Public Financial Holdings (HKSE:00626) OCF Yield %: 74.87 (As of Aug. 19, 2026) — 62292% Above Median

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

HKSE:00626 Public Financial Holdings Ltd HKSE:00626
58 GF Score
Price HK$1.55
GF Value HK$1.52
Valuation Fairly Valued
! 2 Warning Signs
View Full Analysis

What is Public Financial Holdings OCF Yield %?

Public Financial Holdings HKSE:00626 +7.64% 58 OCF Yield % is 74.87 as of Aug. 19, 2026, which is 62292% above its 10-year median of 0.12. GuruFocus rates HKSE:00626 with a GF Score™ of 58/100 and a GF Value™ of HK$1.52 (Fairly Valued). The stock has 2 warning signs investors should review. Among 1,495 Banks companies, Public Financial Holdings ranks better than 92.17% on this metric.

OCF Yield % is calculated as Cash Flow from Operations divided by Market Capitalization. It is a financial solvency ratio that compares the operating cash flow a company is expected to earn against its market value.

As of today, Public Financial Holdings's Trailing 12-Month Cash Flow from Operations is HK$1,274 Mil, and Market Cap is HK$1,702 Mil. Therefore, Public Financial Holdings's OCF Yield % for today is 74.87%.

The historical rank and industry rank for Public Financial Holdings's OCF Yield % or its related term are showing as below:

HKSE:00626' s OCF Yield % Range Over the Past 10 Years
Min: -167.58   Med: 0.12   Max: 442.82
Current: 74.87


During the past 13 years, the highest OCF Yield % of Public Financial Holdings was 442.82%. The lowest was -167.58%. And the median was 0.12%.

HKSE:00626's OCF Yield % is ranked better than
92.17% of 1495 companies
in the Banks industry
Industry Median: 9.21 vs HKSE:00626: 74.87

Public Financial Holdings's OCF Margin % for the quarter that ended in Jun. 2026 was %.


Public Financial Holdings OCF Yield % Explanation

Similar to Earnings Yield %, OCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high operating cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.


Public Financial Holdings OCF Yield % Related Terms


Public Financial Holdings OCF Yield % Historical Data

* Premium members only.

The historical data trend for Public Financial Holdings's OCF Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Public Financial Holdings OCF Yield % Chart

Public Financial Holdings Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
OCF Yield %
Get a 7-Day Free Trial Premium Member Only Premium Member Only -25.77 -14.17 4.51 357.89 -163.85

Public Financial Holdings Semi-Annual Data
Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25 Jun26
OCF Yield % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 344.72 423.01 -550.81 210.86 -38.08

HKSE:00626 vs PNC, USB: OCF Yield % Comparison

For the Banks - Regional subindustry, Public Financial Holdings's OCF Yield %, along with its competitors' market caps and OCF Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Public Financial Holdings OCF Yield % vs Banks Industry

For the Banks industry and Financial Services sector, Public Financial Holdings's OCF Yield % distribution charts can be found below:

* The bar in red indicates where Public Financial Holdings's OCF Yield % falls into.


HKSE:00626
58GF Score
Public Financial Holdings Ltd HKSE:00626
OCF Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Public Financial Holdings OCF Yield % Calculation

OCF Yield % is a financial solvency ratio that compares the operating cash flow a company is expected to earn against its market value.

Public Financial Holdings's OCF Yield % for the fiscal year that ended in Dec. 2025 is calculated as

OCF Yield %=Cash Flow from Operations / Market Cap
=-2428.632 / 1482.1893
=-163.85%

Public Financial Holdings's annualized OCF Yield % for the quarter that ended in Jun. 2026 is calculated as

