60%.

During the past 13 years, the highest Trailing Annual Dividend Yield of Great American Bancorp was 3.24%. The lowest was 1.28%. And the median was 1.97%.

Great American Bancorp's Dividends per Share for the months ended in Dec. 2025 was $1.00.

During the past 12 months, Great American Bancorp's average Dividends Per Share Growth Rate was 5.30% per year. During the past 3 years, the average Dividends Per Share Growth Rate was 13.70% per year. During the past 5 years, the average Dividends Per Share Growth Rate was 9.10% per year. During the past 10 years, the average Dividends Per Share Growth Rate was 7.90% per year.

During the past 13 years, the highest 3-Year average Dividends Per Share Growth Rate of Great American Bancorp was 13.90% per year. The lowest was -8.80% per year. And the median was 2.35% per year.

The growth rate is calculated with least square regression.

For more information regarding to dividend, please check our Dividend Page.

* Please note that "special dividend" is not included in the calculation of dividend per share and related fields.

Great American Bancorp (OTCPK:GTPS) Dividend Payout Ratio Explanation

In dividends investing, Dividend Payout Ratio and Dividend Growth Rate are the two most important variables for consideration. A lower payout ratio may indicate that the company has more room to increase its dividends.

Great American Bancorp Dividend Payout Ratio Related Terms

Great American Bancorp Dividend Payout Ratio Historical Data

* Premium members only.

The historical data trend for Great American Bancorp's Dividend Payout Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Great American Bancorp Dividend Payout Ratio Chart

Great American Bancorp Annual Data

Trend

Dec07

Dec17

Dec18

Dec19

Dec20

Dec21

Dec22

Dec23

Dec24

Dec25

Dividend Payout Ratio

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0.70

0.25

0.12

0.10

0.11

Great American Bancorp Semi-Annual Data
	Dec97	Dec98	Dec99	Dec00	Dec01	Dec02	Dec03	Dec04	Dec05	Dec06	Dec07	Dec17	Dec18	Dec19	Dec20	Dec21	Dec22	Dec23	Dec24	Dec25
Dividend Payout Ratio	Get a 7-Day Free Trial															0.70	0.25	0.12	0.10	0.11

GTPS vs MNBO, HRBK, ECLP: Dividend Payout Ratio Comparison

For the Banks - Regional subindustry, Great American Bancorp's Dividend Payout Ratio, along with its competitors' market caps and Dividend Payout Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Great American Bancorp Dividend Payout Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Great American Bancorp's Dividend Payout Ratio distribution charts can be found below:

* The bar in red indicates where Great American Bancorp's Dividend Payout Ratio falls into.

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74GF Score

Great American Bancorp Inc GTPS

Dividend Payout Ratio is just one metric. See GF Score™, valuation, warning signs, and more.

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Great American Bancorp Dividend Payout Ratio Calculation

Great American Bancorp's Dividend Payout Ratio for the fiscal year that ended in Dec. 2025 is calculated as

Dividend Payout Ratio	=	Dividends per Share (A: Dec. 2025 )	/	EPS without NRI (A: Dec. 2025 )
	=	1	/	9.2
	=	0.11

Great American Bancorp's Dividend Payout Ratio for the quarter that ended in Dec. 2025 is calculated as

Dividend Payout Ratio	=	Dividends per Share (Q: Dec. 2025 )	/	EPS without NRI (Q: Dec. 2025 )
	=	1	/	9.2
	=	0.11

Frequently Asked Questions Learn more about Dividend Payout Ratio →

What does a Dividend Payout Ratio of 0.11 mean?

Great American Bancorp (GTPS) has a Dividend Payout Ratio of 0.11 as of Dec. 2025. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on Great American Bancorp and its competitors. This is 54% below median its historical median of 0.24. Over the past decade, Great American Bancorp's Dividend Payout Ratio has ranged from 0.10 to 0.70. According to the industry distribution chart, Great American Bancorp ranks #82 out of 1172 companies in the Banks industry, placing it in the top 7%.

Is Great American Bancorp's Dividend Payout Ratio too high?

