PT Super Bank Indonesia Tbk (ISX:SUPA) EV-to-FCF: 3.90 (As of Aug. 28, 2026) — 50% Below Median

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

ISX:SUPA PT Super Bank Indonesia Tbk ISX:SUPA
6 GF Score
Price Rp520.00
! 1 Warning Sign
View Full Analysis

What is PT Super Bank Indonesia Tbk EV-to-FCF?

PT Super Bank Indonesia Tbk ISX:SUPA +1.96% 6 EV-to-FCF is 3.90 as of Aug. 28, 2026, which is 50% below its 10-year median of 7.85. GuruFocus rates ISX:SUPA with a GF Score™ of 6/100. The stock has 1 warning sign investors should review. Among 1,179 Banks companies, PT Super Bank Indonesia Tbk ranks better than 63.87% on this metric.

EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, PT Super Bank Indonesia Tbk's Enterprise Value is Rp15,833,856 Mil. PT Super Bank Indonesia Tbk's Free Cash Flow for the trailing twelve months (TTM) ended in Jun. 2026 was Rp4,064,042 Mil. Therefore, PT Super Bank Indonesia Tbk's EV-to-FCF for today is 3.90.

The historical rank and industry rank for PT Super Bank Indonesia Tbk's EV-to-FCF or its related term are showing as below:

ISX:SUPA' s EV-to-FCF Range Over the Past 10 Years
Min: 3.81   Med: 7.85   Max: 67.7
Current: 3.81

During the past 4 years, the highest EV-to-FCF of PT Super Bank Indonesia Tbk was 67.70. The lowest was 3.81. And the median was 7.85.

ISX:SUPA's EV-to-FCF is ranked better than
63.87% of 1179 companies
in the Banks industry
Industry Median: 7.05 vs ISX:SUPA: 3.81

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

As of today (2026-08-28), PT Super Bank Indonesia Tbk's stock price is Rp520.00. PT Super Bank Indonesia Tbk's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Jun. 2026 was Rp8.095. Therefore, PT Super Bank Indonesia Tbk's PE Ratio (TTM) for today is 64.24.


PT Super Bank Indonesia Tbk  (ISX:SUPA) EV-to-FCF Explanation

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

PT Super Bank Indonesia Tbk's PE Ratio (TTM) for today is calculated as:

PE Ratio (TTM)=Share Price (Today)/Earnings per Share (Diluted) (TTM)
=520.00/8.095
=64.24

PT Super Bank Indonesia Tbk's share price for today is Rp520.00.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. PT Super Bank Indonesia Tbk's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Jun. 2026 was Rp8.095.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.


PT Super Bank Indonesia Tbk EV-to-FCF Related Terms


PT Super Bank Indonesia Tbk EV-to-FCF Historical Data

* Premium members only.

The historical data trend for PT Super Bank Indonesia Tbk's EV-to-FCF can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

PT Super Bank Indonesia Tbk EV-to-FCF Chart

PT Super Bank Indonesia Tbk Annual Data
Trend Dec22 Dec23 Dec24 Dec25
EV-to-FCF
0.00 0.00 0.00 10.00

PT Super Bank Indonesia Tbk Semi-Annual Data
Dec22 Dec23 Jun24 Dec24 Jun25 Dec25 Jun26
EV-to-FCF Get a 7-Day Free Trial 0.00 0.00 0.00 10.00 0.00

PT Super Bank Indonesia Tbk EV-to-FCF Competitor Comparison

For the Banks - Regional subindustry, PT Super Bank Indonesia Tbk's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


PT Super Bank Indonesia Tbk EV-to-FCF vs Banks Industry

For the Banks industry and Financial Services sector, PT Super Bank Indonesia Tbk's EV-to-FCF distribution charts can be found below:

* The bar in red indicates where PT Super Bank Indonesia Tbk's EV-to-FCF falls into.