OCF Yield %=Cash Flow from Operations * Annualized Factor / Market Cap
=-288.512 * 2 / 1515.12684
=-38.08%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about OCF Yield % →
What does a OCF Yield % of 74.87 mean?
Public Financial Holdings (HKSE:00626) has a OCF Yield % of 74.87 as of Aug. 19, 2026. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on Public Financial Holdings and its competitors. This is 62292% above median its historical median of 0.12. According to the industry distribution chart, Public Financial Holdings ranks #117 out of 1495 companies in the Banks industry, placing it in the top 7.8%.
Is Public Financial Holdings' OCF Yield % too high?
Public Financial Holdings' current OCF Yield % of 74.87 is 62292% above median its 10-year median of 0.12. The Banks industry median OCF Yield % is 9.21. Public Financial Holdings' value of 74.87 is 712.9% above this industry median. Based on the distribution chart, Public Financial Holdings ranks #117 out of 1495 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Public Financial Holdings has a GF Score™ of 58/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Public Financial Holdings' OCF Yield % compare to PNC and USB?
According to the Banks industry distribution chart, Public Financial Holdings ranks #117 out of 1495 companies for OCF Yield %. This places Public Financial Holdings in the top 8% of its industry — outperforming the majority of peers. The industry median OCF Yield % is 9.21. Public Financial Holdings' value of 74.87 is 712.9% above this benchmark. While the company's 10-year median is 0.12 vs. the industry median of 9.21, Public Financial Holdings has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Yield % for a Banks company?
The median OCF Yield % among Banks companies is 9.21, based on 1,495 companies in the industry. Companies in the top quartile (top 25%) have a OCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, OCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Public Financial Holdings's current OCF Yield % of 74.87 is 712.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Yield % mean?
A high OCF Yield % can signal that a stock is expensive relative to its fundamentals. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on Public Financial Holdings and its competitors. For the Banks industry, the median OCF Yield % is 9.21 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Public Financial Holdings's current OCF Yield % is 74.87, which is 62292% above median its own 10-year median of 0.12. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Public Financial Holdings stock overvalued right now?
Based on GuruFocus' analysis, Public Financial Holdings (HKSE:00626) is currently considered Fairly Valued. The stock's GF Value™ is HK$1.52, compared to a current price of HK$1.55 — trading 2% above its estimated fair value. The current OCF Yield % is 74.87, which is 62292% above median its 10-year median of 0.12 and 712.9% above the Banks industry median of 9.21. Public Financial Holdings' overall GF Score™ is 58/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Yield % calculated?
OCF Yield % is calculated from a company's financial statements. For Public Financial Holdings (HKSE:00626), the current OCF Yield % is 74.87 as of Aug. 19, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Public Financial Holdings (HKSE:00626) Overvalued in 2026?

Based on GuruFocus' analysis, Public Financial Holdings stock appears to be overvalued. The current stock price of HK$1.55 is trading 2% above its estimated GF Value™ of HK$1.52. GuruFocus considers Public Financial Holdings to be Fairly Valued.

Key valuation signals for HKSE:00626:

  • OCF Yield %: 74.87 (62292% above median its 10-year median of 0.12)
  • GF Value™: HK$1.52 vs. price of HK$1.55 (2% above fair value)
  • GF Score™: 58/100 with 2 warning signs
  • Industry Position: 712.9% above the Banks median (#117 of 1495)

No single metric tells the full story. See the HKSE:00626 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Public Financial Holdings Business Description

Address 120 Des Voeux Road Central, 2nd Floor, Public Bank Centre, Central, Hong Kong, HKG
Public Financial Holdings Ltd is principally engaged in the provision of a range of banking and financial services, stockbroking, the letting of investment properties, the provision of financing to purchasers of taxis and public light buses, the trading of taxi cabs and taxi licences, and the leasing of taxis. The company has three main segments: i) retail and commercial banking businesses; ii) wealth management services, stockbroking and securities management; and iii) other businesses. The majority of the company's revenue is derived from the Retail and Commercial Banking segment, which offers deposit accounts, lending, leasing, business and vehicle financing, foreign exchange, and cash and risk management services.
58GF Score

Get the complete analysis for HKSE:00626

OCF Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

HK$1.55
Price
HK$1.52
GF Value