Great American Bancorp's current Dividend Payout Ratio of 0.11 is 54% below median its 10-year median of 0.24. Over the past 10 years, this metric has ranged from a low of 0.10 to a high of 0.70. The Banks industry median Dividend Payout Ratio is 0.32. Great American Bancorp's value of 0.11 is 65.6% below this industry median. Based on the distribution chart, Great American Bancorp ranks #82 out of 1172 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Great American Bancorp has a GF Score™ of 74/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.

How does Great American Bancorp's Dividend Payout Ratio compare to MNBO and HRBK?

According to the Banks industry distribution chart, Great American Bancorp ranks #82 out of 1172 companies for Dividend Payout Ratio. This places Great American Bancorp in the top 7% of its industry — outperforming the majority of peers. The industry median Dividend Payout Ratio is 0.32. Great American Bancorp's value of 0.11 is 65.6% below this benchmark. Historically, Great American Bancorp's own Dividend Payout Ratio has ranged from 0.10 to 0.70 over the past decade. While the company's 10-year median is 0.24 vs. the industry median of 0.32, Great American Bancorp has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.

What is a good Dividend Payout Ratio for a Banks company?

The median Dividend Payout Ratio among Banks companies is 0.32, based on 1,172 companies in the industry. Companies in the top quartile (top 25%) have a Dividend Payout Ratio significantly above this median, while those in the bottom quartile fall well below. However, Dividend Payout Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Great American Bancorp's current Dividend Payout Ratio of 0.11 is 65.6% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.

What does a high Dividend Payout Ratio mean?

A high Dividend Payout Ratio can signal that a stock is expensive relative to its fundamentals. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on Great American Bancorp and its competitors. For the Banks industry, the median Dividend Payout Ratio is 0.32 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Great American Bancorp's current Dividend Payout Ratio is 0.11, which is 54% below median its own 10-year median of 0.24. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.

Is Great American Bancorp stock overvalued right now?

Based on GuruFocus' analysis, Great American Bancorp (GTPS) is currently considered Modestly Overvalued. The stock's GF Value™ is $63.75, compared to a current price of $72.00 — trading 12.9% above its estimated fair value. The current Dividend Payout Ratio is 0.11, which is 54% below median its 10-year median of 0.24 and 65.6% below the Banks industry median of 0.32. Great American Bancorp's overall GF Score™ is 74/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.

How is Dividend Payout Ratio calculated?

Dividend Payout Ratio is calculated from a company's financial statements. For Great American Bancorp (GTPS), the current Dividend Payout Ratio is 0.11 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Great American Bancorp (GTPS) Overvalued in 2026?

Based on GuruFocus' analysis, Great American Bancorp stock appears to be overvalued. The current stock price of $72.00 is trading 12.9% above its estimated GF Value™ of $63.75. GuruFocus considers Great American Bancorp to be Modestly Overvalued.

Key valuation signals for GTPS:

Dividend Payout Ratio: 0.11 (54% below median its 10-year median of 0.24)
GF Value™: $63.75 vs. price of $72.00 (12.9% above fair value)
GF Score™: 74/100 with 4 warning signs
Industry Position: 65.6% below the Banks median (#82 of 1172)

No single metric tells the full story. See the GTPS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Great American Bancorp Business Description

Industry Financial Services Banks

Comparable Companies MNBO HRBK ECLP PFBN FPBC FBPI EBSH VWFB WVFC APLO SHSE:600036 SGX:D05 MIL:UCG NSE:HDFCBANK XPAR:BNP MIL:ISP TSE:8411 SAU:1120 NSE:ICICIBANK XMAD:CABK

Address 1311 South Neil Street, P.O. Box 1010, Champaign, IL, USA, 61820

Website https://www.greatamericanbancorp.com

Great American Bancorp Inc is a holding company whose principal activity is the ownership and management of its wholly-owned subsidiary, First Federal Savings Bank of Champaign-Urbana (Bank). The Bank is engaged in providing a full range of banking and financial services to individual and corporate customers in Champaign County, Illinois. The Bank also provides full-service brokerage activities through a third-party broker-dealer and engages in the sale of tax-deferred annuities. The Bank's subsidiary offers insurance services to customers located in Illinois.

74GF Score

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Dividend Payout Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$72.00

Price

$63.75

GF Value

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