PT Bank Mestika Dharma Tbk (ISX:BBMD) EV-to-FCF: 24.37 (As of Jul. 23, 2026) — 431% Above Median

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ISX:BBMD PT Bank Mestika Dharma Tbk ISX:BBMD
48 GF Score
Price Rp1,970.00
GF Value Rp1,884.41
Valuation Fairly Valued
! 3 Warning Signs
View Full Analysis

What is PT Bank Mestika Dharma Tbk EV-to-FCF?

PT Bank Mestika Dharma Tbk ISX:BBMD -0.76% 48 EV-to-FCF is 24.37 as of Jul. 23, 2026, which is 431% above its 10-year median of 4.59. GuruFocus rates ISX:BBMD with a GF Score™ of 48/100 and a GF Value™ of Rp1,884.41 (Fairly Valued). The stock has 3 warning signs investors should review. Among 1,193 Banks companies, PT Bank Mestika Dharma Tbk ranks worse than 85.33% on this metric.

EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, PT Bank Mestika Dharma Tbk's Enterprise Value is Rp7,163,139 Mil. PT Bank Mestika Dharma Tbk's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 was Rp293,899 Mil. Therefore, PT Bank Mestika Dharma Tbk's EV-to-FCF for today is 24.37.

The historical rank and industry rank for PT Bank Mestika Dharma Tbk's EV-to-FCF or its related term are showing as below:

ISX:BBMD' s EV-to-FCF Range Over the Past 10 Years
Min: -64.54   Med: 4.59   Max: 80.62
Current: 24.44

During the past 13 years, the highest EV-to-FCF of PT Bank Mestika Dharma Tbk was 80.62. The lowest was -64.54. And the median was 4.59.

ISX:BBMD's EV-to-FCF is ranked worse than
85.33% of 1193 companies
in the Banks industry
Industry Median: 6.76 vs ISX:BBMD: 24.44

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

As of today (2026-07-23), PT Bank Mestika Dharma Tbk's stock price is Rp1970.00. PT Bank Mestika Dharma Tbk's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 was Rp78.125. Therefore, PT Bank Mestika Dharma Tbk's PE Ratio (TTM) for today is 25.22.


PT Bank Mestika Dharma Tbk  (ISX:BBMD) EV-to-FCF Explanation

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

PT Bank Mestika Dharma Tbk's PE Ratio (TTM) for today is calculated as:

PE Ratio (TTM)=Share Price (Today)/Earnings per Share (Diluted) (TTM)
=1970.00/78.125
=25.22

PT Bank Mestika Dharma Tbk's share price for today is Rp1970.00.
PT Bank Mestika Dharma Tbk's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was Rp78.125.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.


PT Bank Mestika Dharma Tbk EV-to-FCF Related Terms


PT Bank Mestika Dharma Tbk EV-to-FCF Historical Data

* Premium members only.

The historical data trend for PT Bank Mestika Dharma Tbk's EV-to-FCF can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

PT Bank Mestika Dharma Tbk EV-to-FCF Chart

PT Bank Mestika Dharma Tbk Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EV-to-FCF
Get a 7-Day Free Trial Premium Member Only Premium Member Only 6.33 -7.12 -14.76 -3.42 4.74

PT Bank Mestika Dharma Tbk Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
EV-to-FCF Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -3.67 -30.15 22.35 4.74 24.51

PT Bank Mestika Dharma Tbk EV-to-FCF Competitor Comparison

For the Banks - Regional subindustry, PT Bank Mestika Dharma Tbk's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


PT Bank Mestika Dharma Tbk EV-to-FCF vs Banks Industry

For the Banks industry and Financial Services sector, PT Bank Mestika Dharma Tbk's EV-to-FCF distribution charts can be found below:

* The bar in red indicates where PT Bank Mestika Dharma Tbk's EV-to-FCF falls into.


