Jubilee General Insurance Co (KAR:JGICL) EV-to-FCF: 718.49 (As of Aug. 03, 2026) — 15220% Above Median

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KAR:JGICL Jubilee General Insurance Co Ltd KAR:JGICL
70 GF Score
Price ₨79.87
GF Value ₨64.62
Valuation Modestly Overvalued
! 3 Warning Signs
View Full Analysis

What is Jubilee General Insurance Co EV-to-FCF?

Jubilee General Insurance Co KAR:JGICL +0.94% 70 EV-to-FCF is 718.49 as of Aug. 03, 2026, which is 15220% above its 10-year median of 4.69. GuruFocus rates KAR:JGICL with a GF Score™ of 70/100 and a GF Value™ of ₨64.62 (Modestly Overvalued). The stock has 3 warning signs investors should review. Among 394 Insurance companies, Jubilee General Insurance Co ranks worse than 99.24% on this metric.

EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, Jubilee General Insurance Co's Enterprise Value is ₨11,527 Mil. Jubilee General Insurance Co's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 was ₨16 Mil. Therefore, Jubilee General Insurance Co's EV-to-FCF for today is 718.49.

The historical rank and industry rank for Jubilee General Insurance Co's EV-to-FCF or its related term are showing as below:

KAR:JGICL' s EV-to-FCF Range Over the Past 10 Years
Min: -195.03   Med: 4.69   Max: 757.21
Current: 682.98

During the past 13 years, the highest EV-to-FCF of Jubilee General Insurance Co was 757.21. The lowest was -195.03. And the median was 4.69.

KAR:JGICL's EV-to-FCF is ranked worse than
99.24% of 394 companies
in the Insurance industry
Industry Median: 9.33 vs KAR:JGICL: 682.98

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

As of today (2026-08-03), Jubilee General Insurance Co's stock price is ₨79.87. Jubilee General Insurance Co's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 was ₨22.460. Therefore, Jubilee General Insurance Co's PE Ratio (TTM) for today is 3.56.


Jubilee General Insurance Co  (KAR:JGICL) EV-to-FCF Explanation

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

Jubilee General Insurance Co's PE Ratio (TTM) for today is calculated as:

PE Ratio (TTM)=Share Price (Today)/Earnings per Share (Diluted) (TTM)
=79.87/22.460
=3.56

Jubilee General Insurance Co's share price for today is ₨79.87.
Jubilee General Insurance Co's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₨22.460.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.


Jubilee General Insurance Co EV-to-FCF Related Terms


Jubilee General Insurance Co EV-to-FCF Historical Data

* Premium members only.

The historical data trend for Jubilee General Insurance Co's EV-to-FCF can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Jubilee General Insurance Co EV-to-FCF Chart

Jubilee General Insurance Co Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EV-to-FCF
Get a 7-Day Free Trial Premium Member Only Premium Member Only 8.32 2.08 -86.23 -12.38 295.66

Jubilee General Insurance Co Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
EV-to-FCF Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -4.29 -6.36 -59.96 295.66 494.93

KAR:JGICL vs BRK.A, AIG, HIG: EV-to-FCF Comparison

For the Insurance - Diversified subindustry, Jubilee General Insurance Co's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Jubilee General Insurance Co EV-to-FCF vs Insurance Industry

For the Insurance industry and Financial Services sector, Jubilee General Insurance Co's EV-to-FCF distribution charts can be found below:

* The bar in red indicates where Jubilee General Insurance Co's EV-to-FCF falls into.


