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PT Super Bank Indonesia Tbk (ISX:SUPA) Net Margin % Explanation
Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.
But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.
PT Super Bank Indonesia Tbk Net Margin % Related Terms
PT Super Bank Indonesia Tbk Net Margin % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
PT Super Bank Indonesia Tbk Net Margin % Competitor Comparison
For the Banks - Regional subindustry, PT Super Bank Indonesia Tbk's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
PT Super Bank Indonesia Tbk Net Margin % vs Banks Industry
For the Banks industry and Financial Services sector, PT Super Bank Indonesia Tbk's Net Margin % distribution charts can be found below:
* The bar in red indicates where PT Super Bank Indonesia Tbk's Net Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
PT Super Bank Indonesia Tbk (ISX:SUPA) has a Net Margin % of 17.67% as of Jun. 2026. Net margin is the ratio of total net income to net sales. View historical data on PT Super Bank Indonesia Tbk and its competitors. According to the industry distribution chart, PT Super Bank Indonesia Tbk ranks #1285 out of 1523 companies in the Banks industry, placing it in the top 84.4%.
Is PT Super Bank Indonesia Tbk's Net Margin % too high?
PT Super Bank Indonesia Tbk's current Net Margin % is 17.67%. The Banks industry median Net Margin % is 27.34. PT Super Bank Indonesia Tbk's value of 17.67% is 35.4% below this industry median. Based on the distribution chart, PT Super Bank Indonesia Tbk ranks #1285 out of 1523 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, PT Super Bank Indonesia Tbk has a GF Score™ of 6/100, reflecting its overall financial health beyond just this single metric.
How does PT Super Bank Indonesia Tbk's Net Margin % compare to competitors?
According to the Banks industry distribution chart, PT Super Bank Indonesia Tbk ranks #1285 out of 1523 companies for Net Margin %. This places PT Super Bank Indonesia Tbk in the lower half of its industry. The industry median Net Margin % is 27.34. PT Super Bank Indonesia Tbk's value of 17.67% is 35.4% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Margin % for a Banks company?
The median Net Margin % among Banks companies is 27.34, based on 1,523 companies in the industry. Companies in the top quartile (top 25%) have a Net Margin % significantly above this median, while those in the bottom quartile fall well below. However, Net Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. PT Super Bank Indonesia Tbk's current Net Margin % of 17.67% is 35.4% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Margin % mean?
A high Net Margin % can signal that a stock is expensive relative to its fundamentals. Net margin is the ratio of total net income to net sales. View historical data on PT Super Bank Indonesia Tbk and its competitors. For the Banks industry, the median Net Margin % is 27.34 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. PT Super Bank Indonesia Tbk's current Net Margin % is 17.67%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PT Super Bank Indonesia Tbk stock overvalued right now?
PT Super Bank Indonesia Tbk (ISX:SUPA) has a current Net Margin % of 17.67%. The current Net Margin % is 17.67% and 35.4% below the Banks industry median of 27.34. PT Super Bank Indonesia Tbk's overall GF Score™ is 6/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Margin % calculated?
Net Margin % is calculated from a company's financial statements. For PT Super Bank Indonesia Tbk (ISX:SUPA), the current Net Margin % is 17.67% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
PT Super Bank Indonesia Tbk is a bank in Indonesia that provides digital banking services. It offers digital solutions for a range of customer segments, including underbanked and unbanked communities and micro, small, and medium enterprises (MSMEs). The company offers a variety of digital banking solutions through the Superbank, Grab, and OVO applications, including savings accounts, digital loans, and easy-to-use payment solutions.
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