Jubilee General Insurance Co (KAR:JGICL) GF Score: 70/100 (As of Aug. 04, 2026) — 19% Above Median

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Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
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Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

KAR:JGICL Jubilee General Insurance Co Ltd KAR:JGICL
70 GF Score
Price ₨79.99
GF Value ₨64.65
Valuation Modestly Overvalued
! 3 Warning Signs
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What is Jubilee General Insurance Co GF Score?

Jubilee General Insurance Co KAR:JGICL +0.15% 70 GF Score is 70 as of Aug. 04, 2026, which is 19% above its 10-year median of 59.00. GuruFocus rates KAR:JGICL with a GF Score™ of 70/100 and a GF Value™ of ₨64.65 (Modestly Overvalued). The stock has 3 warning signs investors should review.

Jubilee General Insurance Co has the GF Score of 70, which implies that the company might have Poor future performance potential.

The GF Score is a stock performance ranking system developed by GuruFocus using five aspects of valuation, which has been found to be closely correlated to the long-term performances of stocks by backtesting from 2006 to 2021. The stocks with a higher GF Score generally generate higher returns than those with lower GF Scores. Therefore, when picking stocks, investors should invest in companies with high GF Scores. The GF Score ranges from 0 to 100, with 100 as the highest rank.

GF Score takes following five key aspects into consideration:

1. Financial Strength : 6/10
2. Profitability Rank : 5/10
3. Growth Rank : 4/10
4. GF Value Rank : 7/10
5. Momentum Rank : 0/10

Each one of these components is ranked and the ranks also have positive correlation with the long term performances of stocks. The GF score is calculated using the five key aspects of analysis. Through backtesting, we know that each of these key aspects has a different impact on the stock price performance. Thus, they are weighted differently when calculating the total score. The Profitability Rank and the Growth Rank are weighted fully, while other parameters have less weight.

Based on research and backtesting result, GuruFocus believes Jubilee General Insurance Co might have Poor future performance potential.

Please click GF Score to see more details on the GF Score's 5 Key Aspects of Analysis.


Jubilee General Insurance Co  (KAR:JGICL) GF Score Explanation

Based on the historical long-term performances among five valuation aspects, the GF Score is found to be closely correlated to the long-term performances of stocks. It ranges from 0 to 100, with 100 as the highest. GuruFocus divided GF Score into following 5 categories:

GF Score Performance Potential and All-in-One Screener Examples (1)
91 - 100Highest outperformance potential
81 - 90Good outperformance potential
71 - 80Likely to have average performance
51 - 70Poor future performance potential
0 - 50Worst future performance potential, or not enough data

(1) These are some simple examples. You can access our GF Score filter under All-in-One Screener’s Fundamental tab.


Jubilee General Insurance Co GF Score Related Terms


KAR:JGICL vs BRK.A, AIG, HIG: GF Score Comparison

For the Insurance - Diversified subindustry, Jubilee General Insurance Co's GF Score, along with its competitors' market caps and GF Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Jubilee General Insurance Co GF Score vs Insurance Industry

For the Insurance industry and Financial Services sector, Jubilee General Insurance Co's GF Score distribution charts can be found below:

* The bar in red indicates where Jubilee General Insurance Co's GF Score falls into.


KAR:JGICL
70GF Score
Jubilee General Insurance Co Ltd KAR:JGICL
GF Score is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about GF Score →
What does a GF Score of 70 mean?
Jubilee General Insurance Co (KAR:JGICL) has a GF Score of 70 as of Aug. 04, 2026. GF Score is a stock performance ranking system developed by GuruFocus using five aspects of valuation. View historical data on Jubilee General Insurance Co and its competitors. This is 19% above median its historical median of 59.00. Over the past decade, Jubilee General Insurance Co's GF Score has ranged from 49.00 to 82.00.
Is Jubilee General Insurance Co's GF Score too high?
Jubilee General Insurance Co's current GF Score of 70 is 19% above median its 10-year median of 59.00. Over the past 10 years, this metric has ranged from a low of 49.00 to a high of 82.00. Overall, Jubilee General Insurance Co has a GF Score™ of 70/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Jubilee General Insurance Co's GF Score compare to BRK.A and AIG?
Jubilee General Insurance Co's GF Score of 70 can be compared against companies in the Insurance industry. Historically, Jubilee General Insurance Co's own GF Score has ranged from 49.00 to 82.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good GF Score for an Insurance company?
A good GF Score depends on the Insurance industry context. However, GF Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high GF Score mean?
A high GF Score can signal that a stock is expensive relative to its fundamentals. GF Score is a stock performance ranking system developed by GuruFocus using five aspects of valuation. View historical data on Jubilee General Insurance Co and its competitors. Jubilee General Insurance Co's current GF Score is 70, which is 19% above median its own 10-year median of 59.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Jubilee General Insurance Co stock overvalued right now?
Based on GuruFocus' analysis, Jubilee General Insurance Co (KAR:JGICL) is currently considered Modestly Overvalued. The stock's GF Value™ is ₨64.65, compared to a current price of ₨79.99 — trading 23.7% above its estimated fair value. The current GF Score is 70, which is 19% above median its 10-year median of 59.00. Jubilee General Insurance Co's overall GF Score™ is 70/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is GF Score calculated?
GF Score is calculated from a company's financial statements. For Jubilee General Insurance Co (KAR:JGICL), the current GF Score is 70 as of Aug. 04, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Jubilee General Insurance Co (KAR:JGICL) Overvalued in 2026?

Based on GuruFocus' analysis, Jubilee General Insurance Co stock appears to be overvalued. The current stock price of ₨79.99 is trading 23.7% above its estimated GF Value™ of ₨64.65. GuruFocus considers Jubilee General Insurance Co to be Modestly Overvalued.

Key valuation signals for KAR:JGICL:

  • GF Score: 70 (19% above median its 10-year median of 59.00)
  • GF Value™: ₨64.65 vs. price of ₨79.99 (23.7% above fair value)
  • GF Score™: 70/100 with 3 warning signs

No single metric tells the full story. See the KAR:JGICL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Jubilee General Insurance Co Business Description

Address I. I. Chundrigar Road, 2nd Floor, Jubilee Insurance House, Karachi, SD, PAK, 74000
Jubilee General Insurance Co Ltd is engaged in the insurance business sector. The Company has six business segments for reporting purposes, namely Fire and property damage, Marine, aviation and transport, Motor, Accident and health, and Miscellaneous. The Company operates in Pakistan and provides the service of assurance to its clients all over the Country through its operative branches.
70GF Score

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GF Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₨79.99
Price
₨64.65
GF Value