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IQS:BERI'
s EV-to-FCF Range Over the Past 10 Years
Min: -8.75 Med: 1.61 Max: 4.96
Current: -7.89
During the past 8 years, the highest EV-to-FCF of Erbil Bank for Investment & Finance was 4.96. The lowest was -8.75. And the median was 1.61.
IQS:BERI's EV-to-FCF is ranked better than 97.16% of 1196
companies
in the Banks industry
Industry Median: 6.575
vs IQS:BERI: -7.89
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Erbil Bank for Investment & Finance (IQS:BERI) EV-to-FCF Explanation
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Erbil Bank for Investment & Finance's PE Ratio (TTM) for today is calculated as:
Erbil Bank for Investment & Finance's share price for today is ع.د0.11.
Erbil Bank for Investment & Finance's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Dec. 2025 adds up the quarterly data reported by the company within the most recent 12 months, which was ع.د-0.013.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.
Erbil Bank for Investment & Finance EV-to-FCF Related Terms
Erbil Bank for Investment & Finance EV-to-FCF Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Erbil Bank for Investment & Finance EV-to-FCF Chart
For the Banks - Regional subindustry, Erbil Bank for Investment & Finance's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Erbil Bank for Investment & Finance EV-to-FCF vs Banks Industry
For the Banks industry and Financial Services sector, Erbil Bank for Investment & Finance's EV-to-FCF distribution charts can be found below:
* The bar in red indicates where Erbil Bank for Investment & Finance's EV-to-FCF falls into.
Erbil Bank for Investment & Finance's current Enterprise Value is ع.د-50,265 Mil.
Erbil Bank for Investment & Finance's Free Cash Flow for the trailing twelve months (TTM) ended in Dec. 2025 adds up the quarterly data reported by the company within the most recent 12 months, which was ع.د6,374 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Erbil Bank for Investment & Finance (IQS:BERI) has a EV-to-FCF of -7.89 as of Jul. 15, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Erbil Bank for Investment & Finance and its competitors. According to the industry distribution chart, Erbil Bank for Investment & Finance ranks #34 out of 1196 companies in the Banks industry, placing it in the top 2.8%.
Is Erbil Bank for Investment & Finance's EV-to-FCF too high?
Erbil Bank for Investment & Finance's current EV-to-FCF is -7.89. Based on the distribution chart, Erbil Bank for Investment & Finance ranks #34 out of 1196 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Erbil Bank for Investment & Finance has a GF Score™ of 99/100, reflecting its overall financial health beyond just this single metric.
How does Erbil Bank for Investment & Finance's EV-to-FCF compare to PNC and USB?
According to the Banks industry distribution chart, Erbil Bank for Investment & Finance ranks #34 out of 1196 companies for EV-to-FCF. This places Erbil Bank for Investment & Finance in the top 3% of its industry — outperforming the majority of peers. The industry median EV-to-FCF is 6.58. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for a Banks company?
The median EV-to-FCF among Banks companies is 6.58, based on 1,196 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Erbil Bank for Investment & Finance and its competitors. For the Banks industry, the median EV-to-FCF is 6.58 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Erbil Bank for Investment & Finance's current EV-to-FCF is -7.89. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Erbil Bank for Investment & Finance stock overvalued right now?
Erbil Bank for Investment & Finance (IQS:BERI) has a current EV-to-FCF of -7.89. The current EV-to-FCF is -7.89. Erbil Bank for Investment & Finance's overall GF Score™ is 99/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For Erbil Bank for Investment & Finance (IQS:BERI), the current EV-to-FCF is -7.89 as of Jul. 15, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Erbil Bank for Investment & Finance Business Description
Erbil Bank for Investment & Finance is a financial services organization that provides its presence in the banking sector through services offered to customers. The company offers products such as Banking accounts, Erbil bank cards, Internal and foreign remittances, Mobile banking, and credit services.
99GF Score
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