KAR:JGICL
70GF Score
Jubilee General Insurance Co Ltd KAR:JGICL
EV-to-FCF is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Jubilee General Insurance Co EV-to-FCF Calculation

Jubilee General Insurance Co's EV-to-FCF for today is calculated as:

EV-to-FCF=Enterprise Value (Today)/Free Cash Flow (TTM)
=11527.405/16.044
=718.49

Jubilee General Insurance Co's current Enterprise Value is ₨11,527 Mil.
Jubilee General Insurance Co's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₨16 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EV-to-FCF →
What does a EV-to-FCF of 718.49 mean?
Jubilee General Insurance Co (KAR:JGICL) has a EV-to-FCF of 718.49 as of Aug. 03, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Jubilee General Insurance Co and its competitors. This is 15220% above median its historical median of 4.69. According to the industry distribution chart, Jubilee General Insurance Co ranks #391 out of 394 companies in the Insurance industry, placing it in the top 99.2%.
Is Jubilee General Insurance Co's EV-to-FCF too high?
Jubilee General Insurance Co's current EV-to-FCF of 718.49 is 15220% above median its 10-year median of 4.69. The Insurance industry median EV-to-FCF is 9.33. Jubilee General Insurance Co's value of 718.49 is 7600.9% above this industry median. Based on the distribution chart, Jubilee General Insurance Co ranks #391 out of 394 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, Jubilee General Insurance Co has a GF Score™ of 70/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Jubilee General Insurance Co's EV-to-FCF compare to BRK.A and AIG?
According to the Insurance industry distribution chart, Jubilee General Insurance Co ranks #391 out of 394 companies for EV-to-FCF. This places Jubilee General Insurance Co in the lower half of its industry. The industry median EV-to-FCF is 9.33. Jubilee General Insurance Co's value of 718.49 is 7600.9% above this benchmark. While the company's 10-year median is 4.69 vs. the industry median of 9.33, Jubilee General Insurance Co has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for an Insurance company?
The median EV-to-FCF among Insurance companies is 9.33, based on 394 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Jubilee General Insurance Co's current EV-to-FCF of 718.49 is 7600.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Jubilee General Insurance Co and its competitors. For the Insurance industry, the median EV-to-FCF is 9.33 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Jubilee General Insurance Co's current EV-to-FCF is 718.49, which is 15220% above median its own 10-year median of 4.69. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Jubilee General Insurance Co stock overvalued right now?
Based on GuruFocus' analysis, Jubilee General Insurance Co (KAR:JGICL) is currently considered Modestly Overvalued. The stock's GF Value™ is ₨64.62, compared to a current price of ₨79.87 — trading 23.6% above its estimated fair value. The current EV-to-FCF is 718.49, which is 15220% above median its 10-year median of 4.69 and 7600.9% above the Insurance industry median of 9.33. Jubilee General Insurance Co's overall GF Score™ is 70/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For Jubilee General Insurance Co (KAR:JGICL), the current EV-to-FCF is 718.49 as of Aug. 03, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Jubilee General Insurance Co (KAR:JGICL) Overvalued in 2026?

Based on GuruFocus' analysis, Jubilee General Insurance Co stock appears to be overvalued. The current stock price of ₨79.87 is trading 23.6% above its estimated GF Value™ of ₨64.62. GuruFocus considers Jubilee General Insurance Co to be Modestly Overvalued.

Key valuation signals for KAR:JGICL:

  • EV-to-FCF: 718.49 (15220% above median its 10-year median of 4.69)
  • GF Value™: ₨64.62 vs. price of ₨79.87 (23.6% above fair value)
  • GF Score™: 70/100 with 3 warning signs
  • Industry Position: 7600.9% above the Insurance median (#391 of 394)

No single metric tells the full story. See the KAR:JGICL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Jubilee General Insurance Co Business Description

Address I. I. Chundrigar Road, 2nd Floor, Jubilee Insurance House, Karachi, SD, PAK, 74000
Jubilee General Insurance Co Ltd is engaged in the insurance business sector. The Company has six business segments for reporting purposes, namely Fire and property damage, Marine, aviation and transport, Motor, Accident and health, and Miscellaneous. The Company operates in Pakistan and provides the service of assurance to its clients all over the Country through its operative branches.
70GF Score

Get the complete analysis for KAR:JGICL

EV-to-FCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₨79.87
Price
₨64.62
GF Value