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Return-on-Tangible-Equity is calculated as Net Income divided by its average total shareholder tangible equity. Total shareholder tangible equity equals to Total Stockholders Equity minus Intangible Assets. PT Super Bank Indonesia Tbk's annualized net income for the quarter that ended in Jun. 2026 was Rp365,216 Mil. PT Super Bank Indonesia Tbk's average shareholder tangible equity for the quarter that ended in Jun. 2026 was Rp7,737,238 Mil. Therefore, PT Super Bank Indonesia Tbk's annualized Return-on-Tangible-Equity for the quarter that ended in Jun. 2026 was 4.72%.
The historical rank and industry rank for PT Super Bank Indonesia Tbk's Return-on-Tangible-Equity or its related term are showing as below:
ISX:SUPA'
s Return-on-Tangible-Equity Range Over the Past 10 Years
Min: -9.97 Med: -6.19 Max: 3.83
Current: 3.83
During the past 4 years, PT Super Bank Indonesia Tbk's highest Return-on-Tangible-Equity was 3.83%. The lowest was -9.97%. And the median was -6.19%.
ISX:SUPA's Return-on-Tangible-Equity is ranked worse than 87.55% of 1518
companies
in the Banks industry
Industry Median: 11.475
vs ISX:SUPA: 3.83
PT Super Bank Indonesia Tbk (ISX:SUPA) Return-on-Tangible-Equity Explanation
Return-on-Tangible-Equity measures the rate of return on the ownership interest (shareholder's tangible equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' tangible equity (shareholders equity minus intangibles). Return-on-Tangible-Equity shows how well a company uses investment funds to generate earnings growth. Return-on-Tangible-Equitys between 15% and 20% are considered desirable.
Be Aware
Net Income is used.
Because a company can increase its Return-on-Tangible-Equity by having more financial leverage, it is important to watch the leverage ratio when investing in high Return-on-Tangible-Equity companies. Like Return-on-Tangible-Asset, Return-on-Tangible-Equity is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.
Asset light businesses require very few assets to generate very high earnings. Their Return-on-Tangible-Equitys can be extremely high.
PT Super Bank Indonesia Tbk Return-on-Tangible-Equity Related Terms
PT Super Bank Indonesia Tbk Return-on-Tangible-Equity Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
PT Super Bank Indonesia Tbk Return-on-Tangible-Equity Chart
PT Super Bank Indonesia Tbk Return-on-Tangible-Equity Competitor Comparison
For the Banks - Regional subindustry, PT Super Bank Indonesia Tbk's Return-on-Tangible-Equity, along with its competitors' market caps and Return-on-Tangible-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
PT Super Bank Indonesia Tbk Return-on-Tangible-Equity vs Banks Industry
For the Banks industry and Financial Services sector, PT Super Bank Indonesia Tbk's Return-on-Tangible-Equity distribution charts can be found below:
* The bar in red indicates where PT Super Bank Indonesia Tbk's Return-on-Tangible-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Return-on-Tangible-Equity, the net income of the last fiscal year and the average total shareholder tangible equity over the fiscal year are used. In calculating the quarterly data,
the net income data used here is two times the semi-annual (Jun. 2026) net income data.
Return-on-Tangible-Equity is displayed in the 10-year financial page.
What does a Return-on-Tangible-Equity of 4.72% mean?
PT Super Bank Indonesia Tbk (ISX:SUPA) has a Return-on-Tangible-Equity of 4.72% as of Jun. 2026. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on PT Super Bank Indonesia Tbk and its competitors. According to the industry distribution chart, PT Super Bank Indonesia Tbk ranks #1329 out of 1518 companies in the Banks industry, placing it in the top 87.5%.
Is PT Super Bank Indonesia Tbk's Return-on-Tangible-Equity too high?
PT Super Bank Indonesia Tbk's current Return-on-Tangible-Equity is 4.72%. The Banks industry median Return-on-Tangible-Equity is 11.48. PT Super Bank Indonesia Tbk's value of 4.72% is 58.9% below this industry median. Based on the distribution chart, PT Super Bank Indonesia Tbk ranks #1329 out of 1518 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, PT Super Bank Indonesia Tbk has a GF Score™ of 6/100, reflecting its overall financial health beyond just this single metric.
How does PT Super Bank Indonesia Tbk's Return-on-Tangible-Equity compare to competitors?
According to the Banks industry distribution chart, PT Super Bank Indonesia Tbk ranks #1329 out of 1518 companies for Return-on-Tangible-Equity. This places PT Super Bank Indonesia Tbk in the lower half of its industry. The industry median Return-on-Tangible-Equity is 11.48. PT Super Bank Indonesia Tbk's value of 4.72% is 58.9% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Equity for a Banks company?
The median Return-on-Tangible-Equity among Banks companies is 11.48, based on 1,518 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Equity significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. PT Super Bank Indonesia Tbk's current Return-on-Tangible-Equity of 4.72% is 58.9% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Equity mean?
A high Return-on-Tangible-Equity can signal that a stock is expensive relative to its fundamentals. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on PT Super Bank Indonesia Tbk and its competitors. For the Banks industry, the median Return-on-Tangible-Equity is 11.48 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. PT Super Bank Indonesia Tbk's current Return-on-Tangible-Equity is 4.72%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PT Super Bank Indonesia Tbk stock overvalued right now?
PT Super Bank Indonesia Tbk (ISX:SUPA) has a current Return-on-Tangible-Equity of 4.72%. The current Return-on-Tangible-Equity is 4.72% and 58.9% below the Banks industry median of 11.48. PT Super Bank Indonesia Tbk's overall GF Score™ is 6/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Equity calculated?
Return-on-Tangible-Equity is calculated from a company's financial statements. For PT Super Bank Indonesia Tbk (ISX:SUPA), the current Return-on-Tangible-Equity is 4.72% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
PT Super Bank Indonesia Tbk is a bank in Indonesia that provides digital banking services. It offers digital solutions for a range of customer segments, including underbanked and unbanked communities and micro, small, and medium enterprises (MSMEs). The company offers a variety of digital banking solutions through the Superbank, Grab, and OVO applications, including savings accounts, digital loans, and easy-to-use payment solutions.
6GF Score
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