Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
Public Financial HoldingsHKSE:00626 60 PE Ratio (TTM) is 16.49 as of Sep. 05, 2026, which is 131% above its 10-year median of 7.13. GuruFocus rates HKSE:00626 with a GF Score™ of 60/100 and a GF Value™ of HK$1.52 (Fairly Valued). The stock has 1 warning sign investors should review. Among 1,429 Banks companies, Public Financial Holdings ranks worse than 77.89% on this metric.
The PE Ratio (TTM), or Price-to-Earnings ratio, or P/E Ratio, is a financial ratio used to compare a company's market price to its Earnings per Share (Diluted). As of today (2026-09-05), Public Financial Holdings's share price is
HK$1.55.
Public Financial Holdings's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Jun. 2026 was HK$0.09. Therefore, Public Financial Holdings's PE Ratio (TTM) for today is 16.49.
The historical rank and industry rank for Public Financial Holdings's PE Ratio (TTM) or its related term are showing as below:
HKSE:00626'
s PE Ratio (TTM) Range Over the Past 10 Years
Min: 4.09 Med: 7.13 Max: 149.23
Current: 16.49
During the past 13 years, the highest PE Ratio (TTM) of Public Financial Holdings was 149.23. The lowest was 4.09. And the median was 7.13.
HKSE:00626's PE Ratio (TTM) is ranked worse than 77.89% of 1429
companies
in the Banks industry
Industry Median: 11.7
vs HKSE:00626: 16.49
During the past 3 years, the average EPS without NRIGrowth Rate was -26.00% per year.
During the past 13 years, Public Financial Holdings's highest 3-Year average EPS without NRI Growth Rate was 9.50% per year. The lowest was -54.70% per year. And the median was 0.00% per year.
Public Financial Holdings (HKSE:00626) PE Ratio (TTM) Explanation
The PE Ratio (TTM) can be viewed as the number of years it takes for the company to earn back the price you pay for the stock. For example, if a company earns $2 a share per year, and the stock is traded at $30, the PE Ratio (TTM) is 15. Therefore it takes 15 years for the company to earn back the $30 you paid for its stock, assuming the earnings stays constant over the next 15 years.
In real business, earnings never stay constant. If a company can grow its earnings, it takes fewer years for the company to earn back the price you pay for the stock. If a company's earnings decline it takes more years. As a shareholder, you want the company to earn back the price you pay as soon as possible. Therefore, lower P/E stocks are more attractive than higher P/E stocks so long as the PE Ratio (TTM) is positive. Also for stocks with the same PE Ratio (TTM), the one with faster growth business is more attractive.
If a company loses money, the PE Ratio (TTM) becomes meaningless.
To compare stocks with different growth rates, Peter Lynch invented a ratio called PEG Ratio. PEG Ratio is defined as the PE Ratio (TTM) divided by the growth ratio. He thinks a company with a PE Ratio (TTM) equal to its growth rate is fairly valued. Still he said he would rather buy a company growing 20% a year with a PE Ratio (TTM) of 20, instead of a company growing 10% a year with a PE Ratio (TTM) of 10.
Because the PE Ratio (TTM) measures how long it takes to earn back the price you pay, the PE Ratio (TTM) can be applied to the stocks across different industries. That is why it is the one of the most important and widely used indicators for the valuation of stocks.
Investors need to be aware that the PE Ratio (TTM) can be misleading a lot of times, especially when the underlying business is cyclical and unpredictable. As Peter Lynch pointed out, cyclical businesses have higher profit margins at the peaks of the business cycles. Their earnings are high and PE Ratio (TTM)s are artificially low. It is usually a bad idea to buy a cyclical business when the PE Ratio (TTM) is low. A better ratio to identify the time to buy a cyclical businesses is the PS Ratio .
PE Ratio (TTM) can also be affected by non-recurring-items such as the sale of part of businesses. This may increase for the current year or quarter dramatically. But it cannot be repeated over and over. Therefore PE Ratio without NRI is a more accurate indication of valuation than PE Ratio (TTM).
Public Financial Holdings PE Ratio (TTM) Related Terms
Public Financial Holdings PE Ratio (TTM) Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Public Financial Holdings's PE Ratio (TTM), along with its competitors' market caps and PE Ratio (TTM) data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Public Financial Holdings PE Ratio (TTM) vs Banks Industry
For the Banks industry and Financial Services sector, Public Financial Holdings's PE Ratio (TTM) distribution charts can be found below:
* The bar in red indicates where Public Financial Holdings's PE Ratio (TTM) falls into.
Public Financial Holdings PE Ratio (TTM) Calculation
The PE Ratio (TTM), or Price-to-Earnings ratio, or P/E Ratio, is a financial ratio used to compare a company's market price to its Earnings per Share (Diluted). It is the most widely used ratio in the valuation of stocks.
Public Financial Holdings's Share Price of today is HK$1.55.
For company reported semi-annually, Public Financial Holdings's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Jun. 2026 adds up the semi-annually data reported by the company within the most recent 12 months, which was HK$0.09.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
There are at least three kinds of PE Ratio (TTM)s used by different investors. They are Trailing Twelve Month PE Ratio (TTM) or PE Ratio (TTM) (TTM), Forward PE Ratio, or PE Ratio without NRI. A new PE Ratio (TTM) based on inflation-adjusted normalized PE Ratio (TTM) is called Shiller PE Ratio, after Yale professor Robert Shiller.
