Jubilee General Insurance Co (KAR:JGICL) FCF Yield %: 0.10 (As of Jul. 20, 2026) — 87% Below Median

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KAR:JGICL Jubilee General Insurance Co Ltd KAR:JGICL
70 GF Score
Price ₨78.38
GF Value ₨64.16
Valuation Modestly Overvalued
! 3 Warning Signs
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What is Jubilee General Insurance Co FCF Yield %?

Jubilee General Insurance Co KAR:JGICL -1.41% 70 FCF Yield % is 0.10 as of Jul. 20, 2026, which is 87% below its 10-year median of 0.78. GuruFocus rates KAR:JGICL with a GF Score™ of 70/100 and a GF Value™ of ₨64.16 (Modestly Overvalued). The stock has 3 warning signs investors should review. Among 505 Insurance companies, Jubilee General Insurance Co ranks worse than 76.63% on this metric.

FCF Yield % is calculated as Free Cash Flow divided by Market Capitalization. It is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.

As of today, Jubilee General Insurance Co's Trailing 12-Month Free Cash Flow is ₨16 Mil, and Market Cap is ₨15,558 Mil. Therefore, Jubilee General Insurance Co's FCF Yield % for today is 0.10%.

The historical rank and industry rank for Jubilee General Insurance Co's FCF Yield % or its related term are showing as below:

KAR:JGICL' s FCF Yield % Range Over the Past 10 Years
Min: -23.15   Med: 0.78   Max: 52.02
Current: 0.1


During the past 13 years, the highest FCF Yield % of Jubilee General Insurance Co was 52.02%. The lowest was -23.15%. And the median was 0.78%.

KAR:JGICL's FCF Yield % is ranked worse than
76.63% of 505 companies
in the Insurance industry
Industry Median: 7.01 vs KAR:JGICL: 0.10

Jubilee General Insurance Co's FCF Margin % for the quarter that ended in Mar. 2026 was -0.53%.


Jubilee General Insurance Co FCF Yield % Explanation

Similar to Earnings Yield %, FCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high free cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.


Jubilee General Insurance Co FCF Yield % Related Terms


Jubilee General Insurance Co FCF Yield % Historical Data

* Premium members only.

The historical data trend for Jubilee General Insurance Co's FCF Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Jubilee General Insurance Co FCF Yield % Chart

Jubilee General Insurance Co Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
FCF Yield %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 8.96 23.09 -0.79 -6.48 0.27

Jubilee General Insurance Co Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
FCF Yield % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -0.04 -4.20 22.98 -18.42 -0.95

KAR:JGICL vs BRK.A, AIG, HIG: FCF Yield % Comparison

For the Insurance - Diversified subindustry, Jubilee General Insurance Co's FCF Yield %, along with its competitors' market caps and FCF Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Jubilee General Insurance Co FCF Yield % vs Insurance Industry

For the Insurance industry and Financial Services sector, Jubilee General Insurance Co's FCF Yield % distribution charts can be found below:

* The bar in red indicates where Jubilee General Insurance Co's FCF Yield % falls into.


KAR:JGICL
70GF Score
Jubilee General Insurance Co Ltd KAR:JGICL
FCF Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Jubilee General Insurance Co FCF Yield % Calculation

FCF Yield % is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.

Jubilee General Insurance Co's FCF Yield % for the fiscal year that ended in Dec. 2025 is calculated as

FCF Yield %=Free Cash Flow / Market Cap
=44.269 / 16256.4129
=0.27%

Jubilee General Insurance Co's annualized FCF Yield % for the quarter that ended in Mar. 2026 is calculated as

