ING (ING Groep NV) EV-to-FCF: (As of Jun. 28, 2026)


ING ING Groep NV ING
70 GF Score
Price $30.78
GF Value $22.32
Valuation Significantly Overvalued
! 7 Warning Signs
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What is ING Groep NV EV-to-FCF?

EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, ING Groep NV's Enterprise Value is $221,781 Mil. ING Groep NV's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 was $0 Mil. Therefore, ING Groep NV's EV-to-FCF for today is .

The historical rank and industry rank for ING Groep NV's EV-to-FCF or its related term are showing as below:

ING' s EV-to-FCF Range Over the Past 10 Years
Min: -28.72   Med: 9.44   Max: 10.03
Current: -28.72

During the past 13 years, the highest EV-to-FCF of ING Groep NV was 10.03. The lowest was -28.72. And the median was 9.44.

ING's EV-to-FCF is ranked worse than
100% of 1196 companies
in the Banks industry
Industry Median: 6.555 vs ING: -28.72

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

As of today (2026-06-28), ING Groep NV's stock price is $30.78. ING Groep NV's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 was $2.536. Therefore, ING Groep NV's PE Ratio (TTM) for today is 12.14.


ING Groep NV  (NYSE:ING) EV-to-FCF Explanation

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

ING Groep NV's PE Ratio (TTM) for today is calculated as:

PE Ratio (TTM)=Share Price (Today)/Earnings per Share (Diluted) (TTM)
=30.78/2.536
=12.14

ING Groep NV's share price for today is $30.78.
ING Groep NV's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $2.536.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.


ING Groep NV EV-to-FCF Related Terms


ING Groep NV EV-to-FCF Historical Data

* Premium members only.

The historical data trend for ING Groep NV's EV-to-FCF can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

ING Groep NV EV-to-FCF Chart

ING Groep NV Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EV-to-FCF
Get a 7-Day Free Trial Premium Member Only Premium Member Only -3.73 -6.49 -9.15 -6.51 -29.31

ING Groep NV Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
EV-to-FCF Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 -29.31 0.00

ING vs JPM, BAC, WFC: EV-to-FCF Comparison

For the Banks - Diversified subindustry, ING Groep NV's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


ING Groep NV EV-to-FCF vs Banks Industry

For the Banks industry and Financial Services sector, ING Groep NV's EV-to-FCF distribution charts can be found below:

* The bar in red indicates where ING Groep NV's EV-to-FCF falls into.


ING
70GF Score
ING Groep NV ING
EV-to-FCF is just one metric. See GF Score™, valuation, warning signs, and more.
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ING Groep NV EV-to-FCF Calculation

ING Groep NV's EV-to-FCF for today is calculated as:

EV-to-FCF=Enterprise Value (Today)/Free Cash Flow (TTM)
=221781.132/0
=

ING Groep NV's current Enterprise Value is $221,781 Mil.
ING Groep NV's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $0 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Is ING Groep NV (ING) Overvalued in 2026?

Based on GuruFocus' analysis, ING Groep NV stock appears to be overvalued. The current stock price of $30.78 is trading 37.9% above its estimated GF Value™ of $22.32. GuruFocus considers ING Groep NV to be Significantly Overvalued.

Key valuation signals for ING:

  • EV-to-FCF:
  • GF Value™: $22.32 vs. price of $30.78 (37.9% above fair value)
  • GF Score™: 70/100 with 7 warning signs

No single metric tells the full story. See the ING stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


ING Groep NV Business Description

Address Bijlmerdreef 106, Amsterdam, NLD, 1102 CT
The merger of the Dutch postal bank and NN Insurance in 1991 created ING. Through a series of further acquisitions, ING has built up a global footprint. The 2008 financial crisis forced ING to seek government support—a precondition of which was that ING should separate its banking and insurance activities, which saw ING revert to being solely a bank. ING has market-leading banking operations in the Netherlands and Belgium, and a range of digital banks across Europe and Australia. Its global wholesale banking operation is primarily focused on lending.
70GF Score

Get the complete analysis for ING

EV-to-FCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$30.78
Price
$22.32
GF Value