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The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period. Public Financial Holdings's Dividend Payout Ratio for the
months ended in Jun. 2026 was 1.32.
The historical rank and industry rank for Public Financial Holdings's Dividend Payout Ratio or its related term are showing as below:
HKSE:00626'
s Dividend Payout Ratio Range Over the Past 10 Years
Min: 0.16 Med: 0.47 Max: 3.89
Current: 0.51
During the past 13 years, the highest Dividend Payout Ratio of Public Financial Holdings was 3.89. The lowest was 0.16. And the median was 0.47.
HKSE:00626's Dividend Payout Ratio is ranked worse than 77.47% of 1172
companies
in the Banks industry
Industry Median: 0.32
vs HKSE:00626: 0.51
During the past 13 years, the highest Trailing Annual Dividend Yield of Public Financial Holdings was 13.08%. The lowest was 1.15%. And the median was 7.00%.
During the past 3 years, the average Dividends Per Share Growth Rate was -53.60% per year.
During the past 13 years, the highest 3-Year average Dividends Per Share Growth Rate of Public Financial Holdings was 9.50% per year. The lowest was -53.60% per year. And the median was -7.40% per year.
The growth rate is calculated with least square regression.
For more information regarding to dividend, please check our Dividend Page.
* Please note that "special dividend" is not included in the calculation of dividend per share and related fields.
Public Financial Holdings (HKSE:00626) Dividend Payout Ratio Explanation
In dividends investing, Dividend Payout Ratio and Dividend Growth Rate are the two most important variables for consideration. A lower payout ratio may indicate that the company has more room to increase its dividends.
Public Financial Holdings Dividend Payout Ratio Related Terms
Public Financial Holdings Dividend Payout Ratio Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Public Financial Holdings Dividend Payout Ratio Chart
HKSE:00626 vs PNC, USB: Dividend Payout Ratio Comparison
For the Banks - Regional subindustry, Public Financial Holdings's Dividend Payout Ratio, along with its competitors' market caps and Dividend Payout Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Public Financial Holdings Dividend Payout Ratio vs Banks Industry
For the Banks industry and Financial Services sector, Public Financial Holdings's Dividend Payout Ratio distribution charts can be found below:
* The bar in red indicates where Public Financial Holdings's Dividend Payout Ratio falls into.
Public Financial Holdings Dividend Payout Ratio Calculation
The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period.
Public Financial Holdings's Dividend Payout Ratio for the fiscal year that ended in Dec. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Public Financial Holdings (HKSE:00626) has a Dividend Payout Ratio of 1.32 as of Jun. 2026. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on Public Financial Holdings and its competitors. This is 181% above median its historical median of 0.47. Over the past decade, Public Financial Holdings' Dividend Payout Ratio has ranged from 0.16 to 3.89. According to the industry distribution chart, Public Financial Holdings ranks #908 out of 1172 companies in the Banks industry, placing it in the top 77.5%.
Is Public Financial Holdings' Dividend Payout Ratio too high?
Public Financial Holdings' current Dividend Payout Ratio of 1.32 is 181% above median its 10-year median of 0.47. Over the past 10 years, this metric has ranged from a low of 0.16 to a high of 3.89. The Banks industry median Dividend Payout Ratio is 0.32. Public Financial Holdings' value of 1.32 is 312.5% above this industry median. Based on the distribution chart, Public Financial Holdings ranks #908 out of 1172 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Public Financial Holdings has a GF Score™ of 58/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Public Financial Holdings' Dividend Payout Ratio compare to PNC and USB?
According to the Banks industry distribution chart, Public Financial Holdings ranks #908 out of 1172 companies for Dividend Payout Ratio. This places Public Financial Holdings in the lower half of its industry. The industry median Dividend Payout Ratio is 0.32. Public Financial Holdings' value of 1.32 is 312.5% above this benchmark. Historically, Public Financial Holdings' own Dividend Payout Ratio has ranged from 0.16 to 3.89 over the past decade. While the company's 10-year median is 0.47 vs. the industry median of 0.32, Public Financial Holdings has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Dividend Payout Ratio for a Banks company?
The median Dividend Payout Ratio among Banks companies is 0.32, based on 1,172 companies in the industry. Companies in the top quartile (top 25%) have a Dividend Payout Ratio significantly above this median, while those in the bottom quartile fall well below. However, Dividend Payout Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Public Financial Holdings's current Dividend Payout Ratio of 1.32 is 312.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Dividend Payout Ratio mean?
A high Dividend Payout Ratio can signal that a stock is expensive relative to its fundamentals. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on Public Financial Holdings and its competitors. For the Banks industry, the median Dividend Payout Ratio is 0.32 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Public Financial Holdings's current Dividend Payout Ratio is 1.32, which is 181% above median its own 10-year median of 0.47. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Public Financial Holdings stock overvalued right now?
Based on GuruFocus' analysis, Public Financial Holdings (HKSE:00626) is currently considered Fairly Valued. The stock's GF Value™ is HK$1.52, compared to a current price of HK$1.55 — trading 2% above its estimated fair value. The current Dividend Payout Ratio is 1.32, which is 181% above median its 10-year median of 0.47 and 312.5% above the Banks industry median of 0.32. Public Financial Holdings' overall GF Score™ is 58/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Dividend Payout Ratio calculated?
Dividend Payout Ratio is calculated from a company's financial statements. For Public Financial Holdings (HKSE:00626), the current Dividend Payout Ratio is 1.32 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Public Financial Holdings (HKSE:00626) Overvalued in 2026?
Based on GuruFocus' analysis, Public Financial Holdings stock appears to be overvalued.
The current stock price of HK$1.55 is trading 2% above its estimated GF Value™ of HK$1.52.
GuruFocus considers Public Financial Holdings to be Fairly Valued.
Key valuation signals for HKSE:00626:
Dividend Payout Ratio: 1.32 (181% above median its 10-year median of 0.47)
GF Value™: HK$1.52 vs. price of HK$1.55 (2% above fair value)
Industry Position: 312.5% above the Banks median (#908 of 1172)
No single metric tells the full story. See the HKSE:00626 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Public Financial Holdings Ltd is principally engaged in the provision of a range of banking and financial services, stockbroking, the letting of investment properties, the provision of financing to purchasers of taxis and public light buses, the trading of taxi cabs and taxi licences, and the leasing of taxis. The company has three main segments: i) retail and commercial banking businesses; ii) wealth management services, stockbroking and securities management; and iii) other businesses. The majority of the company's revenue is derived from the Retail and Commercial Banking segment, which offers deposit accounts, lending, leasing, business and vehicle financing, foreign exchange, and cash and risk management services.
58GF Score
Get the complete analysis for HKSE:00626
Dividend Payout Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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