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Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's
EBIT
by its Interest Expense. Jubilee General Insurance Co's
EBIT
for the
three
months ended in Mar. 2026 was ₨0 Mil. Jubilee General Insurance Co's Interest Expense for the
three
months ended in Mar. 2026 was ₨-204 Mil.
did not have earnings to cover the interest expense.
The higher the ratio, the stronger the company's financial strength is.
The historical rank and industry rank for Jubilee General Insurance Co's Interest Coverage or its related term are showing as below:
KAR:JGICL'
s Interest Coverage Range Over the Past 10 Years
Min: 3.48 Med: No Debt Max: No Debt
Current: 3.48
KAR:JGICL's Interest Coverage is ranked worse than 84.66% of 352
companies
in the Insurance industry
Industry Median: 16.145
vs KAR:JGICL: 3.48
Jubilee General Insurance Co (KAR:JGICL) Interest Coverage Explanation
Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.
Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .
Jubilee General Insurance Co Interest Coverage Related Terms
Jubilee General Insurance Co Interest Coverage Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
Jubilee General Insurance Co Interest Coverage Chart
KAR:JGICL vs BRK.A, AIG, HIG: Interest Coverage Comparison
For the Insurance - Diversified subindustry, Jubilee General Insurance Co's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Jubilee General Insurance Co Interest Coverage vs Insurance Industry
For the Insurance industry and Financial Services sector, Jubilee General Insurance Co's Interest Coverage distribution charts can be found below:
* The bar in red indicates where Jubilee General Insurance Co's Interest Coverage falls into.
Jubilee General Insurance Co Interest Coverage Calculation
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
What does a Interest Coverage of 0 (At Loss) mean?
Jubilee General Insurance Co (KAR:JGICL) has a Interest Coverage of 0 (At Loss) as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Jubilee General Insurance Co and its competitors. Over the past decade, Jubilee General Insurance Co's Interest Coverage has ranged from 3.48 to 10,000.00. According to the industry distribution chart, Jubilee General Insurance Co ranks #298 out of 352 companies in the Insurance industry, placing it in the top 84.7%.
Is Jubilee General Insurance Co's Interest Coverage too high?
Jubilee General Insurance Co's current Interest Coverage is 0 (At Loss). Over the past 10 years, this metric has ranged from a low of 3.48 to a high of 10,000.00. Based on the distribution chart, Jubilee General Insurance Co ranks #298 out of 352 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, Jubilee General Insurance Co has a GF Score™ of 70/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Jubilee General Insurance Co's Interest Coverage compare to BRK.A and AIG?
According to the Insurance industry distribution chart, Jubilee General Insurance Co ranks #298 out of 352 companies for Interest Coverage. This places Jubilee General Insurance Co in the lower half of its industry. The industry median Interest Coverage is 16.15. Historically, Jubilee General Insurance Co's own Interest Coverage has ranged from 3.48 to 10,000.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for an Insurance company?
The median Interest Coverage among Insurance companies is 16.15, based on 352 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Jubilee General Insurance Co and its competitors. For the Insurance industry, the median Interest Coverage is 16.15 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Jubilee General Insurance Co's current Interest Coverage is 0 (At Loss). However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Jubilee General Insurance Co stock overvalued right now?
Based on GuruFocus' analysis, Jubilee General Insurance Co (KAR:JGICL) is currently considered Modestly Overvalued. The stock's GF Value™ is ₨63.97, compared to a current price of ₨80.08 — trading 25.2% above its estimated fair value. The current Interest Coverage is 0 (At Loss). Jubilee General Insurance Co's overall GF Score™ is 70/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Jubilee General Insurance Co (KAR:JGICL), the current Interest Coverage is 0 (At Loss) as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Jubilee General Insurance Co (KAR:JGICL) Overvalued in 2026?
Based on GuruFocus' analysis, Jubilee General Insurance Co stock appears to be overvalued.
The current stock price of ₨80.08 is trading 25.2% above its estimated GF Value™ of ₨63.97.
GuruFocus considers Jubilee General Insurance Co to be Modestly Overvalued.
Key valuation signals for KAR:JGICL:
Interest Coverage: 0 (At Loss)
GF Value™: ₨63.97 vs. price of ₨80.08 (25.2% above fair value)
No single metric tells the full story. See the KAR:JGICL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Jubilee General Insurance Co Ltd is engaged in the insurance business sector. The Company has six business segments for reporting purposes, namely Fire and property damage, Marine, aviation and transport, Motor, Accident and health, and Miscellaneous. The Company operates in Pakistan and provides the service of assurance to its clients all over the Country through its operative branches.
70GF Score
Get the complete analysis for KAR:JGICL
Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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