GTPS (Great American Bancorp) LT-Debt-to-Total-Asset: 0.00 (As of Dec. 2025)

What is Great American Bancorp LT-Debt-to-Total-Asset?

Great American Bancorp GTPS 74 LT-Debt-to-Total-Asset is 0.00 as of Dec. 2025. GuruFocus rates GTPS with a GF Score™ of 74/100 and a GF Value™ of $63.91 (Modestly Overvalued). The stock has 4 warning signs investors should review.

LT Debt to Total Assets is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. It is calculated as a company's Long-Term Debt & Capital Lease Obligationdivide by its Total Assets. Great American Bancorp's long-term debt to total assests ratio for the quarter that ended in Dec. 2025 was 0.00.

Great American Bancorp's long-term debt to total assets ratio stayed the same from Dec. 2023 (0.00) to Dec. 2025 (0.00).

Great American Bancorp (OTCPK:GTPS) LT-Debt-to-Total-Asset Explanation

LT Debt to Total Asset is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. A year-over-year decrease in this metric would suggest the company is progressively becoming less dependent on debt to grow their business.

Great American Bancorp LT-Debt-to-Total-Asset Related Terms

Great American Bancorp LT-Debt-to-Total-Asset Historical Data

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The historical data trend for Great American Bancorp's LT-Debt-to-Total-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Great American Bancorp LT-Debt-to-Total-Asset Chart

Great American Bancorp Annual Data

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Dec25

LT-Debt-to-Total-Asset

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0.00

Great American Bancorp Semi-Annual Data
	Dec97	Dec98	Dec99	Dec00	Dec01	Dec02	Dec03	Dec04	Dec05	Dec06	Dec07	Dec17	Dec18	Dec19	Dec20	Dec21	Dec22	Dec23	Dec24	Dec25
LT-Debt-to-Total-Asset	Get a 7-Day Free Trial															0.00	0.00	0.00	0.00	0.00

74GF Score

Great American Bancorp Inc GTPS

LT-Debt-to-Total-Asset is just one metric. See GF Score™, valuation, warning signs, and more.

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Great American Bancorp LT-Debt-to-Total-Asset Calculation

Great American Bancorp's Long-Term Debt to Total Asset Ratio for the fiscal year that ended in Dec. 2025 is calculated as

LT Debt to Total Assets (A: Dec. 2025 )	=	Long-Term Debt & Capital Lease Obligation (A: Dec. 2025 )	/	Total Assets (A: Dec. 2025 )
	=	0	/	198.464
	=	0.00

Great American Bancorp's Long-Term Debt to Total Asset Ratio for the quarter that ended in Dec. 2025 is calculated as

LT Debt to Total Assets (Q: Dec. 2025 )	=	Long-Term Debt & Capital Lease Obligation (Q: Dec. 2025 )	/	Total Assets (Q: Dec. 2025 )
	=	0	/	198.464
	=	0.00

Frequently Asked Questions Learn more about LT-Debt-to-Total-Asset →

What does a LT-Debt-to-Total-Asset of 0.00 mean?

Great American Bancorp (GTPS) has a LT-Debt-to-Total-Asset of 0.00 as of Dec. 2025. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on Great American Bancorp and its competitors.

Is Great American Bancorp's LT-Debt-to-Total-Asset too high?

Great American Bancorp's current LT-Debt-to-Total-Asset is 0.00. Overall, Great American Bancorp has a GF Score™ of 74/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.

How does Great American Bancorp's LT-Debt-to-Total-Asset compare to MNBO and BAFN?

Great American Bancorp's LT-Debt-to-Total-Asset of 0.00 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.

What is a good LT-Debt-to-Total-Asset for a Banks company?

A good LT-Debt-to-Total-Asset depends on the Banks industry context. However, LT-Debt-to-Total-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.

What does a high LT-Debt-to-Total-Asset mean?

A high LT-Debt-to-Total-Asset can signal that a stock is expensive relative to its fundamentals. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on Great American Bancorp and its competitors. Great American Bancorp's current LT-Debt-to-Total-Asset is 0.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.

Is Great American Bancorp stock overvalued right now?

Based on GuruFocus' analysis, Great American Bancorp (GTPS) is currently considered Modestly Overvalued. The stock's GF Value™ is $63.91, compared to a current price of $72.00 — trading 12.7% above its estimated fair value. The current LT-Debt-to-Total-Asset is 0.00. Great American Bancorp's overall GF Score™ is 74/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.

How is LT-Debt-to-Total-Asset calculated?

LT-Debt-to-Total-Asset is calculated from a company's financial statements. For Great American Bancorp (GTPS), the current LT-Debt-to-Total-Asset is 0.00 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Great American Bancorp (GTPS) Overvalued in 2026?

Based on GuruFocus' analysis, Great American Bancorp stock appears to be overvalued. The current stock price of $72.00 is trading 12.7% above its estimated GF Value™ of $63.91. GuruFocus considers Great American Bancorp to be Modestly Overvalued.

Key valuation signals for GTPS:

LT-Debt-to-Total-Asset: 0.00
GF Value™: $63.91 vs. price of $72.00 (12.7% above fair value)
GF Score™: 74/100 with 4 warning signs

No single metric tells the full story. See the GTPS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Great American Bancorp Business Description

Industry Financial Services Banks

Comparable Companies MNBO BAFN WVFC ECLP FPBC FBPI CTYP APLO EBSH PFBN SGX:D05 SHSE:600036 MIL:UCG XPAR:BNP NSE:HDFCBANK MIL:ISP TSE:8411 SAU:1120 NSE:ICICIBANK NSE:SBIN

Address 1311 South Neil Street, P.O. Box 1010, Champaign, IL, USA, 61820

Website https://www.greatamericanbancorp.com

Great American Bancorp Inc is a holding company whose principal activity is the ownership and management of its wholly-owned subsidiary, First Federal Savings Bank of Champaign-Urbana (Bank). The Bank is engaged in providing a full range of banking and financial services to individual and corporate customers in Champaign County, Illinois. The Bank also provides full-service brokerage activities through a third-party broker-dealer and engages in the sale of tax-deferred annuities. The Bank's subsidiary offers insurance services to customers located in Illinois.

74GF Score

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$72.00

Price

$63.91

GF Value

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