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Jubilee General Insurance Co (KAR:JGICL) Cyclically Adjusted Book per Share : ₨56.10 (As of Mar. 2025)


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What is Jubilee General Insurance Co Cyclically Adjusted Book per Share?

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Book per Share and the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years.

Jubilee General Insurance Co's adjusted book value per share for the three months ended in Mar. 2025 was ₨97.187. Add all the adjusted book value per share for the past 10 years together and divide the count will get our Cyclically Adjusted Book per Share, which is ₨56.10 for the trailing ten years ended in Mar. 2025.

During the past 12 months, Jubilee General Insurance Co's average Cyclically Adjusted Book Growth Rate was 12.80% per year. During the past 3 years, the average Cyclically Adjusted Book Growth Rate was 11.00% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted Book Growth Rate using Cyclically Adjusted Book per Share data.

During the past 13 years, the highest 3-Year average Cyclically Adjusted Book Growth Rate of Jubilee General Insurance Co was 11.00% per year. The lowest was 11.00% per year. And the median was 11.00% per year.

As of today (2025-06-01), Jubilee General Insurance Co's current stock price is ₨57.02. Jubilee General Insurance Co's Cyclically Adjusted Book per Share for the quarter that ended in Mar. 2025 was ₨56.10. Jubilee General Insurance Co's Cyclically Adjusted PB Ratio of today is 1.02.

During the past 13 years, the highest Cyclically Adjusted PB Ratio of Jubilee General Insurance Co was 1.28. The lowest was 0.55. And the median was 0.82.


Jubilee General Insurance Co Cyclically Adjusted Book per Share Historical Data

The historical data trend for Jubilee General Insurance Co's Cyclically Adjusted Book per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Jubilee General Insurance Co Cyclically Adjusted Book per Share Chart

Jubilee General Insurance Co Annual Data
Trend Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24
Cyclically Adjusted Book per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only - 39.39 44.44 47.90 53.92

Jubilee General Insurance Co Quarterly Data
Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25
Cyclically Adjusted Book per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 49.73 51.08 52.42 53.92 56.10

Competitive Comparison of Jubilee General Insurance Co's Cyclically Adjusted Book per Share

For the Insurance - Diversified subindustry, Jubilee General Insurance Co's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Jubilee General Insurance Co's Cyclically Adjusted PB Ratio Distribution in the Insurance Industry

For the Insurance industry and Financial Services sector, Jubilee General Insurance Co's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where Jubilee General Insurance Co's Cyclically Adjusted PB Ratio falls into.


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Jubilee General Insurance Co Cyclically Adjusted Book per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Book per Share and the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years.

What is Cyclically Adjusted Book per Share? How do we calculate Cyclically Adjusted Book per Share?

Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted Book per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the book value per share from 2001 through 2010.

We adjusted the 2001 book value per share data with the total inflation from 2001 through 2010 to the equivalent book value in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's book value is $1 a share in 2001, then the 2001's equivalent book value in 2010 is $1.4 a share. If Wal-Mart's book value is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 book value in 2010 is $1.35. So on and so forth, you get the equivalent book value per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted Book per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Jubilee General Insurance Co's adjusted Book Value per Share data for the three months ended in Mar. 2025 was:

Adj_Book= Book Value per Share /CPI of Mar. 2025 (Change)*Current CPI (Mar. 2025)
=97.187/134.9266*134.9266
=97.187

Current CPI (Mar. 2025) = 134.9266.

Jubilee General Insurance Co Quarterly Data

Book Value per Share CPI Adj_Book
201506 28.229 100.684 37.830
201509 28.568 100.392 38.396
201512 29.757 99.792 40.234
201603 31.289 100.470 42.020
201606 29.824 101.688 39.572
201609 31.362 101.861 41.543
201612 44.200 101.863 58.547
201703 35.002 102.862 45.913
201706 33.526 103.349 43.770
201709 34.536 104.136 44.748
201712 41.881 104.011 54.329
201803 45.106 105.290 57.803
201806 40.425 106.317 51.303
201809 41.204 106.507 52.199
201812 39.841 105.998 50.714
201903 41.797 107.251 52.583
201906 37.279 108.070 46.543
201909 38.201 108.329 47.580
201912 43.891 108.420 54.621
202003 44.095 108.902 54.633
202006 41.934 108.767 52.019
202009 45.969 109.815 56.481
202012 48.098 109.897 59.053
202103 49.459 111.754 59.714
202106 47.778 114.631 56.237
202109 49.090 115.734 57.231
202112 51.336 117.630 58.885
202203 48.179 121.301 53.591
202206 49.340 125.017 53.251
202209 51.484 125.227 55.472
202212 52.455 125.222 56.520
202303 55.972 127.348 59.303
202306 53.773 128.729 56.362
202309 58.616 129.860 60.903
202312 66.809 129.419 69.652
202403 72.162 131.776 73.887
202406 74.299 132.554 75.629
202409 80.607 133.029 81.757
202412 94.756 133.157 96.015
202503 97.187 134.927 97.187

Add all the adjusted book value per share together and divide the count will get our Cyclically Adjusted Book per Share.


Jubilee General Insurance Co  (KAR:JGICL) Cyclically Adjusted Book per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted Book per Share may underestimate the company's equity. Cyclically Adjusted PB Ratio can seem to be too high even the actual PB Ratio is low.

For the Cyclically Adjusted PB Ratio, the book value of the past 10 years are inflation-adjusted and averaged. The result is used for P/B calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted PB Ratio is also called CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted book value per share of a company over the past 10 years.

Jubilee General Insurance Co's Cyclically Adjusted PB Ratio of today is calculated as

Cyclically Adjusted PB Ratio=Share Price/Cyclically Adjusted Book per Share
=57.02/56.10
=1.02

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Cyclically Adjusted PB Ratio of Jubilee General Insurance Co was 1.28. The lowest was 0.55. And the median was 0.82.


Be Aware

Cyclically Adjusted PB Ratio works better for cyclical companies. It gives you a better idea on the company's real book value.


Jubilee General Insurance Co Cyclically Adjusted Book per Share Related Terms

Thank you for viewing the detailed overview of Jubilee General Insurance Co's Cyclically Adjusted Book per Share provided by GuruFocus.com. Please click on the following links to see related term pages.


Jubilee General Insurance Co Business Description

Traded in Other Exchanges
N/A
Address
I. I. Chundrigar Road, 2nd Floor, Jubilee Insurance House, Karachi, SD, PAK, 74000
Jubilee General Insurance Co Ltd is engaged in the insurance business sector. The Company has six business segments for reporting purposes, namely Fire & Property, Accident and Health, Motor, Marine, Aviation & Transport, Miscellaneous, and Liability. It generates the majority of its revenue from the Fire and Property segment. The Company operates in Pakistan and provides the service of assurance to its clients all over the Country through its operative branches.

Jubilee General Insurance Co Headlines

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