ISX:BBMD
48GF Score
PT Bank Mestika Dharma Tbk ISX:BBMD
EV-to-FCF is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

PT Bank Mestika Dharma Tbk EV-to-FCF Calculation

PT Bank Mestika Dharma Tbk's EV-to-FCF for today is calculated as:

EV-to-FCF=Enterprise Value (Today)/Free Cash Flow (TTM)
=7163139.281/293899.067
=24.37

PT Bank Mestika Dharma Tbk's current Enterprise Value is Rp7,163,139 Mil.
PT Bank Mestika Dharma Tbk's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was Rp293,899 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EV-to-FCF →
What does a EV-to-FCF of 24.37 mean?
PT Bank Mestika Dharma Tbk (ISX:BBMD) has a EV-to-FCF of 24.37 as of Jul. 23, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on PT Bank Mestika Dharma Tbk and its competitors. This is 431% above median its historical median of 4.59. According to the industry distribution chart, PT Bank Mestika Dharma Tbk ranks #1018 out of 1193 companies in the Banks industry, placing it in the top 85.3%.
Is PT Bank Mestika Dharma Tbk's EV-to-FCF too high?
PT Bank Mestika Dharma Tbk's current EV-to-FCF of 24.37 is 431% above median its 10-year median of 4.59. The Banks industry median EV-to-FCF is 6.76. PT Bank Mestika Dharma Tbk's value of 24.37 is 260.5% above this industry median. Based on the distribution chart, PT Bank Mestika Dharma Tbk ranks #1018 out of 1193 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, PT Bank Mestika Dharma Tbk has a GF Score™ of 48/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does PT Bank Mestika Dharma Tbk's EV-to-FCF compare to competitors?
According to the Banks industry distribution chart, PT Bank Mestika Dharma Tbk ranks #1018 out of 1193 companies for EV-to-FCF. This places PT Bank Mestika Dharma Tbk in the lower half of its industry. The industry median EV-to-FCF is 6.76. PT Bank Mestika Dharma Tbk's value of 24.37 is 260.5% above this benchmark. While the company's 10-year median is 4.59 vs. the industry median of 6.76, PT Bank Mestika Dharma Tbk has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for a Banks company?
The median EV-to-FCF among Banks companies is 6.76, based on 1,193 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. PT Bank Mestika Dharma Tbk's current EV-to-FCF of 24.37 is 260.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on PT Bank Mestika Dharma Tbk and its competitors. For the Banks industry, the median EV-to-FCF is 6.76 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. PT Bank Mestika Dharma Tbk's current EV-to-FCF is 24.37, which is 431% above median its own 10-year median of 4.59. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PT Bank Mestika Dharma Tbk stock overvalued right now?
Based on GuruFocus' analysis, PT Bank Mestika Dharma Tbk (ISX:BBMD) is currently considered Fairly Valued. The stock's GF Value™ is Rp1,884.41, compared to a current price of Rp1,970.00 — trading 4.5% above its estimated fair value. The current EV-to-FCF is 24.37, which is 431% above median its 10-year median of 4.59 and 260.5% above the Banks industry median of 6.76. PT Bank Mestika Dharma Tbk's overall GF Score™ is 48/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For PT Bank Mestika Dharma Tbk (ISX:BBMD), the current EV-to-FCF is 24.37 as of Jul. 23, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is PT Bank Mestika Dharma Tbk (ISX:BBMD) Overvalued in 2026?

Based on GuruFocus' analysis, PT Bank Mestika Dharma Tbk stock appears to be overvalued. The current stock price of Rp1,970.00 is trading 4.5% above its estimated GF Value™ of Rp1,884.41. GuruFocus considers PT Bank Mestika Dharma Tbk to be Fairly Valued.

Key valuation signals for ISX:BBMD:

  • EV-to-FCF: 24.37 (431% above median its 10-year median of 4.59)
  • GF Value™: Rp1,884.41 vs. price of Rp1,970.00 (4.5% above fair value)
  • GF Score™: 48/100 with 3 warning signs
  • Industry Position: 260.5% above the Banks median (#1018 of 1193)

No single metric tells the full story. See the ISX:BBMD stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


PT Bank Mestika Dharma Tbk Business Description

Address Jalan H. Zainul Arifin No. 118, Mestika Building, Sumatera Utara, Medan, IDN, 20112
PT Bank Mestika Dharma Tbk is a company that specializes in providing a wide range of banking services, including current accounts, savings products, time deposits, and consumer loans. Additionally, it offers convenient digital banking solutions such as internet banking, SMS banking, and e-channel facilities, along with traditional services like safe deposit boxes, money changers, and telegraphic transfers. The company's geographic segments include Sumatra, encompassing areas like Medan, Pematang Siantar, and Palembang etc., as well as areas outside Sumatra, such as Jakarta, Semarang, and Surabaya.
48GF Score

Get the complete analysis for ISX:BBMD

EV-to-FCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

Rp1,970.00
Price
Rp1,884.41
GF Value