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Return-on-Tangible-Asset is calculated as Net Income divided by its average total tangible assets. Total tangible assets equals to Total Assets minus Intangible Assets. PT Super Bank Indonesia Tbk's annualizedNet Income for the quarter that ended in Jun. 2026 was Rp365,216 Mil. PT Super Bank Indonesia Tbk's average total tangible assets for the quarter that ended in Jun. 2026 was Rp23,671,202 Mil. Therefore, PT Super Bank Indonesia Tbk's annualized Return-on-Tangible-Asset for the quarter that ended in Jun. 2026 was 1.54%.
The historical rank and industry rank for PT Super Bank Indonesia Tbk's Return-on-Tangible-Asset or its related term are showing as below:
ISX:SUPA'
s Return-on-Tangible-Asset Range Over the Past 10 Years
Min: -8.23 Med: -4.18 Max: 1.27
Current: 1.27
During the past 4 years, PT Super Bank Indonesia Tbk's highest Return-on-Tangible-Asset was 1.27%. The lowest was -8.23%. And the median was -4.18%.
ISX:SUPA's Return-on-Tangible-Asset is ranked better than 65.18% of 1522
companies
in the Banks industry
Industry Median: 1.03
vs ISX:SUPA: 1.27
PT Super Bank Indonesia Tbk (ISX:SUPA) Return-on-Tangible-Asset Explanation
Return-on-Tangible-Asset measures the rate of return on the average total tangible assets (total assets minus intangible assets). Tangible means physical in nature. Intangible Assets are assets that are not physical in nature, and typically "derive their value from legal or intellectual rights." Return-on-Tangible-Asset measures a firm's efficiency at generating profits from its tangible assets. It shows how well a company uses what it has to generate earnings. Return-on-Tangible-Assets can vary drastically across industries. Therefore, Return-on-Tangible-Asset should not be used to compare companies in different industries.
Be Aware
Like ROE and ROA, Return-on-Tangible-Asset is calculated with only 12 months data. Fluctuations in the companys earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective. Return-on-Tangible-Asset can be affected by events such as stock buyback or issuance, and by a companys tax rate and its interest payment. Return-on-Tangible-Asset may not reflect the true earning power of the assets. A more accurate measurement is ROC % (ROC).
Many analysts argue the higher return the better. Buffett states that really high Return-on-Tangible-Asset may indicate vulnerability in the durability of the competitive advantage.
PT Super Bank Indonesia Tbk Return-on-Tangible-Asset Related Terms
PT Super Bank Indonesia Tbk Return-on-Tangible-Asset Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
PT Super Bank Indonesia Tbk Return-on-Tangible-Asset Chart
PT Super Bank Indonesia Tbk Return-on-Tangible-Asset Competitor Comparison
For the Banks - Regional subindustry, PT Super Bank Indonesia Tbk's Return-on-Tangible-Asset, along with its competitors' market caps and Return-on-Tangible-Asset data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
PT Super Bank Indonesia Tbk Return-on-Tangible-Asset vs Banks Industry
For the Banks industry and Financial Services sector, PT Super Bank Indonesia Tbk's Return-on-Tangible-Asset distribution charts can be found below:
* The bar in red indicates where PT Super Bank Indonesia Tbk's Return-on-Tangible-Asset falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Return-on-Tangible-Asset, the net income of the last fiscal year and the average total tangible assets over the fiscal year are used. In calculating the quarterly data,
the Net Income data used here is two times the semi-annual (Jun. 2026) net income data.
What does a Return-on-Tangible-Asset of 1.54% mean?
PT Super Bank Indonesia Tbk (ISX:SUPA) has a Return-on-Tangible-Asset of 1.54% as of Jun. 2026. Return on tangible assets is the ratio of current-period net income to average two-period tangible assets. View historical data on PT Super Bank Indonesia Tbk and its competitors. According to the industry distribution chart, PT Super Bank Indonesia Tbk ranks #530 out of 1522 companies in the Banks industry, placing it in the top 34.8%.
Is PT Super Bank Indonesia Tbk's Return-on-Tangible-Asset too high?
PT Super Bank Indonesia Tbk's current Return-on-Tangible-Asset is 1.54%. The Banks industry median Return-on-Tangible-Asset is 1.03. PT Super Bank Indonesia Tbk's value of 1.54% is 49.5% above this industry median. Based on the distribution chart, PT Super Bank Indonesia Tbk ranks #530 out of 1522 companies in the Banks industry, which is above the industry midpoint. Overall, PT Super Bank Indonesia Tbk has a GF Score™ of 6/100, reflecting its overall financial health beyond just this single metric.
How does PT Super Bank Indonesia Tbk's Return-on-Tangible-Asset compare to competitors?
According to the Banks industry distribution chart, PT Super Bank Indonesia Tbk ranks #530 out of 1522 companies for Return-on-Tangible-Asset. This puts PT Super Bank Indonesia Tbk in the upper half of its industry. The industry median Return-on-Tangible-Asset is 1.03. PT Super Bank Indonesia Tbk's value of 1.54% is 49.5% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Asset for a Banks company?
The median Return-on-Tangible-Asset among Banks companies is 1.03, based on 1,522 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Asset significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. PT Super Bank Indonesia Tbk's current Return-on-Tangible-Asset of 1.54% is 49.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Asset mean?
A high Return-on-Tangible-Asset can signal that a stock is expensive relative to its fundamentals. Return on tangible assets is the ratio of current-period net income to average two-period tangible assets. View historical data on PT Super Bank Indonesia Tbk and its competitors. For the Banks industry, the median Return-on-Tangible-Asset is 1.03 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. PT Super Bank Indonesia Tbk's current Return-on-Tangible-Asset is 1.54%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PT Super Bank Indonesia Tbk stock overvalued right now?
PT Super Bank Indonesia Tbk (ISX:SUPA) has a current Return-on-Tangible-Asset of 1.54%. The current Return-on-Tangible-Asset is 1.54% and 49.5% above the Banks industry median of 1.03. PT Super Bank Indonesia Tbk's overall GF Score™ is 6/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Asset calculated?
Return-on-Tangible-Asset is calculated from a company's financial statements. For PT Super Bank Indonesia Tbk (ISX:SUPA), the current Return-on-Tangible-Asset is 1.54% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
PT Super Bank Indonesia Tbk is a bank in Indonesia that provides digital banking services. It offers digital solutions for a range of customer segments, including underbanked and unbanked communities and micro, small, and medium enterprises (MSMEs). The company offers a variety of digital banking solutions through the Superbank, Grab, and OVO applications, including savings accounts, digital loans, and easy-to-use payment solutions.
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