FCF Yield %=Free Cash Flow * Annualized Factor / Market Cap
=-29.237 * 4 / 12266.7438
=-0.95%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about FCF Yield % →
What does a FCF Yield % of 0.10 mean?
Jubilee General Insurance Co (KAR:JGICL) has a FCF Yield % of 0.10 as of Jul. 20, 2026. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on Jubilee General Insurance Co and its competitors. This is 87% below median its historical median of 0.78. According to the industry distribution chart, Jubilee General Insurance Co ranks #387 out of 505 companies in the Insurance industry, placing it in the top 76.6%.
Is Jubilee General Insurance Co's FCF Yield % too high?
Jubilee General Insurance Co's current FCF Yield % of 0.10 is 87% below median its 10-year median of 0.78. The Insurance industry median FCF Yield % is 7.01. Jubilee General Insurance Co's value of 0.10 is 98.6% below this industry median. Based on the distribution chart, Jubilee General Insurance Co ranks #387 out of 505 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, Jubilee General Insurance Co has a GF Score™ of 70/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Jubilee General Insurance Co's FCF Yield % compare to BRK.A and AIG?
According to the Insurance industry distribution chart, Jubilee General Insurance Co ranks #387 out of 505 companies for FCF Yield %. This places Jubilee General Insurance Co in the lower half of its industry. The industry median FCF Yield % is 7.01. Jubilee General Insurance Co's value of 0.10 is 98.6% below this benchmark. While the company's 10-year median is 0.78 vs. the industry median of 7.01, Jubilee General Insurance Co has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Yield % for an Insurance company?
The median FCF Yield % among Insurance companies is 7.01, based on 505 companies in the industry. Companies in the top quartile (top 25%) have a FCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, FCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Jubilee General Insurance Co's current FCF Yield % of 0.10 is 98.6% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Yield % mean?
A high FCF Yield % can signal that a stock is expensive relative to its fundamentals. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on Jubilee General Insurance Co and its competitors. For the Insurance industry, the median FCF Yield % is 7.01 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Jubilee General Insurance Co's current FCF Yield % is 0.10, which is 87% below median its own 10-year median of 0.78. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Jubilee General Insurance Co stock overvalued right now?
Based on GuruFocus' analysis, Jubilee General Insurance Co (KAR:JGICL) is currently considered Modestly Overvalued. The stock's GF Value™ is ₨64.16, compared to a current price of ₨78.38 — trading 22.2% above its estimated fair value. The current FCF Yield % is 0.10, which is 87% below median its 10-year median of 0.78 and 98.6% below the Insurance industry median of 7.01. Jubilee General Insurance Co's overall GF Score™ is 70/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Yield % calculated?
FCF Yield % is calculated from a company's financial statements. For Jubilee General Insurance Co (KAR:JGICL), the current FCF Yield % is 0.10 as of Jul. 20, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Jubilee General Insurance Co (KAR:JGICL) Overvalued in 2026?

Based on GuruFocus' analysis, Jubilee General Insurance Co stock appears to be overvalued. The current stock price of ₨78.38 is trading 22.2% above its estimated GF Value™ of ₨64.16. GuruFocus considers Jubilee General Insurance Co to be Modestly Overvalued.

Key valuation signals for KAR:JGICL:

  • FCF Yield %: 0.10 (87% below median its 10-year median of 0.78)
  • GF Value™: ₨64.16 vs. price of ₨78.38 (22.2% above fair value)
  • GF Score™: 70/100 with 3 warning signs
  • Industry Position: 98.6% below the Insurance median (#387 of 505)

No single metric tells the full story. See the KAR:JGICL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Jubilee General Insurance Co Business Description

Address I. I. Chundrigar Road, 2nd Floor, Jubilee Insurance House, Karachi, SD, PAK, 74000
Jubilee General Insurance Co Ltd is engaged in the insurance business sector. The Company has six business segments for reporting purposes, namely Fire and property damage, Marine, aviation and transport, Motor, Accident and health, and Miscellaneous. The Company operates in Pakistan and provides the service of assurance to its clients all over the Country through its operative branches.
70GF Score

Get the complete analysis for KAR:JGICL

FCF Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₨78.38
Price
₨64.16
GF Value