Bank of Gansu Co (HKSE:02139) EV-to-FCF: -16.10 (As of Aug. 23, 2026)

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HKSE:02139 Bank of Gansu Co Ltd HKSE:02139
44 GF Score
Price HK$0.25
GF Value HK$0.32
Valuation Modestly Undervalued
! 4 Warning Signs
View Full Analysis

What is Bank of Gansu Co EV-to-FCF?

Bank of Gansu Co HKSE:02139 +2.51% 44 EV-to-FCF is -16.10 as of Aug. 23, 2026. GuruFocus rates HKSE:02139 with a GF Score™ of 44/100 and a GF Value™ of HK$0.32 (Modestly Undervalued). The stock has 4 warning signs investors should review. Among 1,180 Banks companies, Bank of Gansu Co ranks better than 98.56% on this metric.

EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, Bank of Gansu Co's Enterprise Value is HK$-4,434 Mil. Bank of Gansu Co's Free Cash Flow for the trailing twelve months (TTM) ended in Dec. 2025 was HK$276 Mil. Therefore, Bank of Gansu Co's EV-to-FCF for today is -16.10.

The historical rank and industry rank for Bank of Gansu Co's EV-to-FCF or its related term are showing as below:

HKSE:02139' s EV-to-FCF Range Over the Past 10 Years
Min: -36.45   Med: 0.31   Max: 5.17
Current: -16.1

During the past 12 years, the highest EV-to-FCF of Bank of Gansu Co was 5.17. The lowest was -36.45. And the median was 0.31.

HKSE:02139's EV-to-FCF is ranked better than
98.56% of 1180 companies
in the Banks industry
Industry Median: 7.04 vs HKSE:02139: -16.10

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

As of today (2026-08-23), Bank of Gansu Co's stock price is HK$0.245. Bank of Gansu Co's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Dec. 2025 was HK$0.043. Therefore, Bank of Gansu Co's PE Ratio (TTM) for today is 5.70.


Bank of Gansu Co  (HKSE:02139) EV-to-FCF Explanation

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

Bank of Gansu Co's PE Ratio (TTM) for today is calculated as:

PE Ratio (TTM)=Share Price (Today)/Earnings per Share (Diluted) (TTM)
=0.245/0.043
=5.70

Bank of Gansu Co's share price for today is HK$0.245.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. Bank of Gansu Co's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Dec. 2025 was HK$0.043.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.


Bank of Gansu Co EV-to-FCF Related Terms


Bank of Gansu Co EV-to-FCF Historical Data

* Premium members only.

The historical data trend for Bank of Gansu Co's EV-to-FCF can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Bank of Gansu Co EV-to-FCF Chart

Bank of Gansu Co Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EV-to-FCF
Get a 7-Day Free Trial Premium Member Only Premium Member Only -2.11 5.33 0.26 0.32 -34.80

Bank of Gansu Co Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
EV-to-FCF Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.26 0.00 0.32 0.00 -34.80

Bank of Gansu Co EV-to-FCF Competitor Comparison

For the Banks - Regional subindustry, Bank of Gansu Co's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Bank of Gansu Co EV-to-FCF vs Banks Industry

For the Banks industry and Financial Services sector, Bank of Gansu Co's EV-to-FCF distribution charts can be found below:

* The bar in red indicates where Bank of Gansu Co's EV-to-FCF falls into.


HKSE:02139
44GF Score
Bank of Gansu Co Ltd HKSE:02139
EV-to-FCF is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Bank of Gansu Co EV-to-FCF Calculation

Bank of Gansu Co's EV-to-FCF for today is calculated as:

EV-to-FCF=Enterprise Value (Today)/Free Cash Flow (TTM)
=-4434.382/275.505
=-16.10

Bank of Gansu Co's current Enterprise Value is HK$-4,434 Mil.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. Bank of Gansu Co's Free Cash Flow for the trailing twelve months (TTM) ended in Dec. 2025 was HK$276 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EV-to-FCF →
What does a EV-to-FCF of -16.10 mean?
Bank of Gansu Co (HKSE:02139) has a EV-to-FCF of -16.10 as of Aug. 23, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Bank of Gansu Co and its competitors. According to the industry distribution chart, Bank of Gansu Co ranks #17 out of 1180 companies in the Banks industry, placing it in the top 1.4%.
Is Bank of Gansu Co's EV-to-FCF too high?
Bank of Gansu Co's current EV-to-FCF is -16.10. Based on the distribution chart, Bank of Gansu Co ranks #17 out of 1180 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Bank of Gansu Co has a GF Score™ of 44/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Bank of Gansu Co's EV-to-FCF compare to competitors?
According to the Banks industry distribution chart, Bank of Gansu Co ranks #17 out of 1180 companies for EV-to-FCF. This places Bank of Gansu Co in the top 1% of its industry — outperforming the majority of peers. The industry median EV-to-FCF is 7.04. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for a Banks company?
The median EV-to-FCF among Banks companies is 7.04, based on 1,180 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Bank of Gansu Co and its competitors. For the Banks industry, the median EV-to-FCF is 7.04 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Bank of Gansu Co's current EV-to-FCF is -16.10. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bank of Gansu Co stock overvalued right now?
Based on GuruFocus' analysis, Bank of Gansu Co (HKSE:02139) is currently considered Modestly Undervalued. The stock's GF Value™ is HK$0.32, compared to a current price of HK$0.25 — trading 23.4% below its estimated fair value. The current EV-to-FCF is -16.10. Bank of Gansu Co's overall GF Score™ is 44/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For Bank of Gansu Co (HKSE:02139), the current EV-to-FCF is -16.10 as of Aug. 23, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Bank of Gansu Co (HKSE:02139) Overvalued in 2026?

Based on GuruFocus' analysis, Bank of Gansu Co stock appears to be undervalued. The current stock price of HK$0.25 is trading 23.4% below its estimated GF Value™ of HK$0.32. GuruFocus considers Bank of Gansu Co to be Modestly Undervalued.

Key valuation signals for HKSE:02139:

  • EV-to-FCF: -16.10
  • GF Value™: HK$0.32 vs. price of HK$0.25 (23.4% below fair value)
  • GF Score™: 44/100 with 4 warning signs

No single metric tells the full story. See the HKSE:02139 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Bank of Gansu Co Business Description

Address No. 525-1 Donggang West Road, Bank of Gansu Tower, Chengguan District, Gansu Province, Lanzhou City, CHN, 730030
Bank of Gansu Co Ltd is a commercial bank based in China. The principal activities of the Bank and its subsidiary are the provision of corporate and retail deposits, loans and advances, payment and settlement services, as well as other banking services. The company operates through three segments: Corporate banking, Retail banking, and Financial market operations. The majority of revenue is generated from the Corporate banking segment, which represents the provision of a range of financial products and services to corporations and government agencies. These products and services include corporate loans and advances, deposit taking activities, agency services, consulting and advisory services, remittance and settlement services and guarantee services.
44GF Score

Get the complete analysis for HKSE:02139

EV-to-FCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

HK$0.25
Price
HK$0.32
GF Value