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EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, Public Financial Holdings's Enterprise Value is HK$-3,808 Mil.
Public Financial Holdings's Free Cash Flow for the trailing twelve months (TTM) ended in Jun. 2026 was HK$1,061 Mil. Therefore, Public Financial Holdings's EV-to-FCF for today is -3.59.
The historical rank and industry rank for Public Financial Holdings's EV-to-FCF or its related term are showing as below:
HKSE:00626'
s EV-to-FCF Range Over the Past 10 Years
Min: -77.32 Med: -0.69 Max: 26.35
Current: -3.59
During the past 13 years, the highest EV-to-FCF of Public Financial Holdings was 26.35. The lowest was -77.32. And the median was -0.69.
HKSE:00626's EV-to-FCF is ranked better than 95.34% of 1181
companies
in the Banks industry
Industry Median: 7.13
vs HKSE:00626: -3.59
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Public Financial Holdings (HKSE:00626) EV-to-FCF Explanation
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Public Financial Holdings's PE Ratio (TTM) for today is calculated as:
Public Financial Holdings's share price for today is HK$1.55.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. Public Financial Holdings's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Jun. 2026 was HK$0.094.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.
Public Financial Holdings EV-to-FCF Related Terms
Public Financial Holdings EV-to-FCF Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Public Financial Holdings's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Public Financial Holdings EV-to-FCF vs Banks Industry
For the Banks industry and Financial Services sector, Public Financial Holdings's EV-to-FCF distribution charts can be found below:
* The bar in red indicates where Public Financial Holdings's EV-to-FCF falls into.
Public Financial Holdings's current Enterprise Value is HK$-3,808 Mil.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. Public Financial Holdings's Free Cash Flow for the trailing twelve months (TTM) ended in Jun. 2026 was HK$1,061 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Public Financial Holdings (HKSE:00626) has a EV-to-FCF of -3.59 as of Aug. 19, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Public Financial Holdings and its competitors. According to the industry distribution chart, Public Financial Holdings ranks #55 out of 1181 companies in the Banks industry, placing it in the top 4.7%.
Is Public Financial Holdings' EV-to-FCF too high?
Public Financial Holdings' current EV-to-FCF is -3.59. Based on the distribution chart, Public Financial Holdings ranks #55 out of 1181 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Public Financial Holdings has a GF Score™ of 58/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Public Financial Holdings' EV-to-FCF compare to PNC and USB?
According to the Banks industry distribution chart, Public Financial Holdings ranks #55 out of 1181 companies for EV-to-FCF. This places Public Financial Holdings in the top 5% of its industry — outperforming the majority of peers. The industry median EV-to-FCF is 7.13. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for a Banks company?
The median EV-to-FCF among Banks companies is 7.13, based on 1,181 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Public Financial Holdings and its competitors. For the Banks industry, the median EV-to-FCF is 7.13 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Public Financial Holdings's current EV-to-FCF is -3.59. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Public Financial Holdings stock overvalued right now?
Based on GuruFocus' analysis, Public Financial Holdings (HKSE:00626) is currently considered Fairly Valued. The stock's GF Value™ is HK$1.52, compared to a current price of HK$1.55 — trading 2% above its estimated fair value. The current EV-to-FCF is -3.59. Public Financial Holdings' overall GF Score™ is 58/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For Public Financial Holdings (HKSE:00626), the current EV-to-FCF is -3.59 as of Aug. 19, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Public Financial Holdings (HKSE:00626) Overvalued in 2026?
Based on GuruFocus' analysis, Public Financial Holdings stock appears to be overvalued.
The current stock price of HK$1.55 is trading 2% above its estimated GF Value™ of HK$1.52.
GuruFocus considers Public Financial Holdings to be Fairly Valued.
Key valuation signals for HKSE:00626:
EV-to-FCF: -3.59
GF Value™: HK$1.52 vs. price of HK$1.55 (2% above fair value)
No single metric tells the full story. See the HKSE:00626 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Public Financial Holdings Ltd is principally engaged in the provision of a range of banking and financial services, stockbroking, the letting of investment properties, the provision of financing to purchasers of taxis and public light buses, the trading of taxi cabs and taxi licences, and the leasing of taxis. The company has three main segments: i) retail and commercial banking businesses; ii) wealth management services, stockbroking and securities management; and iii) other businesses. The majority of the company's revenue is derived from the Retail and Commercial Banking segment, which offers deposit accounts, lending, leasing, business and vehicle financing, foreign exchange, and cash and risk management services.
58GF Score
Get the complete analysis for HKSE:00626
EV-to-FCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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