GTPS (Great American Bancorp) Profitability Rank: 6 (As of Dec. 2025) — Near Median

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GTPS Great American Bancorp Inc GTPS
77 GF Score
Price $72.80
GF Value $65.31
Valuation Modestly Overvalued
! 5 Warning Signs
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What is Great American Bancorp Profitability Rank?

Great American Bancorp GTPS 77 Profitability Rank is 6 as of Dec. 2025, which is at its 10-year median of 6.00. GuruFocus rates GTPS with a GF Score™ of 77/100 and a GF Value™ of $65.31 (Modestly Overvalued). The stock has 5 warning signs investors should review.

Great American Bancorp has the Profitability Rank of 6.

GuruFocus Profitability Rank ranks how profitable a company is and how likely the company's business will stay that way. It is rated on a scale of 1 to 10 and is based on these factors:

1. Operating Margin %
2. Piotroski F-Score
3. Trend of the Operating Margin % (5-year average). The company with an uptrend profit margin has a higher rank.
4. Consistency of the profitability
5. Predictability Rank

A higher score indicates superior profitability, with companies rated 7 or above considered to have more robust and sustainable profit generation. Conversely, a score of 3 or lower suggests challenges in generating consistent profits.

Great American Bancorp's Operating Margin % for the quarter that ended in Dec. 2025 was 0.00%. As of today, Great American Bancorp's Piotroski F-Score is 6.


Great American Bancorp Profitability Rank Related Terms


GTPS vs MNBO, CAIB, EBSH: Profitability Rank Comparison

For the Banks - Regional subindustry, Great American Bancorp's Profitability Rank, along with its competitors' market caps and Profitability Rank data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Great American Bancorp Profitability Rank vs Banks Industry

For the Banks industry and Financial Services sector, Great American Bancorp's Profitability Rank distribution charts can be found below:

* The bar in red indicates where Great American Bancorp's Profitability Rank falls into.


GTPS
77GF Score
Great American Bancorp Inc GTPS
Profitability Rank is just one metric. See GF Score™, valuation, warning signs, and more.
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Great American Bancorp Profitability Rank Calculation

GuruFocus Profitability Rank ranks how profitable a company is and how likely the company's business will stay that way.

The rank is rated on a scale of 1 to 10. A higher score indicates superior profitability, with companies rated 7 or above considered to have more robust and sustainable profit generation. Conversely, a score of 3 or lower suggests challenges in generating consistent profits.

Great American Bancorp has the Profitability Rank of 6.

Profitability Rank is not directly related to the Financial Strength. But if a company is consistently profitable, its financial strength will be stronger.

Profitability Rank is based on these factors:

1. Operating Margin %

Operating Margin % - also known as operating income margin, operating profit margin and return on sales (ROS) - is the ratio of Operating Income divided by net sales or Revenue, usually presented in percent.

Great American Bancorp's Operating Margin % for the quarter that ended in Dec. 2025 is calculated as:

Operating Margin %=Operating Income (Q: Dec. 2025 ) / Revenue (Q: Dec. 2025 )
=0 / 13.525
=0.00 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

2. Piotroski F-Score

The zones of discrimination were as such:

Good or high score = 8 or 9
Bad or low score = 0 or 1

Great American Bancorp has an F-score of 6 indicating the company's financial situation is typical for a stable company.

3. Trend of the Operating Margin % (5-year average). The company with an uptrend profit margin has a higher rank.

4. Consistency of the profitability

5. Predictability Rank

Frequently Asked Questions Learn more about Profitability Rank →
What does a Profitability Rank of 6 mean?
Great American Bancorp (GTPS) has a Profitability Rank of 6 as of Dec. 2025. Profitability and Growth ranks a company based on its profit margins and earnings growth. View historical data on Great American Bancorp and its competitors. This is near median its historical median of 6.00. Over the past decade, Great American Bancorp's Profitability Rank has ranged from 5.00 to 7.00.
Is Great American Bancorp's Profitability Rank too high?
Great American Bancorp's current Profitability Rank of 6 is near median its 10-year median of 6.00. Over the past 10 years, this metric has ranged from a low of 5.00 to a high of 7.00. Overall, Great American Bancorp has a GF Score™ of 77/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Great American Bancorp's Profitability Rank compare to MNBO and CAIB?
Great American Bancorp's Profitability Rank of 6 can be compared against companies in the Banks industry. Historically, Great American Bancorp's own Profitability Rank has ranged from 5.00 to 7.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Profitability Rank for a Banks company?
A good Profitability Rank depends on the Banks industry context. However, Profitability Rank should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Profitability Rank mean?
A high Profitability Rank can signal that a stock is expensive relative to its fundamentals. Profitability and Growth ranks a company based on its profit margins and earnings growth. View historical data on Great American Bancorp and its competitors. Great American Bancorp's current Profitability Rank is 6, which is near median its own 10-year median of 6.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Great American Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Great American Bancorp (GTPS) is currently considered Modestly Overvalued. The stock's GF Value™ is $65.31, compared to a current price of $72.80 — trading 11.5% above its estimated fair value. The current Profitability Rank is 6, which is near median its 10-year median of 6.00. Great American Bancorp's overall GF Score™ is 77/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Profitability Rank calculated?
Profitability Rank is calculated from a company's financial statements. For Great American Bancorp (GTPS), the current Profitability Rank is 6 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Great American Bancorp (GTPS) Overvalued in 2026?

Based on GuruFocus' analysis, Great American Bancorp stock appears to be overvalued. The current stock price of $72.80 is trading 11.5% above its estimated GF Value™ of $65.31. GuruFocus considers Great American Bancorp to be Modestly Overvalued.

Key valuation signals for GTPS:

  • Profitability Rank: 6 (near median its 10-year median of 6.00)
  • GF Value™: $65.31 vs. price of $72.80 (11.5% above fair value)
  • GF Score™: 77/100 with 5 warning signs

No single metric tells the full story. See the GTPS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Great American Bancorp Business Description

Address 1311 South Neil Street, P.O. Box 1010, Champaign, IL, USA, 61820
Great American Bancorp Inc is a holding company whose principal activity is the ownership and management of its wholly-owned subsidiary, First Federal Savings Bank of Champaign-Urbana (Bank). The Bank is engaged in providing a full range of banking and financial services to individual and corporate customers in Champaign County, Illinois. The Bank also provides full-service brokerage activities through a third-party broker-dealer and engages in the sale of tax-deferred annuities. The Bank's subsidiary offers insurance services to customers located in Illinois.
77GF Score

Get the complete analysis for GTPS

Profitability Rank is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$72.80
Price
$65.31
GF Value