The historical rank and industry rank for Jubilee General Insurance Co's Net Margin % or its related term are showing as below:
KAR:JGICL'
s Net Margin % Range Over the Past 10 Years
Min: 15.61 Med: 21.16 Max: 27.72
Current: 24.78
KAR:JGICL's Net Margin % is ranked better than 87.7% of 504
companies
in the Insurance industry
Industry Median: 9.235
vs KAR:JGICL: 24.78
Jubilee General Insurance Co (KAR:JGICL) Net Margin % Explanation
Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.
But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.
Jubilee General Insurance Co Net Margin % Related Terms
Jubilee General Insurance Co Net Margin % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
KAR:JGICL vs BRK.A, AIG, HIG: Net Margin % Comparison
For the Insurance - Diversified subindustry, Jubilee General Insurance Co's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Jubilee General Insurance Co Net Margin % vs Insurance Industry
For the Insurance industry and Financial Services sector, Jubilee General Insurance Co's Net Margin % distribution charts can be found below:
* The bar in red indicates where Jubilee General Insurance Co's Net Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Jubilee General Insurance Co (KAR:JGICL) has a Net Margin % of 29.35% as of Mar. 2026. Net margin is the ratio of total net income to net sales. View historical data on Jubilee General Insurance Co and its competitors. This is 39% above median its historical median of 21.16. Over the past decade, Jubilee General Insurance Co's Net Margin % has ranged from 15.61 to 27.72. According to the industry distribution chart, Jubilee General Insurance Co ranks #62 out of 504 companies in the Insurance industry, placing it in the top 12.3%.
Is Jubilee General Insurance Co's Net Margin % too high?
Jubilee General Insurance Co's current Net Margin % of 29.35% is 39% above median its 10-year median of 21.16. Over the past 10 years, this metric has ranged from a low of 15.61 to a high of 27.72. The Insurance industry median Net Margin % is 9.24. Jubilee General Insurance Co's value of 29.35% is 217.8% above this industry median. Based on the distribution chart, Jubilee General Insurance Co ranks #62 out of 504 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, Jubilee General Insurance Co has a GF Score™ of 68/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Jubilee General Insurance Co's Net Margin % compare to BRK.A and AIG?
According to the Insurance industry distribution chart, Jubilee General Insurance Co ranks #62 out of 504 companies for Net Margin %. This places Jubilee General Insurance Co in the top 12% of its industry — outperforming the majority of peers. The industry median Net Margin % is 9.24. Jubilee General Insurance Co's value of 29.35% is 217.8% above this benchmark. Historically, Jubilee General Insurance Co's own Net Margin % has ranged from 15.61 to 27.72 over the past decade. While the company's 10-year median is 21.16 vs. the industry median of 9.24, Jubilee General Insurance Co has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Margin % for an Insurance company?
The median Net Margin % among Insurance companies is 9.24, based on 504 companies in the industry. Companies in the top quartile (top 25%) have a Net Margin % significantly above this median, while those in the bottom quartile fall well below. However, Net Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Jubilee General Insurance Co's current Net Margin % of 29.35% is 217.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Margin % mean?
A high Net Margin % can signal that a stock is expensive relative to its fundamentals. Net margin is the ratio of total net income to net sales. View historical data on Jubilee General Insurance Co and its competitors. For the Insurance industry, the median Net Margin % is 9.24 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Jubilee General Insurance Co's current Net Margin % is 29.35%, which is 39% above median its own 10-year median of 21.16. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Jubilee General Insurance Co stock overvalued right now?
Based on GuruFocus' analysis, Jubilee General Insurance Co (KAR:JGICL) is currently considered Modestly Overvalued. The stock's GF Value™ is ₨63.61, compared to a current price of ₨82.99 — trading 30.5% above its estimated fair value. The current Net Margin % is 29.35%, which is 39% above median its 10-year median of 21.16 and 217.8% above the Insurance industry median of 9.24. Jubilee General Insurance Co's overall GF Score™ is 68/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Margin % calculated?
Net Margin % is calculated from a company's financial statements. For Jubilee General Insurance Co (KAR:JGICL), the current Net Margin % is 29.35% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Jubilee General Insurance Co (KAR:JGICL) Overvalued in 2026?
Based on GuruFocus' analysis, Jubilee General Insurance Co stock appears to be overvalued.
The current stock price of ₨82.99 is trading 30.5% above its estimated GF Value™ of ₨63.61.
GuruFocus considers Jubilee General Insurance Co to be Modestly Overvalued.
Key valuation signals for KAR:JGICL:
Net Margin %: 29.35% (39% above median its 10-year median of 21.16)
GF Value™: ₨63.61 vs. price of ₨82.99 (30.5% above fair value)
Industry Position: 217.8% above the Insurance median (#62 of 504)
No single metric tells the full story. See the KAR:JGICL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Jubilee General Insurance Co Ltd is engaged in the insurance business sector. The Company has six business segments for reporting purposes, namely Fire and property damage, Marine, aviation and transport, Motor, Accident and health, and Miscellaneous. The Company operates in Pakistan and provides the service of assurance to its clients all over the Country through its operative branches.
68GF Score
Get the complete analysis for KAR:JGICL
Net Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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