In the calculation of PE Ratio (TTM), the earnings per share used are the earnings per share over the past 12 months. For Forward PE Ratio, the earnings are the expected earnings for the next twelve months. In the case of PE Ratio without NRI, the reported earnings less the non-recurring items are used.
For Shiller PE Ratio, the earnings of the past 10 years are inflation-adjusted and averaged. Since it looks at the average over the last 10 years, Shiller PE Ratio is also called PE10.
Public Financial Holdings (HKSE:00626) has a PE Ratio (TTM) of 16.49 as of Sep. 05, 2026. Trailing 12-month P/E ratio is the ratio of share price to a company's trailing 12-month earnings per share. View historical data on Public Financial Holdings and its competitors. This is 131% above median its historical median of 7.13. Over the past decade, Public Financial Holdings' PE Ratio (TTM) has ranged from 4.09 to 149.23. According to the industry distribution chart, Public Financial Holdings ranks #1113 out of 1429 companies in the Banks industry, placing it in the top 77.9%.
Is Public Financial Holdings' PE Ratio (TTM) too high?
Public Financial Holdings' current PE Ratio (TTM) of 16.49 is 131% above median its 10-year median of 7.13. Over the past 10 years, this metric has ranged from a low of 4.09 to a high of 149.23. The Banks industry median PE Ratio (TTM) is 11.70. Public Financial Holdings' value of 16.49 is 40.9% above this industry median. Based on the distribution chart, Public Financial Holdings ranks #1113 out of 1429 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Public Financial Holdings has a GF Score™ of 60/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Public Financial Holdings' PE Ratio (TTM) compare to USB and PNC?
According to the Banks industry distribution chart, Public Financial Holdings ranks #1113 out of 1429 companies for PE Ratio (TTM). This places Public Financial Holdings in the lower half of its industry. The industry median PE Ratio (TTM) is 11.70. Public Financial Holdings' value of 16.49 is 40.9% above this benchmark. Historically, Public Financial Holdings' own PE Ratio (TTM) has ranged from 4.09 to 149.23 over the past decade. While the company's 10-year median is 7.13 vs. the industry median of 11.70, Public Financial Holdings has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PE Ratio (TTM) for a Banks company?
The median PE Ratio (TTM) among Banks companies is 11.70, based on 1,429 companies in the industry. Companies in the top quartile (top 25%) have a PE Ratio (TTM) significantly above this median, while those in the bottom quartile fall well below. However, PE Ratio (TTM) should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Public Financial Holdings's current PE Ratio (TTM) of 16.49 is 40.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PE Ratio (TTM) mean?
A high PE Ratio (TTM) can signal that a stock is expensive relative to its fundamentals. Trailing 12-month P/E ratio is the ratio of share price to a company's trailing 12-month earnings per share. View historical data on Public Financial Holdings and its competitors. For the Banks industry, the median PE Ratio (TTM) is 11.70 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Public Financial Holdings's current PE Ratio (TTM) is 16.49, which is 131% above median its own 10-year median of 7.13. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Public Financial Holdings stock overvalued right now?
Based on GuruFocus' analysis, Public Financial Holdings (HKSE:00626) is currently considered Fairly Valued. The stock's GF Value™ is HK$1.52, compared to a current price of HK$1.55 — trading 2% above its estimated fair value. The current PE Ratio (TTM) is 16.49, which is 131% above median its 10-year median of 7.13 and 40.9% above the Banks industry median of 11.70. Public Financial Holdings' overall GF Score™ is 60/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PE Ratio (TTM) calculated?
PE Ratio (TTM) is calculated from a company's financial statements. For Public Financial Holdings (HKSE:00626), the current PE Ratio (TTM) is 16.49 as of Sep. 05, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Public Financial Holdings (HKSE:00626) Overvalued in 2026?
Based on GuruFocus' analysis, Public Financial Holdings stock appears to be overvalued.
The current stock price of HK$1.55 is trading 2% above its estimated GF Value™ of HK$1.52.
GuruFocus considers Public Financial Holdings to be Fairly Valued.
Key valuation signals for HKSE:00626:
PE Ratio (TTM): 16.49 (131% above median its 10-year median of 7.13)
GF Value™: HK$1.52 vs. price of HK$1.55 (2% above fair value)
Industry Position: 40.9% above the Banks median (#1113 of 1429)
No single metric tells the full story. See the HKSE:00626 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Public Financial Holdings Ltd is principally engaged in the provision of a range of banking and financial services, stockbroking, the letting of investment properties, the provision of financing to purchasers of taxis and public light buses, the trading of taxi cabs and taxi licences, and the leasing of taxis. The company has three main segments: i) retail and commercial banking businesses; ii) wealth management services, stockbroking and securities management; and iii) other businesses. The majority of the company's revenue is derived from the Retail and Commercial Banking segment, which offers deposit accounts, lending, leasing, business and vehicle financing, foreign exchange, and cash and risk management services.
60GF Score
Get the complete analysis for HKSE:00626
PE Ratio (TTM) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
HKSE:00626 has been successfully added to your 
