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Turkiye Halk Bankasi ASIST:HALKB +9.98%45 EV-to-FCF is 16.08 as of Aug. 27, 2026, which is 662% above its 10-year median of 2.11. GuruFocus rates IST:HALKB with a GF Score™ of 45/100 and a GF Value™ of ₺52.47 (Modestly Undervalued). The stock has 4 warning signs investors should review. Among 1,180 Banks companies, Turkiye Halk Bankasi AS ranks worse than 69.49% on this metric.
EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, Turkiye Halk Bankasi AS's Enterprise Value is ₺122,583 Mil.
Turkiye Halk Bankasi AS's Free Cash Flow for the trailing twelve months (TTM) ended in Jun. 2026 was ₺7,621 Mil. Therefore, Turkiye Halk Bankasi AS's EV-to-FCF for today is 16.08.
The historical rank and industry rank for Turkiye Halk Bankasi AS's EV-to-FCF or its related term are showing as below:
IST:HALKB'
s EV-to-FCF Range Over the Past 10 Years
Min: -29.51 Med: 2.11 Max: 58.95
Current: 12.39
During the past 13 years, the highest EV-to-FCF of Turkiye Halk Bankasi AS was 58.95. The lowest was -29.51. And the median was 2.11.
IST:HALKB's EV-to-FCF is ranked worse than 69.49% of 1180
companies
in the Banks industry
Industry Median: 7.045
vs IST:HALKB: 12.39
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Turkiye Halk Bankasi AS (IST:HALKB) EV-to-FCF Explanation
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Turkiye Halk Bankasi AS's PE Ratio (TTM) for today is calculated as:
Turkiye Halk Bankasi AS's share price for today is ₺38.12.
Turkiye Halk Bankasi AS's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₺4.481.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Turkiye Halk Bankasi AS EV-to-FCF Competitor Comparison
For the Banks - Regional subindustry, Turkiye Halk Bankasi AS's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Turkiye Halk Bankasi AS EV-to-FCF vs Banks Industry
For the Banks industry and Financial Services sector, Turkiye Halk Bankasi AS's EV-to-FCF distribution charts can be found below:
* The bar in red indicates where Turkiye Halk Bankasi AS's EV-to-FCF falls into.
Turkiye Halk Bankasi AS's current Enterprise Value is ₺122,583 Mil.
Turkiye Halk Bankasi AS's Free Cash Flow for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₺7,621 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Turkiye Halk Bankasi AS (IST:HALKB) has a EV-to-FCF of 16.08 as of Aug. 27, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Turkiye Halk Bankasi AS and its competitors. This is 662% above median its historical median of 2.11. According to the industry distribution chart, Turkiye Halk Bankasi AS ranks #820 out of 1180 companies in the Banks industry, placing it in the top 69.5%.
Is Turkiye Halk Bankasi AS's EV-to-FCF too high?
Turkiye Halk Bankasi AS's current EV-to-FCF of 16.08 is 662% above median its 10-year median of 2.11. The Banks industry median EV-to-FCF is 7.05. Turkiye Halk Bankasi AS's value of 16.08 is 128.2% above this industry median. Based on the distribution chart, Turkiye Halk Bankasi AS ranks #820 out of 1180 companies in the Banks industry, which is below the industry midpoint. Overall, Turkiye Halk Bankasi AS has a GF Score™ of 45/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Turkiye Halk Bankasi AS's EV-to-FCF compare to competitors?
According to the Banks industry distribution chart, Turkiye Halk Bankasi AS ranks #820 out of 1180 companies for EV-to-FCF. This places Turkiye Halk Bankasi AS in the lower half of its industry. The industry median EV-to-FCF is 7.05. Turkiye Halk Bankasi AS's value of 16.08 is 128.2% above this benchmark. While the company's 10-year median is 2.11 vs. the industry median of 7.05, Turkiye Halk Bankasi AS has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for a Banks company?
The median EV-to-FCF among Banks companies is 7.05, based on 1,180 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Turkiye Halk Bankasi AS's current EV-to-FCF of 16.08 is 128.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Turkiye Halk Bankasi AS and its competitors. For the Banks industry, the median EV-to-FCF is 7.05 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Turkiye Halk Bankasi AS's current EV-to-FCF is 16.08, which is 662% above median its own 10-year median of 2.11. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Turkiye Halk Bankasi AS stock overvalued right now?
Based on GuruFocus' analysis, Turkiye Halk Bankasi AS (IST:HALKB) is currently considered Modestly Undervalued. The stock's GF Value™ is ₺52.47, compared to a current price of ₺38.12 — trading 27.3% below its estimated fair value. The current EV-to-FCF is 16.08, which is 662% above median its 10-year median of 2.11 and 128.2% above the Banks industry median of 7.05. Turkiye Halk Bankasi AS's overall GF Score™ is 45/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For Turkiye Halk Bankasi AS (IST:HALKB), the current EV-to-FCF is 16.08 as of Aug. 27, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Turkiye Halk Bankasi AS (IST:HALKB) Overvalued in 2026?
Based on GuruFocus' analysis, Turkiye Halk Bankasi AS stock appears to be undervalued.
The current stock price of ₺38.12 is trading 27.3% below its estimated GF Value™ of ₺52.47.
GuruFocus considers Turkiye Halk Bankasi AS to be Modestly Undervalued.
Key valuation signals for IST:HALKB:
EV-to-FCF: 16.08 (662% above median its 10-year median of 2.11)
GF Value™: ₺52.47 vs. price of ₺38.12 (27.3% below fair value)
Industry Position: 128.2% above the Banks median (#820 of 1180)
No single metric tells the full story. See the IST:HALKB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Turkiye Halk Bankasi AS is a bank operating in Turkey. The bank's controlling shareholder is the Privatization Administration of Turkey, a government agency. Halkbank's strategic focus since its founding is customer service and small to midsize enterprise banking, with a significant portion of its total loan portfolio dedicated to this segment. Halkbank specifically offers loans and products tailored for SMEs. Net interest income constitutes a majority of the bank's net revenue, of which its SME segment is the majority contributor. A significant portion of its nonperforming loans come from the manufacturing industry.
45GF Score
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