ISX:SUPA
6GF Score
PT Super Bank Indonesia Tbk ISX:SUPA
EV-to-FCF is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

PT Super Bank Indonesia Tbk EV-to-FCF Calculation

PT Super Bank Indonesia Tbk's EV-to-FCF for today is calculated as:

EV-to-FCF=Enterprise Value (Today)/Free Cash Flow (TTM)
=15833856.178/4064042
=3.90

PT Super Bank Indonesia Tbk's current Enterprise Value is Rp15,833,856 Mil.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. PT Super Bank Indonesia Tbk's Free Cash Flow for the trailing twelve months (TTM) ended in Jun. 2026 was Rp4,064,042 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EV-to-FCF →
What does a EV-to-FCF of 3.90 mean?
PT Super Bank Indonesia Tbk (ISX:SUPA) has a EV-to-FCF of 3.90 as of Aug. 28, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on PT Super Bank Indonesia Tbk and its competitors. This is 50% below median its historical median of 7.85. Over the past decade, PT Super Bank Indonesia Tbk's EV-to-FCF has ranged from 3.81 to 67.70. According to the industry distribution chart, PT Super Bank Indonesia Tbk ranks #426 out of 1179 companies in the Banks industry, placing it in the top 36.1%.
Is PT Super Bank Indonesia Tbk's EV-to-FCF too high?
PT Super Bank Indonesia Tbk's current EV-to-FCF of 3.90 is 50% below median its 10-year median of 7.85. Over the past 10 years, this metric has ranged from a low of 3.81 to a high of 67.70. The Banks industry median EV-to-FCF is 7.05. PT Super Bank Indonesia Tbk's value of 3.90 is 44.7% below this industry median. Based on the distribution chart, PT Super Bank Indonesia Tbk ranks #426 out of 1179 companies in the Banks industry, which is above the industry midpoint. Overall, PT Super Bank Indonesia Tbk has a GF Score™ of 6/100, reflecting its overall financial health beyond just this single metric.
How does PT Super Bank Indonesia Tbk's EV-to-FCF compare to competitors?
According to the Banks industry distribution chart, PT Super Bank Indonesia Tbk ranks #426 out of 1179 companies for EV-to-FCF. This puts PT Super Bank Indonesia Tbk in the upper half of its industry. The industry median EV-to-FCF is 7.05. PT Super Bank Indonesia Tbk's value of 3.90 is 44.7% below this benchmark. Historically, PT Super Bank Indonesia Tbk's own EV-to-FCF has ranged from 3.81 to 67.70 over the past decade. While the company's 10-year median is 7.85 vs. the industry median of 7.05, PT Super Bank Indonesia Tbk has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for a Banks company?
The median EV-to-FCF among Banks companies is 7.05, based on 1,179 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. PT Super Bank Indonesia Tbk's current EV-to-FCF of 3.90 is 44.7% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on PT Super Bank Indonesia Tbk and its competitors. For the Banks industry, the median EV-to-FCF is 7.05 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. PT Super Bank Indonesia Tbk's current EV-to-FCF is 3.90, which is 50% below median its own 10-year median of 7.85. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PT Super Bank Indonesia Tbk stock overvalued right now?
PT Super Bank Indonesia Tbk (ISX:SUPA) has a current EV-to-FCF of 3.90. The current EV-to-FCF is 3.90, which is 50% below median its 10-year median of 7.85 and 44.7% below the Banks industry median of 7.05. PT Super Bank Indonesia Tbk's overall GF Score™ is 6/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For PT Super Bank Indonesia Tbk (ISX:SUPA), the current EV-to-FCF is 3.90 as of Aug. 28, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

PT Super Bank Indonesia Tbk Business Description

Address Jalan Jend Sudirman Kav 52-53, Revenue Tower Lantai 28 - 29, SCBD Lot 13 District 8, Jakarta, IDN, 12190
PT Super Bank Indonesia Tbk is a bank in Indonesia that provides digital banking services. It offers digital solutions for a range of customer segments, including underbanked and unbanked communities and micro, small, and medium enterprises (MSMEs). The company offers a variety of digital banking solutions through the Superbank, Grab, and OVO applications, including savings accounts, digital loans, and easy-to-use payment solutions.
6GF Score

Get the complete analysis for ISX:SUPA

EV-to-FCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

Rp520.00
Price