Public Financial Holdings (HKSE:00626) LT-Debt-to-Total-Asset: 0.03 (As of Jun. 2026)

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HKSE:00626 Public Financial Holdings Ltd HKSE:00626
58 GF Score
Price HK$1.55
GF Value HK$1.52
Valuation Fairly Valued
! 2 Warning Signs
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What is Public Financial Holdings LT-Debt-to-Total-Asset?

Public Financial Holdings HKSE:00626 +7.64% 58 LT-Debt-to-Total-Asset is 0.03 as of Jun. 2026. GuruFocus rates HKSE:00626 with a GF Score™ of 58/100 and a GF Value™ of HK$1.52 (Fairly Valued). The stock has 2 warning signs investors should review.

LT Debt to Total Assets is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. It is calculated as a company's Long-Term Debt & Capital Lease Obligationdivide by its Total Assets. Public Financial Holdings's long-term debt to total assests ratio for the quarter that ended in Jun. 2026 was 0.03.

Public Financial Holdings's long-term debt to total assets ratio declined from Jun. 2025 (0.04) to Jun. 2026 (0.03). It may suggest that Public Financial Holdings is progressively becoming less dependent on debt to grow their business.

Public Financial Holdings  (HKSE:00626) LT-Debt-to-Total-Asset Explanation

LT Debt to Total Asset is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. A year-over-year decrease in this metric would suggest the company is progressively becoming less dependent on debt to grow their business.

Public Financial Holdings LT-Debt-to-Total-Asset Related Terms

Public Financial Holdings LT-Debt-to-Total-Asset Historical Data

* Premium members only.

The historical data trend for Public Financial Holdings's LT-Debt-to-Total-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Public Financial Holdings LT-Debt-to-Total-Asset Chart

Public Financial Holdings Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
LT-Debt-to-Total-Asset
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.04 0.04 0.04 0.04 0.04

Public Financial Holdings Semi-Annual Data
Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25 Jun26
LT-Debt-to-Total-Asset Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.04 0.04 0.04 0.04 0.03
HKSE:00626
58GF Score
Public Financial Holdings Ltd HKSE:00626
LT-Debt-to-Total-Asset is just one metric. See GF Score™, valuation, warning signs, and more.
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Public Financial Holdings LT-Debt-to-Total-Asset Calculation

Public Financial Holdings's Long-Term Debt to Total Asset Ratio for the fiscal year that ended in Dec. 2025 is calculated as

LT Debt to Total Assets (A: Dec. 2025 )=Long-Term Debt & Capital Lease Obligation (A: Dec. 2025 )/Total Assets (A: Dec. 2025 )
=1543.671/43101.451
=0.04

Public Financial Holdings's Long-Term Debt to Total Asset Ratio for the quarter that ended in Jun. 2026 is calculated as

LT Debt to Total Assets (Q: Jun. 2026 )=Long-Term Debt & Capital Lease Obligation (Q: Jun. 2026 )/Total Assets (Q: Jun. 2026 )
=1500.045/44674.078
=0.03

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about LT-Debt-to-Total-Asset →
What does a LT-Debt-to-Total-Asset of 0.03 mean?
Public Financial Holdings (HKSE:00626) has a LT-Debt-to-Total-Asset of 0.03 as of Jun. 2026. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on Public Financial Holdings and its competitors.
Is Public Financial Holdings' LT-Debt-to-Total-Asset too high?
Public Financial Holdings' current LT-Debt-to-Total-Asset is 0.03. Overall, Public Financial Holdings has a GF Score™ of 58/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Public Financial Holdings' LT-Debt-to-Total-Asset compare to PNC and USB?
Public Financial Holdings' LT-Debt-to-Total-Asset of 0.03 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good LT-Debt-to-Total-Asset for a Banks company?
A good LT-Debt-to-Total-Asset depends on the Banks industry context. However, LT-Debt-to-Total-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high LT-Debt-to-Total-Asset mean?
A high LT-Debt-to-Total-Asset can signal that a stock is expensive relative to its fundamentals. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on Public Financial Holdings and its competitors. Public Financial Holdings's current LT-Debt-to-Total-Asset is 0.03. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Public Financial Holdings stock overvalued right now?
Based on GuruFocus' analysis, Public Financial Holdings (HKSE:00626) is currently considered Fairly Valued. The stock's GF Value™ is HK$1.52, compared to a current price of HK$1.55 — trading 2% above its estimated fair value. The current LT-Debt-to-Total-Asset is 0.03. Public Financial Holdings' overall GF Score™ is 58/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is LT-Debt-to-Total-Asset calculated?
LT-Debt-to-Total-Asset is calculated from a company's financial statements. For Public Financial Holdings (HKSE:00626), the current LT-Debt-to-Total-Asset is 0.03 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Public Financial Holdings (HKSE:00626) Overvalued in 2026?

Based on GuruFocus' analysis, Public Financial Holdings stock appears to be overvalued. The current stock price of HK$1.55 is trading 2% above its estimated GF Value™ of HK$1.52. GuruFocus considers Public Financial Holdings to be Fairly Valued.

Key valuation signals for HKSE:00626:

  • LT-Debt-to-Total-Asset: 0.03
  • GF Value™: HK$1.52 vs. price of HK$1.55 (2% above fair value)
  • GF Score™: 58/100 with 2 warning signs

No single metric tells the full story. See the HKSE:00626 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Public Financial Holdings Business Description

Address 120 Des Voeux Road Central, 2nd Floor, Public Bank Centre, Central, Hong Kong, HKG
Public Financial Holdings Ltd is principally engaged in the provision of a range of banking and financial services, stockbroking, the letting of investment properties, the provision of financing to purchasers of taxis and public light buses, the trading of taxi cabs and taxi licences, and the leasing of taxis. The company has three main segments: i) retail and commercial banking businesses; ii) wealth management services, stockbroking and securities management; and iii) other businesses. The majority of the company's revenue is derived from the Retail and Commercial Banking segment, which offers deposit accounts, lending, leasing, business and vehicle financing, foreign exchange, and cash and risk management services.
58GF Score

Get the complete analysis for HKSE:00626

LT-Debt-to-Total-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

HK$1.55
Price
HK$1.52
GF Value